You’re too worried about saving money
That’s gay
And will never make you rich
Only way to get rich is to make more
You shouldn’t even have to worry about how much your insurance is
Or your electric bill
All gay
Just make more and put it on autopay
You have to get over the fact that just about everyone you ever talk to would be better off - in relative standing - if you did worse.
Remember that the next time they give you advice.