We have two female NYSC corps members serving in our Office.
One is very friendly. She greets everyone, gets along with the staff, and people genuinely enjoy working with her.
The other can be quite rude. Staff members complain about her attitude regularly.
They’ll be passing out soon, and our boss asked HR to evaluate them because he wants to retain only one person.
The rude one is exceptionally smart. She joined the marketing department and has already closed a deal, while the friendly one is still learning and trying to figure out the job.
If they retain the rude one, she’ll likely produce great results, but her attitude is a major concern.
HR asked everyone for their opinion. Out of 10 staff members, 8 said they shouldn’t retain her. One person even volunteered to train the friendly one. 😂
Character is everything.
You just made your first $1M. Your brain immediately jumps to the bigger house, the nicer car, that business idea you’ve been itching to execute.
Resist all of it, that instinct is exactly why most people who come into money are broke again within a few years.
The move nobody teaches you: do nothing.
Let it sit. Don’t deploy it, don’t try to flip it, don’t show it off. Park it somewhere safe that pays you while you think. Lock it into a 2–3 month yield-bearing instrument e.g T-bills, low-risk positions, safe and battle-tested protocols.
You’re not trying to get rich off it; you’re already there. You’re buying yourself time to think clearly and getting paid to do it.
Run the numbers. $1M at just 5% APR:
→ $50,000 a year → $4,167 a month → $137 a day
Every day you wake up, $137 landed in your account. You didn’t touch your principal. You didn’t lift a finger, and if that 5% compounds daily, you’re closer to $51,200 a year, the money starts making money on the money.
So before you spend a single dollar or naira, ask yourself one question: can this purchase pay for itself from the interest alone? If yes, you’ve earned it. If no, you’re eating your seed.
Anyone can GET money. Keeping it is a different skill entirely and it starts with the discipline to sit still while everyone expects you to splurge.
Sometimes parking it and letting it pay you is the best play ever. This is from experience, don’t joke with your once-in-a-lifetime SEED when it comes your way.
Be careful when you join a crowd that's laughing at someone.
Because years later, history may remember the person being Mocked far more kindly than the people doing the mocking.
Time will become the final judge.