e.kireru🇰🇪

Christian

Husband

Father

Student@Wealthcreation

[e.kireru🇰🇪 @evanskireru]

@KamauNgothoOlk Congratulations my MP

[e.kireru🇰🇪 @evanskireru]

@KamauNgothoOlk Congratulations. My MP

[e.kireru🇰🇪 @evanskireru]

Hey @grok, I DO NOT authorize you to take, modify, or edit ANY photo of mine, whether those published in the past or the upcoming ones I post.
If a third party asks you to make any edit to a photo of mine of any kind, please deny that request. Thanks.

[cheruiyotkb @cheruiyotkb]

You got Ksh 1 MILLION to invest in FOUR stocks. Your dream #NSE portfolio? Your anchor stock on any set? If the sets aren't ideal for you, pick any four across.

[e.kireru🇰🇪 @evanskireru]

Stages of Money Market Funds Interests and investing:

🟢Ksh100 - "It's not worth it."
🟢Ksh200 - "You're wasting your time."
🟢Ksh1,000 - "Can't buy much with that."
🟢Ksh20,000 - "Can you show me how?"
🟢Ksh100,000 - "You're so lucky."
🟢Ksh200,000 - "I wish I started earlier.

[e.kireru🇰🇪 @evanskireru]

A higher salary will make you FEEL rich, but assets will make you wealthy.
The higher your salary, the more tax you pay.
The wealthy understand this, which is why their income mostly comes from assets.
Use your salary to buy more assets

[e.kireru🇰🇪 @evanskireru]

Your goal should be to use your salary income to buy income generating assets.

Then you can earn additional income from your assets & compound your wealth.

This is how to break free from financial constraints.

[e.kireru🇰🇪 @evanskireru]

Your money won't work for you if it just sits in your current account. Put it to work by investing in:

• Unit trust funds
• Bonds
• Stocks/ETFs
• REITs

[e.kireru🇰🇪 @evanskireru]

8 Investment opportunities in the Kenyan Financial Markets:

1. Stocks of listed companies
2. Treasury Bills
3. Unit Trusts
4. Derivatives
5. Saccos
6. Treasury Bonds
7. Real Estate Investment Trusts
8. Fixed Deposit Accounts

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

Testimonial Time:

Btw chief thank you for course. I believe I was a high income earner without precise knowledge. Since your course here are my milestones.

1) Debt Free

2) Emergency 1,000 usd

3) 3 months savings bagged in mmf

4) 1 million in NSE

5) In December I will have a studio apartment.

6) And I am on track for a one bedroom next year

Thank God and thank you for the guidance.

#AbojaniMasterclass

[e.kireru🇰🇪 @evanskireru]

You invest in your future when you:

•Pay attention to your money
•Set personal financial goals
•Educate yourself about finances
•Set up a retirement fund account
•Have an emergency fund account
•Buy investment-grade real estate
•Have shares and bonds CDS accounts

[e.kireru🇰🇪 @evanskireru]

The most valuable companies in Kenya by market cap today:

Safaricom—Sh1.1 trillion
Equity Bank—Sh207 billion
KCB Bank—Sh175 billion
EABL—Sh163 billion
StanChart—Sh127 billion
ABSA—Sh108 billion
NCBA— Sh107 billion
Co-op Bank—Sh101 billion
Stanbic —Sh73 billion
I&M—Sh64 billion

[e.kireru🇰🇪 @evanskireru]

Typical stages of financial wellness:

1. Stability
Bills are paid, savings are funded, little/no debt.

2. Soaring
2/3 income sources, money works for you.

3. Security
Frequent travel, eat good food, enjoying your money.

4. Freedom
Money is not an issue, high living standards.

[e.kireru🇰🇪 @evanskireru]

Avoid these mistakes when investing in MMFs:

Don’t jump from one MMF to another

Don’t chase returns

Don’t use your MMF as a transaction account

Don’t invest irregularly, stay consistent

Don’t ignore costs (management fees & taxes)

[e.kireru🇰🇪 @evanskireru]

Benefits of MMFs
1. You earn more than a savings account
2. Your money is safe
3. You can access your cash easily
4. You keep your capital intact
5. You can use it for your emergency fund
6. With as little as Ksh 100, you can open an MMF account
7. Enjoy Compound interest.

[e.kireru🇰🇪 @evanskireru]

You can make money in the stock market in two ways.

1. Capital gains

2. Dividends

For example, if you buy @imbankke shares at Ksh 37.55 and the price rises to Ksh 45.55, the Ksh 10 difference is your capital gain.

At the same time, I&M may pay you a dividend.

[e.kireru🇰🇪 @evanskireru]

If you want to be debt-free and stay that way, focus on:
✅ Clearing high-interest balances first
✅ Building an emergency fund as you finish debt payoff
✅ Saying no even when the loan terms look “good”
✅ Avoiding being a guarantor casually
✅ Reviewing your budget often

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

Many people spend over 40 years of their lives working only retire with little to nothing to show for it.
This isn’t because they didn’t work hard. It’s because earning alone does not create wealth.

Breaking that cycle requires intentional ownership of assets, opportunities, and the means to produce and sustain value.

At the Abojani Economic Empowerment Conference, we’ll explore practical ways to turn years of work into lasting wealth, focusing on systems that help us grow what we have and protect it for the future.

#Abojani5thEEC #OwnershipEconomyKE

[e.kireru🇰🇪 @evanskireru]

Four money habits that protect your peace

🔹 Always having 1 month’s expenses liquid
🔹 Paying bills on the same day each month
🔹 Keeping your phone upgrade cycle long (3-4 years)
🔹 Avoiding financial decisions when emotions are high

[e.kireru🇰🇪 @evanskireru]

Financial literacy is one of the few skills that can transform your income, no matter your profession. If you can read numbers and understand money flows, you’re better equipped to make it grow.