Tonnie Walter

A Tech Engineer
A Writer
An Enterpreneur

[Tonnie Walter @ecopsdane]

What do you want the world to know. Share them
https://t.co/esth0uDf6y

[Compounding Quality @QCompounding]

10 Visuals that will change your life

1. Give yourself an investing MBA

[Damilare Akinlaja @FourEyedWiz]

Many senior/OG Devs may have already observed the black box effect of using AI for coding in the long term. Your brain rewarding mechanism needs new ways to reward your learning, with AI doing all the magic, your learning quickly and forget quickly too.

What we need to do is figure out how to learn, and retain knowledge while depending on these tools.

[Wifi Money Plant @WifiMoneyPlant]

There’s a scene in Breaking Bad where Walter White’s wife realizes he’s made $7.5 million and says:

“There’s no way we can wash this money through a car wash. No car wash in the world makes that kind of money in a year.”

That line hit me. Because it exposes a truth most people ignore: How much you earn is capped by the kind of business you run.

You can work harder, stay longer, even get smarter - but you’ll never make more than what your business model is designed to carry.

[Aliyu Ado Gaya @CryptoCodex45]

Saving plan:

Set aside ₦20,000 every month
Split it into 4 strong stocks:

1. MTN - ₦5,000
2. Dangote Cement - ₦5,000
3. BUA Cement - ₦5,000
4. Dangote Sugar - ₦5,000

In 1 Year: ₦20,000 x 12 = ₦240,000 invested
Dividend @ 8%:₦240,000 x 8% = ₦19,200 free money per year

That’s about ₦1,600 every month coming into your account without you working for it.

Start with what you can. ₦5k or ₦20k.
In sha Allah, small will become big.

[Aliyu Ado Gaya @CryptoCodex45]

Ways to Start Investing in NGX Stocks as a Beginner;

1. Open a brokerage account – Pick a reputable Nigerian broker like Meritrade, Chaka, Afrinvest, or Bamboo. They handle NGX trades and are beginner-friendly.

2. Get a CSCS account – This is your Central Securities Clearing System number. Think of it like your ID for trading on the NGX. Your broker will usually help you set this up.

3. Learn the basics – Start with understanding what stocks are, how prices move, and basic terms like dividends, market orders, and limit orders. No need to dive deep yet.

4. Start small – Pick a few solid, well-known companies to begin with, maybe Dangote, BUA Cement, Nestlé, or MTN. Invest an amount you’re comfortable with.

5. Track & learn – Watch your investments, read company news, and learn from market movements. Don’t panic over daily swings.

6. Stay consistent – Even small, regular investments over time grow, and you’ll get more confident as you go.

[DL Houston, Tx. @MuscleBackKing]

A nigga temperament before a link gonna tell you everything you need to know. A sissy can’t help but get offended by every lil word.

Masculine men that fuck women don’t get offended because they know all the bitch want is to cream and suck on some dick. A gay nigga think it’s an episode of Real Housewives of Atlanta.

Blocked.

[Geekay @gkbalogs]

Accounting is not Finance oooo.

[Excellent Osagumwenro Efosa @ExcellentKdp]

I tried Amazon KDP. Got terminated.
I tried YouTube. Got demonetized.
I tried Facebook ads. Spent money, made nothing.

Then I realized something nobody tells you about online business.

A thread. 🧵

[👀👀 @Grayarea081]

https://t.co/pH7XjDEQE7

[Moquero🇳🇬🇹🇭 @Moquero_]

If you’re poor like me, buy HEALTH INSURANCE o, use Gifship please, currently N40k a year, i paid N22,500 last year

I am just visiting the hospital for the first time in a year and paid N350 for 3 tests and an xray + medication for malaria and ulcer.

BUY HEALTH INSURANCE

[onsoft @onsoft2]

🎬That hug and kiss that takes depression from 100 to 0 🥹 watch till the end

[Къусэй Черкесия ⋰Ẍ⋱ (Qusai) @Tscherkessien]

I might shock you with this, I grew up in Saudi Arabia and this was normal to see
They even used to fuck in school bathrooms

[Tonnie Walter @ecopsdane]

i keep telling people this...

[ᛪ༙ @ykbprst]

In a recent podcast, Justin Bieber said he sold his music catalog in 2023 for about $200 million to support his wife, Hailey Bieber.

He explained that Hailey was having production issues with her new skincare brand, Rhode, which she started in 2022, so he stepped in to help financially.

In 2025, things paid off when e.l.f. Beauty offered up to $1 billion to buy the brand, and they accepted the deal. Hailey stayed on as a top executive.

Justin called it a big win for them and joked that Hailey didn’t add any interest to the $200 million he gave her earlier.

[Osaretin Victor Asemota @asemota]

This is one thing we have to unlearn. When the market is very large, and potential competitors are not capitalizing on their advantage, you NEVER play the "start-lean" game.

People keep talking about Opay but forget the other elephant in the room: PalmPay. Opay had to raise a lot and fight like mad, not only against well-funded Nigerian financial institutions but also against a well-funded Chinese-owned competitor.

The skills and resources required to fight at this level, sadly, are very limited within our local startup ecosystem, as people have not learned to build very fast and sell very fast to learn, earn, and grow. We keep waiting for incremental investments.

If we have seen how this works with Opay and others for Fintech, why can't it be repeated in Healthtech or even Education, for instance?

The energy sector is another good example. What Dangote did is the equivalent of Opay for the energy sector. Distribution is still wide open, and renewable energy also needs to be done at a sufficient scale as China did.

The thing I still admire Opay for is that the banks didn't see them coming, as they were too afraid of the telcos and were trying to frustrate telco mobile payments without realizing that their flank was exposed by online banking.

While startups were talking about building neobanks to compete with existing banks, Opay and others just built and scaled without trying to fight anyone. Their agents even initially created more transaction volume for the banks.

Their apps sell more airtime and data plans for telcos than the existing dealer network does. Everything moved online much more rapidly because Nigerians got cheaper smartphones. The telco curse is regulation and reliance on ancient vendors to build their tech.

This is a masterpiece in timing and execution backed by the right amount of capital and less wishful thinkingul thinking. We should learn well from it and replicate it in other sectors.

[Brian D. Evans @BrianDEvans]

The people who build things will always outrun the people who talk about building things.

Speed compounds. 90% of what stops us from shipping is imaginary.

As AI gets better, the value of being a real human is skyrocketing.

Most people still won't put their name on their work.
Their loss.

Ship the thing.

[Jacob (Laburu Jnr.) @bi_and_blunt]

My mum has started talking to me about the possibility of surrogates and ‘harvesting’ my sperm. She’s like “whatever you want to do about your love life is your business, I just want to carry grandbabies from you.”

A 21st century mother. I stan

[Tonnie Walter @ecopsdane]

WHY DID AARON STOP GRACING OUR SCREEN? AFTER KILLJOY, THE TV SERIES, I DONT THINK I HAVE SEEN HIM IN ANY MOVIE OR SERIES.

[FlickFreak_ @Drew_Scarlet98]

He caught his boyfriend with another man...what he did next will shock you.

[Tonnie Walter @ecopsdane]

@JamesRo75812730 @KINGOFDICKWORLD do u know him?