Timothy Baudis

eMortgageGuys | Helping Homeowners Leverage Equity for a Fresh Start and Financial Stability!

[Timothy Baudis @eMortgageGuys]

Core PCE (the Fed's preferred inflation measure) rose 0.1% from March to April. The yearly rate dropped from 2.7% to 2.5%, moving closer to that coveted 2% Fed target! #pce #inflation #mbshighway #mbssocialshare #mortgagemarketnews #mortgageintheknow https://t.co/YyKNWWK9U2

[Timothy Baudis @eMortgageGuys]

Existing home closings fell 0.5% MoM in April, missing forecasts. The 4-million unit annual pace marks the lowest level since September, while inventory climbed 9% from March. #homesellers #homesales #realestate #mbshighway #mbssocialshare... https://t.co/rlqyQntNjb

[Timothy Baudis @eMortgageGuys]

Housing Starts bounced back slightly (+1.6%) in April after March's significant drop. However, Building Permits (a future indicator for construction) fell almost 5%. #homebuyers #homebuilder #newconstruction #realestate #mbshighway #mbssocialshare... https://t.co/LyxEIMBpb9

[Timothy Baudis @eMortgageGuys]

Home builder confidence dropped sharply to 34 in May, moving well below the 50-point threshold signaling contraction. This decline stems from economic uncertainty, high material costs, and tariffs, though many responses came before the US-China... https://t.co/RLseGIOi9N

[Timothy Baudis @eMortgageGuys]

U.S. and China agree to cut tariffs for 90 days! Talks between the world's two largest economies will continue as they work through economic and trade policies. #TradeDeals #USChina #EconomicNews #mbshighway #mbssocialshare #mortgagemarketnews... https://t.co/lBZMzaa5Hn

[Timothy Baudis @eMortgageGuys]

Existing home closings missed forecasts in March, dropping 5.9% from February with declines across all regions. Inventory increased by 8.1%. #homesellers #homesales #realestate #mbshighway #mbssocialshare #mortgagemarketnews #mortgageintheknow https://t.co/59uLYRZKDy

[Timothy Baudis @eMortgageGuys]

🏠 Housing Starts CRASHED 11.4% in March – biggest drop in a year! 😱 Builders are hitting pause. But Permits? Up 1.6%. 📈 Check the chart 👇 What’s next for #realestate? #homebuyers #newconstruction #mortgagemarketnews

[Timothy Baudis @eMortgageGuys]

Tariffs are hiking construction costs, pushing home prices up 📈. Mortgage rates may rise with inflation. How’s this hitting your homebuying plans? Retweet & tag a friend! 🏠 #RealEstate #MortgageRates #Tariffs #Economy

[Timothy Baudis @eMortgageGuys]

😱 Fed’s Waller says TARIFFS could push inflation to 5% but he’s ready to SLASH rates if recession hits! Calls it a “Tush Push” redo after 2021’s fumble. 🏈 Hero or zero move?
Waller’s wild card: 25% tariffs = 4-5% inflation shock (but “transitory”). He’d cut rates FAST to dodge recession. 10% tariffs = ~3% inflation, maybe cuts in H2 ‘25. Inflation expectations? Still chill.
Rate cuts or inflation fight—what’s the Fed’s next play? 👇
#FedGamble #RecessionLooms #TariffChaos #MoneyMeltdown

[Timothy Baudis @eMortgageGuys]

Inflation eased in March, with the headline Consumer Price Index (CPI) dropping to 2.4% year-over-year from 2.8% in February. This progress was driven in part by falling gasoline prices. Core CPI, which excludes volatile food and energy costs, also... https://t.co/4oB3xaZ5Nr

[Timothy Baudis @eMortgageGuys]

🚨 Rumor debunked: China isn’t selling all their US bonds! 🇨🇳💸 Fed ($4.7T) & Japan ($1.1T) hold more than China ($0.767T). Selling would tank their value & strengthen the Yuan—but it’s not happening. Check the CNY/USD trend 📉 #Finance #Markets #USBonds

[Timothy Baudis @eMortgageGuys]

Thinking of cashing out your home’s equity? 🏡 Options like a cash-out refinance or home equity loan can give you funds for renovations, debt payoff, or big plans. The good news? The cash you get isn’t taxed as income—it’s a loan. But heads up: if you use the funds for home improvements, the interest might be tax-deductible. Other uses? Likely not. Always check with a tax pro to nail down your situation! #HomeEquity #TaxTips #Finance

[Timothy Baudis @eMortgageGuys]

Hey @elonmusk, tariffs are shaking things up—how’s Tesla navigating this? Curious what you see: a manufacturing boom or a consumer squeeze? X, weigh in! #Tariffs #Tesla #Economy

[Timothy Baudis @eMortgageGuys]

Just leased my 1st new car—a Tesla Y—and it’s pure perfection! Thanks, @elonmusk, for making dreams real. Best ride ever—who else loves their Y? #Tesla #ModelY #ThankYouElon

[Timothy Baudis @eMortgageGuys]

BLS March jobs soar to 228K, crushing 135K forecasts! But Jan-Feb revised down 48K, and unemployment edges up to 4.2% from 4.1%. Mixed signals for the economy—thoughts? #bls #jobs #unemploymentrate #mbshighway #mortgagemarketnews

[Timothy Baudis @eMortgageGuys]

🔥 Private sector jobs soared in March 2025! 🚀 155K new positions added, beating forecasts of 105K, per ADP. A bright spot for the economy! 📈 What’s your take on this hiring surge? #ADPEmployment #JobGrowth #HiringBoom #EconomyNews #MortgageMarketNews #MBSsocialshare #MortgageInTheKnow #BusinessTrends #CareerNews #EconomicUpdate

[Timothy Baudis @eMortgageGuys]

Homeowners win BIG: net worth 43X higher than renters. Renting = paying someone else’s mortgage. Buying = YOUR future. [Chart image] Rates are moving in 2025—act fast! Reply ‘YES’ for a free wealth-building tip! #Homebuyers #RealEstate #MBSHighway

[Timothy Baudis @eMortgageGuys]

Pending Home Sales: Up 2% in Feb, but down 3.6% from last year. Housing market comeback or false start? Drop your hot take! #HomeSales #RealEstate #MortgageMarketNews #MBSHighway

[Timothy Baudis @eMortgageGuys]

Inflation’s a ghost story—I’ve got the proof! 🗣️ Truflation’s blockchain data (18M points, .97 CPI correlation) says it’s 1.32% YoY, crashed from 2.7% Jan 31 📉. Old CPI lags 45 days—housing’s stale rents are the trick. Goods? Dropping fast. Who else sees it? #inflation #econtwitter #Truflation #CPI #Economy #markets #realdata #housingmarket

[Timothy Baudis @eMortgageGuys]

In February, existing home closings exceeded expectations, increasing by 4.2% compared to January when sales were sluggish to start the year. Additionally, inventory rose by 5.1%. #homesellers #homesales #realestate #mbshighway #mbssocialshare... https://t.co/0VEmpU94Id