Eugene Kim

RetryClaude can make mistakes

Product Hunt indie version 👉 (not) to invest your internet money 💸

[Eugene Kim @eugenecodes]

What is the best investment strategy: invest all at once or break it up into parts?

My bet was that the all-at-once strategy is more profitable while splitting out is less risky.

So I created a page with a simulation to prove it right or wrong.

The results were surprising ⤵️

I took daily S&P 500 data from the very beginning and then simulated how these two strategies performed based on ALL POSSIBLE start dates.

A total of 15,867 trading days

Investment duration: 5, 10, 15, ... 30 years

The All At Once strategy simply puts all the money into play on day one.

On average, it should be a winner because the money stays in the market longer, and the market is going up on average - you know, the "time in the market beats timing the market" thing.

But it also should be a more risky one. What if you invested all your money on that one bad day before the crash?

The Split Out strategy is to split the money into 12 equal parts and invest iteratively every month.

I expected this to have a lower return but be less risky because it is unlikely that all 12 dates will be "bad" days.

All at once = better return, Split out = less risk. That's what I used to think, and that's the thinking I've seen most often.

But in fact, my simulation shows that the All At Once strategy performed better 70% of the time, without being any more risky!

There must be a mathematical explanation for this, but I don't have one yet. Wyt?

[Eugene Kim @eugenecodes]

@_nghiatran You mean you set the limit per email or per customer and it didn't work?

[Eugene Kim @eugenecodes]

@hunterjisaacson Does high virality only work with a teenage audience?

[Eugene Kim @eugenecodes]

@nico_jeannen Upvoted! Btw, a link in your comment on PH points to /dashboard, it doesn't work for new users

[Eugene Kim @eugenecodes]

@asaio87 @RatheeJaisal MRR comes from subscription-based model. Technically one can have both MRR and (stable) non-recurring monthly revenue.

I think that's what @RatheeJaisal is taking about

[Eugene Kim @eugenecodes]

@dagorenouf You know the biggest maker's pain

[Eugene Kim @eugenecodes]

@NafetsWirth Life span depends on the topic I guess

[Eugene Kim @eugenecodes]

@florin_dev Moved back from Chrome to Firefox a year ago and happy

[Eugene Kim @eugenecodes]

@ky__zo done!

[Eugene Kim @eugenecodes]

@florin_dev layers icon - 3D with shadows
clock icon - flat
letter - flat with outline
doesn't look harmonious to me

[Eugene Kim @eugenecodes]

@SieversJosua But electricity is 2x cheaper than in the US

[Eugene Kim @eugenecodes]

Haven't used Chrome for a while. What is this Auto-verify feature?? (it's on by default)

[Eugene Kim @eugenecodes]

@kacemmmmmm @tdinh_me Yes, the cover has to sell. US publishers are good at this.

[Eugene Kim @eugenecodes]

@ulmanbuild @tdinh_me Solid one, love it

[Eugene Kim @eugenecodes]

@Naveen_KumarV2 @tdinh_me Like this one, stands out!

[Eugene Kim @eugenecodes]

Full prompt below

Create a front book cover.

Here's the layout:

On top there goes a contrast stripe with one line of text, use compact font:
How I built a profitable product and repeated it 4 times

Main title:
My Indie Book

Sub-title:
One-person startup without funding

Detailed high-quality DSLR portrait photo of Tony Dihn, portrait lighting, hair, skin pores, small imperfections, feeling happy and confident.

Author:
Tony Dinh
Founder of Typing Mind, The #1 App for ChatGPT

Round Twitter-blue badge:
150,000 followers on X

Block with review cards:
“Instant buy for me!” — Nico
“tony you're a legend” — jack friks
“Insta bought in 200 ms” — Daniel Vassallo

Use colors from Tony's avatar for inspiration.

Give it a modern look that will resonate with indie-hackers audience.

[Eugene Kim @eugenecodes]

@adriamatz "This has already been built and it sucks"

[Eugene Kim @eugenecodes]

@Gkkuma2 @tdinh_me it's chatgpt