EverNorth Wealth Advisory

Helping medical professionals and business owners create and maintain generational wealth

[EverNorth Wealth Advisory @evernorthwealth]

The most apples to apples comparison of "Whole Life + IFA" vs "Buy Term & Invest the Difference"

https://t.co/rdwvo2p4TC

[EverNorth Wealth Advisory @evernorthwealth]

The VAST majority of whole life policies being promoted today favour the agent's financial success over the client. They max financial compensation to the agent.

That's why Dave Ramsey and other financial commentators bash them.

[EverNorth Wealth Advisory @evernorthwealth]

Corporate Whole Life + IFA

OR

Buy Term + Invest the Difference

Comprehensive report coming soon...

[EverNorth Wealth Advisory @evernorthwealth]

Tax Planning and Optimization for Incorporated Physicians

https://t.co/PhWRPq9702

[EverNorth Wealth Advisory @evernorthwealth]

The Complete Guide to CPP

https://t.co/IdEuoh7hIl

[EverNorth Wealth Advisory @evernorthwealth]

With all the risks in life and business, portfolio stability/ reducing volatility is too often overlooked by the financial system.

During times of change, avoiding losses can be 10x more important than earning high returns.

https://t.co/gi8p4IqilC

[EverNorth Wealth Advisory @evernorthwealth]

The Dragon Portfolio for Canadian Investors.

https://t.co/zLywvQy4Ge

[EverNorth Wealth Advisory @evernorthwealth]

After 30+ years in this business, this is the best portfolio strategy I could find.

https://t.co/9vChLsUtwi

[EverNorth Wealth Advisory @evernorthwealth]

Canadian Doctors: Converting a medical company to a holding company at retirement

https://t.co/95kyzV0kYT

[EverNorth Wealth Advisory @evernorthwealth]

Should Canadian doctors invest in an IPP, PPP, or perhaps HOOPP (ON)?

https://t.co/IZK2pm107E

[EverNorth Wealth Advisory @evernorthwealth]

How can incorporated professionals address the 50k passive income limit?

https://t.co/IeMfoRwIIN

[EverNorth Wealth Advisory @evernorthwealth]

Should incorporated doctors build the RRSP or invest more in the corporation?

https://t.co/nlA9sgpc44

[EverNorth Wealth Advisory @evernorthwealth]

Should Canadian doctors take salary or dividends?

https://t.co/BXhjkjOwNc

[EverNorth Wealth Advisory @evernorthwealth]

A balanced analysis of infinite banking and whole life policies in Canada
https://t.co/mKDuV9Onwt

[EverNorth Wealth Advisory @evernorthwealth]

Current Shiller CAPE Ratio is approx 30.

Historical mean is approx 17.

The market is still tremendously over-valued.

(logic that most weren't prepared for)

[EverNorth Wealth Advisory @evernorthwealth]

Adding alternatives (real estate, private equity, hedge funds, commodities, crypto) to a traditional 60/40 portfolio boosts returns, reduces volatility, and protects against market downturns long-term. Illiquidity requires care but rewards patient investors. #Investing

[EverNorth Wealth Advisory @evernorthwealth]

If you are a passive index investor today, remember that your philosophy is also to buy a business at any price the seller asks for, no matter how high.

Passive indexing today is the polar opposite of value investing.

[EverNorth Wealth Advisory @evernorthwealth]

As of March 21, 2025, with gold priced at $3,052 per ounce, the average annual compounded return since August 15, 1971—when President Richard Nixon suspended the dollar's convertibility into gold at $35 per ounce—is approximately 8.80%.

With zero taxable distributions.

[EverNorth Wealth Advisory @evernorthwealth]

@kinsellawarren I am not a Carney supporter. However he has made it this far always being arrogant and condescending. I don't think anything changed.

[EverNorth Wealth Advisory @evernorthwealth]

Very satisfying to send clients an email beginning with "The markets have been tanking, however your portfolio has held it's own quite nicely..."