Gentle Edo

Excellent driven, Diligent and dedicated young Accountant &Motivator

[Gentle Edo @edogentledavid]

The best infrastructure is the one people never notice until it stops working.
Now you know.
Drop a comment if you've experienced this
#GEDThinks #NIBSS #DigitalBanking #FintechNigeria #FutureOfBanking

[Gentle Edo @edogentledavid]

Your transfer didn't fail. The road it travels on was broken.
Last month, millions of Nigerians hit "Send" on their banking apps and then waited.
No debit. No credit. No confirmation alert. Just silence.
#GEDThinks #NIBSS #DigitalBanking #FintechNigeria #FutureOfBanking

[Gentle Edo @edogentledavid]

Nigeria's digital economy is growing faster than the infrastructure beneath it.Understanding why payments fail isn't just for bankers. It's for every business owner, every merchant, every person who has ever stared at a spinning wheel waiting for a confirmation alert.

[Gentle Edo @edogentledavid]

NIBSS itself just launched the National Payment Stack, Nigeria's next-generation payment infrastructure built on the global ISO 20022 standard.
The road is being rebuilt. While traffic is still moving.

[Gentle Edo @edogentledavid]

The CBN has responded & are encouraging & in some cases requiring organizations to build backup systems so critical services keep running even if one fails. Banks and fintechs must now maintain dual connections,NIBSS and UPSL, so traffic automatically reroutes when one goes down.

[Gentle Edo @edogentledavid]

So when NIBSS goes down…
→ Mobile banking fails
→ POS terminals fail
→ Fintech apps fail
→ Merchants can't confirm payments
→ SMEs can't manage cash flow
It's not your bank's app.
It's the road.

[Gentle Edo @edogentledavid]

No NIBSS. No transfer. The scale is staggering.
Nigeria's NIP platform processed nearly 11 billion transactions in 2024 alone — worth over ₦1.07 quadrillion. That's not a typo.
And every single one of those transactions depended on one central infrastructure.

[Gentle Edo @edogentledavid]

It is the invisible engine behind every interbank transfer you've ever made.When you send money from First Bank to Access Bank, NIBSS is the road that carries it. Bank dont talk directly to other banks,NIBSS sits in the middle, clears the transaction, and settles it in real time.

[Gentle Edo @edogentledavid]

Naturally, customers blamed their banks. After all, that's the only institution they can see.
But the real issue was something most Nigerians have never heard of NIBSS.
So what is NIBSS? Nigeria Inter-Bank Settlement
Incorporated in 1993, owned by all licensed banks and the CBN

[Gentle Edo @edogentledavid]

@KwesiVirgins @Billy30503735 @UnitedLatesNews @ManUtd @premierleague @ChampionsLeague @UEFA @UEFAcom I can bet you are a city Fan ….

[Gentle Edo @edogentledavid]

@fidelitybankplc Lol…I go first buy suya and very chilled Coca-Cola

[Gentle Edo @edogentledavid]

Zadok✅✅✅✅✅ #zadok

[Ebuka Obi-Uchendu @Ebuka]

Gotta give it to Zadok and his performances. Truly understands the art

[Gentle Edo @edogentledavid]

@ChuksIkedichi @Ebuka #Zadok

[Gentle Edo @edogentledavid]

@Chidi64519290 @Ebuka What do u know about music ..Koshi joor

[Gentle Edo @edogentledavid]

@_shalomthefirst Feb 25th where art thou

[Gentle Edo @edogentledavid]

@Mr_BushyTop Sorry Brother

[Gentle Edo @edogentledavid]

@preshsantos Hilarious

[Kate Amaka Henshaw @HenshawKate]

Please someone tell me its not true....
@OkporEmeka is gone???
Pls.....😥

[Gentle Edo @edogentledavid]

@Janet92144471 Let's really be Honest Jane

Did God really Fail you ? Or you failed yourself .

God is not a magician. We must learn to understand that .
Keep practising ,you will pass soon enough.

[Gentle Edo @edogentledavid]

@FynnKobbyreigns @mrbayoa1 Why u dey any how like this Na

You no go understand first before you talk