el faris hanafi

Hanya berkongsikan Tips Kewangan Padu

[el faris hanafi @elfarishanafi]

NOTA: Antara benda yang perlu anda tahu semasa survey medical card, ialah "Deductible"

[el faris hanafi @elfarishanafi]

Gambar ini diambil selepas kertas terakhir SPM di Kolej Islam Sultan Alam Shah, KISAS. Tahun 2013.

Kalau batch anda repeat, memang jadi tradisi legasi bergenerasi.

[el faris hanafi @elfarishanafi]

@PhatAyed Faktor umur maybe

[el faris hanafi @elfarishanafi]

@aiinnatasyaa Tips nak apply medical insurans ni, tengok dia punya

1. Annual limit
2. Deductible
3. Co takaful

[el faris hanafi @elfarishanafi]

@myzzuraa Yang minta revise turunkan limit tu operator Takaful atau ejen ya?

[el faris hanafi @elfarishanafi]

@pja_chan Ada minta bantuan ejen?

[el faris hanafi @elfarishanafi]

@abangridhwan @FaizMegat @DrBeniRusani Saya sokong kenyataan ini

[el faris hanafi @elfarishanafi]

Medical card Hong Leong MSIG Takaful (HLMT) ni tiba2 femes ada sebab lain ke?

Kot2 viral dekat mana2 ke

Sorry bro terlepas train

[el faris hanafi @elfarishanafi]

@FinancialGory Harga emas terus naik atau naik turun? 🤭

[el faris hanafi @elfarishanafi]

@DrBeniRusani Saya datang singgah je promote akaun Tiktok saya (@elfarishanafi) Goodluck Dr Beni 😇

[el faris hanafi @elfarishanafi]

@fiihazmii Komitmen. Sebab tu tak pelik kenapa ada orang tambah komitmen untuk kuat bekerja.

[el faris hanafi @elfarishanafi]

@anssxh Betul kadang gaji stuck ni diluar kawalan. Alhamdulillah dari income agent takaful, dapat extra income RM500 pon okay sangat. Dapat la topup mana2 belanja groceries

[el faris hanafi @elfarishanafi]

Get well soon. Yang paling mahal ialah kesedaran awal dan bertindak. Glad she did it 👍🏻

[Princess Jiee ◡̈ @najihahshahrel]

Medical bill: RM25,256.43 😭
I tak payah bayar sesen pun.

Ini bukan thread I jual insurance. I reti jual beauty products je.

This is my personal experiece.

Baca untuk fahamkan kenapa pentingnya ada medical card dan bersyukurnya I sebab ambil time muda.

[el faris hanafi @elfarishanafi]

Bila la agaknya si twit femes ni nak jumpa aku 🤭🤣

[Fakhri | Akan Datang: Fa Inni Qarib 2.0! @fakhrifadzli]

Deep conversation.

Bila jumpa kawan baik, tak sedar dah lebih 3 jam berbual.

Dari topik kehidupan, politik, agama, cerita peribadi.

Jadi juga sesi curahan hati dan perasaan. Rasa fulfilling betul.

Jumpa 3-4 bulan sekali, tapi dah cukup.

Inilah definisi good friendship.

[el faris hanafi @elfarishanafi]

@AkeemSharyzal Atas tikar sejadah

[Rajat Soni, CFA @Rajatsoni]

When I was in my early 20s, I thought people with nice cars and big houses were rich.

I found out it was all fake when I started working at a bank and could see customer profiles.

A lot of the people with nice things ARE BROKE because they need to LOOK RICH.

[el faris hanafi @elfarishanafi]

@localrkyt Cita2: Doktor
Belajar: Akaun
Kerja: Tiktok content creator 😆🤭

[el faris hanafi @elfarishanafi]

@fiihazmii Sedar since age 13. Sekarang keje aku menyedarkan orang lain 🤭

[el faris hanafi @elfarishanafi]

"Kalau orang tanya better beli kereta guna cash atau finance?"

I replied: Kenapa nak bayar cash kalau asset tu depreciating? 🤭

It's all about OPM - other people's money

[Marcus Keong @marcus_keong]

My opinions on buying a car:

1) If you drive long distance often, get a new car. Else, buy a used car.
2) Always pay the most down payment if it doesn't affect your finance.
3) If possible, choose a car loan with the shortest term.

What's your take when buying a car?

[el faris hanafi @elfarishanafi]

Belum sempat explain keje apa, sedara mara tanya dulu

"Kawan aunty ada share video tiktok Faris. Awak share pasal MLTT dan Hibah. Mende apa tu?"

"Lama tak nampak kamu. Selalunya nampak kat alam maya je"

Thank you aunty. More content to come 😆🤣

[el faris hanafi @elfarishanafi]

@Anepppppppppp Kadang diri sendiri je yang rasa circle of friend tu mengecil

Padahal bila borak balik dengan kawan lama jadi normal

Friendship ni tak semestinya kena texting, reply story ig, catch up seminggu sekali, etc.

Makna friendship ni luas. Bertegur bila terjumpa pon dah okay