@cakrolik They might try to negotiate on monthly loan payments. Insist on negotiating on the total cost, regardless of how you’re paying. Get pre approved for a loan from a bank or credit union. Shop around. You can always choose to finance with the dealer if they give you a better rate
@johnaugust I can’t imagine the studios and networks like package fees any more than the guilds. Why don’t they refuse to negotiate them? It’s not like an agency could afford to not work with Disney or Comcast.