Rick Erven

Working with a select group of clients to make sure they have enough. We assess insurance, investments, banking, mortgages, and employee benefits.

[Rick Erven @ervenplanning]

Tech students need to get creative in their own time to meet the shifting expectations for intern candidates https://t.co/CJjXsCrYey

[Rick Erven @ervenplanning]

You’ll be paying big bucks for location, not amenities, if you want to stay in the shadow of MetLife Stadium for the World Cup final. https://t.co/DEOjBcHuqJ

[Rick Erven @ervenplanning]

Imagine spending 40 years building your retirement savings only to feel like your financial future depends on the next inflation report, interest rate announcement, economic headline or stock market close. https://t.co/oHD5QuXuFH

[Rick Erven @ervenplanning]

Regardless of where you open a high-interest savings account, be mindful of temporary promotional rates. https://t.co/0aTZErucvs

[Rick Erven @ervenplanning]

The St-Hubert airport, one of Canada's oldest aviation hubs, has been rebranded to Montreal Metropolitan Airport, renovated and expanded with flights to 11 Canadian destinations, including Vancouver, Calgary, Edmonton and Toronto. https://t.co/Cr2SwIs0wu

[Rick Erven @ervenplanning]

Conspicuous consumption involves purchasing goods to display wealth and social status, as defined by Thorstein Veblen in 1889. Luxury items like high-end smartphones and supercars exemplify conspicuous consumption, often more about https://t.co/2VPk1atd0u

[Rick Erven @ervenplanning]

Reputation is built through repeated exposure over time, and the companies that treat media as long-term infrastructure consistently outperform the ones treating it like a one-off campaign. https://t.co/aiuPnFzgQi

[Rick Erven @ervenplanning]

The Lewiston Tribune of Idaho is taking advantage of all the things its old presses can do https://t.co/wzRDhyC2EP

[Rick Erven @ervenplanning]

This is the way sports are supposed to feel — exhilarating, nerve-racking, occasionally heartbreaking. The World Cup is here. The NBA playoffs have been thrilling. Baseball season is in full swing. The stakes feel extremely high, bu https://t.co/lZp9o869RK

[Rick Erven @ervenplanning]

Technological fashions will come and go. The love of dogs is eternal. https://t.co/8t9La7MrUG

[Rick Erven @ervenplanning]

Being a leader isn't just about managing people and overseeing tasks anymore. Here's what actually works in 2026. https://t.co/ricVBqhBgn

[Rick Erven @ervenplanning]

Call it the Dickens economy: It is the best of times and the worst of times, depending on who you are, and the gulf between the two only looks to widen. https://t.co/5WvefWLxFw

[Rick Erven @ervenplanning]

Income in respect of a decedent (IRD) refers to income that a decedent had earned or had a right to during their lifetime but hadn't received at the time of their death. It is included in the decedent's estate but not their final in https://t.co/8Q6bGef3OS

[Rick Erven @ervenplanning]

The modern leadership challenge isn't just managing pressure — it's preventing it from accumulating, and small, intentional moments of clarity, connection and joy can make all the difference. https://t.co/jPspJA7uFd

[Rick Erven @ervenplanning]

When newly public companies have been valued as richly as SpaceX, OpenAI and Anthropic seem likely to be, the outlook for ordinary investors has been poor. https://t.co/ihrUIWad0k

[Rick Erven @ervenplanning]

You need at least $210,000 in annual income or at least $1.8 million in net worth to be in the top 10% of U.S. households. A 35-year-old needs around $372,000 of net worth to rank in the top 10% of their peers, while someone in thei https://t.co/DLWCg6kj3P

[Rick Erven @ervenplanning]

People are living longer nowadays. According to the Centers for Disease Control and Prevention (CDC), the average life expectancy at birth in 2024 was 76.5 years for males, 81.4 years for females, and 79 years for both sexes. But th https://t.co/SG17NIBcT7

[Rick Erven @ervenplanning]

Doctors and exercise scientists say aging inevitably reduces strength and aerobic capacity—but regular exercise can significantly slow the decline. https://t.co/nByX8dWG2g

[Rick Erven @ervenplanning]

Households with median incomes are far short of being able to afford the payments on median houses, according to an index of home affordability. Forecasters at Oxford Economics expect home affordability to continue to decline over t https://t.co/7Bpg5RIGya

[Rick Erven @ervenplanning]

Geopolitical tensions are creating "unlimited" opportunities in defense, Carlyle CEO Harvey Schwartz said. Russia's invasion of Ukraine and the Iran war have intensified the global focus on national security. Schwartz said Carlyle's https://t.co/ghO95WkdQJ