P'nut Butter

Etre fort pour etre utile | Better than Google Maps | #WayKimForever

[P'nut Butter @evosieg]

Ahh, the Philippines every new year 🥲

[Science girl @sciencegirl]

On July 4, 2012, in San Diego, California, a computer glitch at a fireworks display accidentally set off, 7000 fireworks simultaneously,

An event remembered as one of the greatest fireworks shows of all time

[Science girl @sciencegirl]

On July 4, 2012, in San Diego, California, a computer glitch at a fireworks display accidentally set off, 7000 fireworks simultaneously,

An event remembered as one of the greatest fireworks shows of all time

[Evangelion Perfect Shots @EvangelionShots]

This printer loads ink like it’s a freaking Evangelion

[marvièn @mvn_dn]

THERE’S A GOOD CAYETANO??

(I gotta admit I’ve never heard him speak before)

[Chel Diokno @ChelDiokno]

Lagot ang scriptwriter sa likod ng kasinungalingan!

May parusa sa perjury. Pero dapat maparusahan din ang nag-utos at gumawa ng script para iligaw ang hustisya.

Kaya inihain natin ang House Bill No. 9851 para gawing krimen ang "subornation of perjury". Panoorin ito para sa buong detalye.

I-save at i-share para mas marami ang makaalam.

[JP T&T @dumidyeypee]

ganito din ba sila sa mga ibang nagrarally? and at expense of lgu ito?

[Dwyne Parohinog @bleakwulf]

@AltStarMagic @_djchacha @News5PH @TrueNetworkPH hey @cscphmedia, can you review Dept. Head San Diego's reply here please. is this the proper response for taxpayers using EDSA as main thoroughfafe?

[ALTStarMagic 💫 @AltStarMagic]

DJ Chacha: “Paano po yung mga naabala po nung traffic?”

Elmo San Diego: “Pag hindi niyo concern itong panawagan ng Iglesia ay wag na kayong dumaan dito kasi makakadagdag lang kayo sa problema”

DJ Chacha: “Pero kasi Sir hindi naman po yung nanggulo ay yung mga na-traffic pero ang explanation niyo po kasi ngayon sir parang paano po kami po ang mag-aadjust?”

ROAST HIM DJ CHACHA!!!! PUTANGINA ANO KAMI MAG-AADJUST????? HAHAHAHAHAHAHAHAHAHAHAHAHAHA

[JP T&T @dumidyeypee]

Sinabi sa kawawang rider: "Tao ka nga, huwag ka nang magsasalita. Gusto mo bang mamatay?"

Nakakagalit.

https://t.co/FoFukK3xyg

[Claudiopoi @claudiopoy]

When progressives hold rallies, they secure a permit from the LGU. And even with a permit, they still get dispersed and are not extended maximum tolerance.

This one doesn’t have a permit and is orchestrated to paralyze traffic in major thoroughfares, and yet maximum tolerance?

[radar PH @radarph_media]

Brian, a young entrepreneur, thought he was doing everything right.

He purchased a house in a gated subdivision in Taguig and faithfully paid the monthly amortization for more than two years. Like many Filipinos chasing the dream of homeownership, he believed every payment brought him one step closer to fully owning the property.

Then business slowed down.

Financial difficulties forced Brian to stop paying the monthly installments. Soon, the developer demanded that he vacate the property. A lawsuit followed, seeking to collect millions of pesos in alleged penalties and unpaid obligations.

At first glance, it appeared that Brian would lose both the house and every peso he had already invested.

But his lawyer invoked a law that many Filipino homebuyers have heard of but few fully understand: the Maceda Law.

Officially known as Republic Act No. 6552 or the Realty Installment Buyer Protection Act, the Maceda Law was enacted to protect buyers of residential real estate from oppressive installment contracts. It recognizes that buyers who have spent years paying for a home should not lose everything simply because they encounter financial hardship.

In Brian’s case, one detail proved crucial—he had continuously paid his amortization for more than two years.

That single fact dramatically changed his legal position.

