Earl Smith, Halifax Mortgage Broker

#Mortgage Broker with @TMGCanada, #Halifax, Nova Scotia. Proud father - connect with me. TMG The Mortgage Group (Atlantic) Inc. [email protected]

[Women's Day @womensday]

#HappyInternationalWomensDay ✨.

Together let's #AccelerateAction for #genderequality 💪. Let's support the supporters & make #InternationalWomensDay one of the biggest #GivingDays of the year via #IWDgiving. Wishing everyone an impactful #IWD2025 👉https://t.co/4eiieAL2Av #IWD

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

@PeopleCan Amazing........Congratulations Debbie 🩷

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

@therobcampbell ahhh.....the gold old days........

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

For all those with teenage boys in the house!! 😜 😉 😂

#dadjoke #dadjokes

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

“Give the ones you love wings to fly, roots to come back and reasons to stay” Dalai Lama

Working on this....#parentgoals

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

Why is it no matter how old they get, no matter how much they annouy you 😉 , when they are like this...well.....🫠

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

What will the roll of the dice give you? Will the interest rate go up or go down? What will happen next week with the Bank of Canada announcement?
Good news! When you come and chat with me, we will go through all your questions and I'll do my best to answer each one. Reach out!

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

THE RATES, TODAY (May 27, 2024)
Because I work with a wide variety of lenders I can access competitive, lower-than-advertised interest rates.
* This data is provided for information purposes only. Posted rates are subject to change without notice. https://t.co/uTxEy2STc3

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

It's nothing to Tinkerbell about! 😜 😂

#dadjoke #dadjokes

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

Are you self-employed?
Yyou may have a bit of difficulty accessing finances to buy your home since your income could be a little less predictable. You will typically need to show a consistent average of income over 2 years plus some extra due diligence. Curious, let's chat!

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

Thank you for the review Gerry. It's always a pleasure working with you as well.

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

Don’t cling to a mistake just because you spent a lot of time making it....oof...This one made me pause for a minute and think.

Some days we try so hard to make things work out, but in truth they were never meant to. Release yourself from that expectation. Pause, and let it go.

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

I was always known for my killer puns!! 😂 😂 😂

#dadjoke #dadjokes

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

With a face longer than Monday meetings and a vibe as chill as the breeze, he's my buddy and favourite! 🐴😆

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

Mortgage Tip: Location Matters
When looking at homes make sure to find where you liked to live before you fall in love with a house. You can always make changes to a house. However, you can not easily move the home to have beach front access or be in the best school district.

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

Negotiating is my superpower! 🦸‍♂️
My industry expertise and lender relationships often allow me to secure better rates and terms than you might on your own. Plus I will help you look at the big picture of your finances! Reach out today.

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

🏡 New Homeowners: Quick Property Tax Tips! 🏡
1️⃣ Property taxes cover local services.
2️⃣ Can be included in your mortgage.
3️⃣ Pay attention to your tax bill.
4️⃣ Budget for potential changes.
5️⃣ Pay on time
6️⃣ Need help? Ask away!

🏠💡 #HomeownerHelp #TaxTips

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

Perfect joke to share with your Mom this Sunday! Ma - knew - her! 😂 😂 😂

#dadjoke #dadjokes

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

A reverse mortgage can help by allowing you to tap into your home's equity. Cash is tax free. Advantages:
1. You continue to own your home.
2. Use borrowed amount to maintain your lifestyle (an annuity)
3. The lender will not require payments while you living in your home.

[Earl Smith, Halifax Mortgage Broker @earlsmith_ca]

Tell me the weather is getting warmer without telling me the weather is getting warmer!