PE Coach St James. Former Head Football coach St Martin. Former Baseball Coach and DC at d’Iberville. loving family Nannette, Easton and Sophie. Christian
🏈 SILHOUETTE CHALLENGE REVEALED 🏈
The answer was Wayne Overman III.
If you guessed WO3, give yourself a point.
One of the most dynamic and versatile players to ever play Coast football, Overman was a true dual-threat quarterback who could take over a game with both his arm and his legs.
In 2015, he helped lead St. Martin to the highest-scoring offense on the Mississippi Gulf Coast, averaging 42.7 points per game. His ability to create explosive plays made him one of the most exciting players to watch during his era.
His career accomplishments speak for themselves:
🏈 7,106 Career Passing Yards
🎯 73 Career Passing Touchdowns
🏃 3,036 Career Rushing Yards
🔥 41 Career Rushing Touchdowns
⚡ 10,142 Career Total Yards
💥 114 Career Total Touchdowns
✈️ Signed a Division I Scholarship with the Air Force Academy
Wayne Overman III wasn’t just one of the best quarterbacks in St. Martin history. He was one of the most electrifying playmakers of his generation and finished his career as one of the most productive offensive players the Mississippi Gulf Coast has ever seen.
Did you figure it out before the reveal? Which clue gave it away?
👇 Let us know in the comments.
@CoastFootball
#CoastFootball #CoastLegends #SouthMississippiFootball #FridayNightLights
As I am moving back to Louisiana my new home is on the Northshore. When I mentioned the UL/USM rivalry to people here, they were all so proud of two guys: @stevenspalitta and @Matthew_Russo23. Have heard nothing but great things about the guy and he’s going to be great at life.
Special place…the people! Find you an administration like this…flew cross country from Spartanburg, SC after cheering @PearlRiverSB on to a National Championship and never skipped a beat! There for us the next day #Family#RRR#KQ♦️
READ | My column this week.
It was really hard to put into words what transpired at this weekend and I know people are tired of hearing about it.
The way I see it, three big things went wrong for USM in 2026, and all three must be fixed in 2027.
https://t.co/tHX20ru95A
📊UPDATED POSTSEASON METRICS📊
We have the very latest RPI figures AND DSR figures at @d1baseball.
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🚨LATEST D1BASEBALL FIELD OF 64🚨
The very latest @NCAABaseball Field of 64 Projections at @d1baseball are OUT! -- all presented by our good friends at @CWSOmaha.
We have ONE new Top 8 seed + ONE new Top 16 host.
FULL FIELD: https://t.co/FWAPFrL74G
NEW EPISODE: Glyn and I discuss Southern Miss hosting chances and what they must do this weekend at James Madison and next weekend vs GSU to enter postseason ready.
YouTube: https://t.co/jzkbL1hk5A
Spotify: https://t.co/Dtq26FimEv
Apple Podcasts: https://t.co/kbEbRP6x7E
You owe the IRS $100,000
They'll take $5,000 and close your file. Permanently. Balance goes to $0
It's called an Offer in Compromise. Form 656. The IRS approved 42% of them last year. Application fee: $205
Here's the exact formula they use to decide your number and how to make sure yours gets accepted
The IRS doesn't want to chase you for 10 years. Collection costs money. Agents cost money. Liens cost money. They'd rather take $5,000 today than spend $50,000 over a decade trying to squeeze $100,000 out of someone who will never have it
That's the entire program. They did the math and built a form for it
The formula:
The IRS calculates your "Reasonable Collection Potential." What they realistically think they can get from you. Your offer needs to meet or beat that number
RCP = (monthly disposable income × remaining collection months) + (asset equity after exemptions)
Monthly disposable income: your gross income minus IRS-allowed expenses. They have specific tables for housing, food, transportation, and healthcare by county. Not YOUR expenses. THEIR approved numbers
If you earn $4,000/month and their table says your allowable expenses are $3,800, your disposable income is $200/month
Remaining months: for a lump sum offer (paid within 5 months), they multiply by 12. For a payment plan (6-24 months), they multiply by 24
Assets: bank accounts, investments, vehicles, property. But they subtract exemptions. Your primary car up to a certain value is exempt. Household furnishings exempt. Retirement accounts often partially exempt
Real case:
Disposable income: $200/month
Asset equity after exemptions: $2,000
Lump sum RCP: ($200 × 12) + $2,000 = $4,400
That's your offer. $4,400 on $100,000 in tax debt. 4.4 cents on the dollar
The forms:
Form 433-A (OIC): full financial disclosure. Income, expenses, assets, bank statements. Every number. Fill it out honestly because they verify everything. Lying on this form is a federal crime and they'll reject your offer AND flag you for audit
Form 656: the offer itself. Your amount. Your payment terms
$205 application fee (waived if income is below 250% of federal poverty level)
Initial payment: 20% of your offer submitted with the application for lump sum. On a $4,400 offer that's $880 upfront
Here's the part that makes this genuinely broken:
While your offer is being reviewed, which takes 6-24 months, ALL collection activity stops. No levies. No liens. No wage garnishment. They legally cannot collect while the OIC is pending
And if the IRS doesn't make a determination within 2 years of receiving your application? Your offer is automatically accepted. Two years of silence = you win by default. That's in the tax code lmao
Client owed $147,000 across 3 tax years. Hadn't filed. Hadn't paid. Getting letters every month. We calculated his RCP at $6,200. Submitted the OIC with $1,240 initial payment
IRS accepted 7 months later
$145,000 in tax debt settled for $6,200. 4.2 cents on the dollar
He went from not opening his mailbox to a $0 IRS balance. Then we fixed his credit. Then we stacked $80K in 0% business funding. Started a pressure washing company 5 months later
The IRS is the scariest creditor in America. They can garnish without a court order. Seize your bank account with no warning. Lien everything you own
But they also built a program where they take your $5,000 and walk away happy
The difference between the person who pays $100,000 and the person who pays $5,000 is knowing Form 656 exists
Now you know
(We fix credit and build capital stacks. If you owe back taxes, handle that first. Then we get you funded. Link in bio)