Under the Maceda Law, buyers who have paid at least two years of installments are entitled to a cash surrender value of at least 50 percent of all payments made if the contract is eventually canceled. After five years of payments, the refund increases by an additional five percent for every succeeding year, up to a maximum of 90 percent.

Instead of automatically becoming liable for the enormous penalties demanded by the developer, Brian’s legal team argued that he had already acquired rights under the Maceda Law. If the contract were canceled, he would be entitled to recover at least half of the money he had invested in the property.

The law also grants qualified buyers a grace period equivalent to one month for every year of installment payments, allowing them an opportunity to settle missed payments without additional interest. This benefit may be exercised once every five years.

For buyers who have paid less than two years, the protection is narrower. They are entitled to a mandatory 60-day grace period before cancellation but are generally not entitled to a cash refund if the contract is terminated.

Equally important, developers cannot simply evict buyers or cancel contracts overnight.

The Maceda Law requires a notarized notice of cancellation or demand for rescission, followed by a mandatory 30-day waiting period after the buyer receives the notice. For buyers entitled to a refund, the cancellation does not become legally effective until the required cash surrender value has actually been paid.

The law covers residential properties sold on installment, including condominium units, residential house-and-lot packages, townhouses, and subdivision lots. It does not apply to commercial buildings, industrial properties, agricultural lands, or transactions covered by agrarian reform laws.

Beyond refunds, the law also allows buyers to assign or sell their contractual rights before cancellation and to make advance installment payments without penalties.

Brian’s experience mirrors the reality faced by many Filipinos. A missed payment does not always stem from irresponsibility. Sometimes businesses struggle, jobs are lost, emergencies happen, or life’s circumstances simply change.

The Maceda Law was created precisely for these moments—not to erase contractual obligations, but to ensure that years of honest payments are not wiped away overnight.

For countless Filipinos investing in their first home, understanding the Maceda Law may be just as valuable as signing the contract itself.

✍️ radarPH Business

#radarPHBusiness #radarPH

[G @Given06yt]

Bored so I made a stereotype map of Metro Manila based on its rail stations

[Drag Fans Philippines @DragFansPH]

IN PHOTO: Khianna with a K stuns in a MUG inspired by Marsha P. Johnson 💄🌺
#DragRacePH

[wiLL @willfulchaos]

me waiting for train dog to arrive at my station

[Electra @Electrarythm]

Pessimism is for losers. It’s a total disaster for your mind and your life, believe me. You cannot afford to be negative, not even for a single second. When you sit around whining and complaining, you are just bleeding energy and looking incredibly weak.

Look around you. You woke up today, didn't you? That is a total miracle right there, but most people are too blind to see it. Being alive is absolutely fascinating, it's incredible, but you have to actually open your eyes and appreciate everything. Stop talking about other people, stop the pathetic gossip, and stop wasting your time.

You need to do what you love most and you need to make things real immediately. No excuses. Be enthusiastic, bring massive energy to everything you do, and stay viciously optimistic no matter what. Anything else is just complete and total madness.

[Chel Diokno @ChelDiokno]

Pasensya na’t medyo mahaba ang video, pero importante ito.

Bakit nga ba PEKE ang “Anti-Political Dynasty” Bill na pinasa ng Kogreso nitong linggo? At higit sa lahat, ano ang pwede pa nating gawin para magkaroon ng batas na tunay na magwawakas sa mga dinastiya?

Panoorin ito at mag-comment kung ano ang tingin niyo dito!

[ALUTHEDON @Mbakaza4L]

This is what a holocaust looks like.

[Pensieve @_pensieve_]

DDS and supporters of majority bloc are pushing the narrative that they are simply doing a walk iut no diferent from what the minority din last week. Don’t be fooled. Minority walked out for the rule of law. Majority staged a boycott to protect a recidivist plunderer.

[Furkan Gözükara @FurkanGozukara]

🚨 BREAKING: Al Jazeera confirms Israel bombed a Lebanese hospital for the THIRD time. The ICU is completely destroyed.

A mother desperately rushed to find her premature baby alive amidst the rubble. Washington is fully complicit in these war crimes!