Eduard Nilaj

Economist (PhD). Fellow @BorrowerJustice & @jainfamilyinst. Work with @TCFdotorg on consumer debt.

[Mike Pierce @millennial_debt]

Today @BorrowerJustice @TCFdotorg launched Affordable NYC Now-- bringing together an incredible set of experts and advocates to develop a new economic agenda for NYC.

We're thrilled to be joined by @JulieSuLabor @AlvinBraggNYC @Harvey4council today to talk about whats next!

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[Angela Hanks @AngelaHanks]

Finally, a solution to society's biggest problem*

*Grade inflation at Harvard.

[Julie Margetta Morgan @jmargetta]

Want to understand why New Yorkers are so worried about affordability and so ready for change? Check out these maps.

[Mike Pierce @millennial_debt]

Today, @jmargetta @Edi_Nilaj and I put out a new analysis from @TCFdotorg @BorrowerJustice looking at the boom in past-due utility bills appearing on Americans' credit reports.

The upshot: energy bills are going up and families are falling behind.

This is Trump's economy.

[Julie Margetta Morgan @jmargetta]

How are American families coping with higher energy prices? Not well, it turns out. An @TCFdotorg and @BorrowerJustice study shows that 1 out of 20 households are facing severely delinquent utility bills. https://t.co/eXcT4eM0zf

[LPE Blog @LPEblog]

The @jainfamilyinst released a new report by @edi_nilaj, @econ_marshall, @laura_bmw that analyzes systemic issues in student debt non-repayment and negative amortization.

https://t.co/G8t6E8ZzFS

[JAIN FAMILY INSTITUTE @jainfamilyinst]

NEW RELEASE —

How do we help borrowers with balances that grow over time due to unaffordable interest accrual?

We answer an important question posed by the Dept of Education to the Student Debt Relief negotiated rulemaking committee.

https://t.co/GL9eJo5Z6W

[Eduard Nilaj @Edi_Nilaj]

Glad to have co-authored this report with @KKM_Econ, unpacking the homeownership barriers faced by young student debtholders in D.C.

[JAIN FAMILY INSTITUTE @jainfamilyinst]

NEW RELEASE—

Dive into the latest report from JFI's Millennial Student Debt project. @Edi_Nilaj & @KKM_Econ from @EconomicPolicy explore key obstacles to homeownership for young student debtholders in Washington, D.C.

https://t.co/S1IxkmkCzz

[JAIN FAMILY INSTITUTE @jainfamilyinst]

NEW from JFI—

A report on the cash-flow-positive, insurance-like petroleum hedging strategy developed over two decades by the Mexican Treasury, with lessons for other oil exporters.

Read it here (also available in Spanish and Portuguese): https://t.co/czSigtGr2f

[Beamer @laura_bmw]

⬇️ @Econ_Marshall's incredible thread about our NYT essay!! Wouldn't have been possible without the amazing data analytics by @Edi_Nilaj & @sergiotpinto!

Thank you @taymaggiacomo & @jashkenas for pushing through some great edits and graphics. Just wow.

https://t.co/FLj9npMmTn

[Phenomenal World @phenomenalworld]

We are extremely thrilled to announce a collaboration with @UChicagoPress: a new book series on political economy and the critical social sciences.

Edited by @MehrsaBaradaran, @danielagabor, @DestinKJenkins, @nssylla, @adam_tooze, and Melinda Cooper.

https://t.co/2I6DxvS0RI

[JAIN FAMILY INSTITUTE @jainfamilyinst]

Read the full interactive report here from @laura_bmw & @Edi_Nilaj—

Takeaways from the past 2 years of repayment freeze & some cancellation:

- Debt balances⬇️
- Homeownership rates⬆️
- Balances of new loans⬇️
- Race & wealth remain predictors of⬆️burden
https://t.co/CDOPVwoOgi

[JAIN FAMILY INSTITUTE @jainfamilyinst]

“Effective policy can lessen the negative impacts of the student-debt crisis—not just in relieving debt, but enabling home ownership & economic mobility.”
- @Edi_Nilaj in @MarketWatch with a story from @aarthiswami on trends from our 2022 annual report:
https://t.co/UHX66rIOgB

[Beamer @laura_bmw]

📢📢📢New report📢📢📢

Student Debt and Young America in 2022.

@Edi_Nilaj and I investigate #studentdebtor trends transpiring during the covid pandemic. We also analyze #cancellation and #IDR and how they will play into those trends. A thread below…
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[JAIN FAMILY INSTITUTE @jainfamilyinst]

NEW—

2022 student debt report shows promising trends amid 3 yrs of repayment pause & policy change—but a continued debt crisis disproportionately affecting low-income, Black & Latinx borrowers.

@laura_bmw & @edi_nilaj w/ interactive maps from @frnsys

https://t.co/CDOPVw7cRI

[Beamer @laura_bmw]

🔔🔔🔔 New report! 🔔🔔🔔

“The Distribution of Student Debt Relief: Data Versus Narrative” introduces new visuals and stats that directly contradict some of the #talltales we’ve been told about #studentdebtcancellation being regressive. 1/

[JAIN FAMILY INSTITUTE @jainfamilyinst]

NEW RELEASE

Lead Higher Ed Researcher @laura_bmw's newest report combines 3 datasets to examine the makeup of student debtors—

Her results provide a counterpoint to narratives that #debtcancellation disproportionately favors the wealthy.

Read it here: https://t.co/ZRX4BqkbyS

[Beamer @laura_bmw]

@matterlifedebt put together an amazing panel for this really great and timely conversation on the impacts of student debt cancellation versus the many myths that we hear over and over again. #checkitout!~

[Beamer @laura_bmw]

📢📢📢New report!!

“Cost Deception at Elite Private Colleges” by @edi_nilaj and myself, released today from @jainfamilyinst! This report is a long-time coming and we delve into how the richest colleges cut corners to the detriment of their students. For example… 1/

[JAIN FAMILY INSTITUTE @jainfamilyinst]

Out Now: “Cost Deception at Elite Private Colleges.”

New research from @edi_nilaj and @laura_bmw explores the deceptive cost practices at elite private colleges and universities that harm students in the long run.

https://t.co/c84qPd8tBM

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