Andrew Talbot - Expat FP

Certified Financial Planner for Expats. Based in Singapore. Proper financial planning. Views are obviously mine. Not financial advice

[Andrew Talbot - Expat FP @expatplanner]

@AdviserPodcast the downloads on the apple/iTunes platform won’t work when the VPN is on. Cross border advisers have to use the VPNs to access country specific industry content but can you change this setting

[Andrew Talbot - Expat FP @expatplanner]

@FTAdviser I bet it says the client needs a long savings plan, probably exactly 25 years

[Andrew Talbot - Expat FP @expatplanner]

Bucket list ✅: British and Irish Lions

[Andrew Talbot - Expat FP @expatplanner]

@paullewismoney Global equities

[Andrew Talbot - Expat FP @expatplanner]

@PhilBillingham Chinatown is place to be

[Andrew Talbot - Expat FP @expatplanner]

The bar in Singapore National gallery, over looking the Padang is closing. It’s called Smoke and Mirrors. It was also the opening party for SJP Asia

[Andrew Talbot - Expat FP @expatplanner]

Bought a cheap black and white laser printer for house instead of having to buy ink cartridges every 10mins. If want to print colour then just go to a printer shop.

[Andrew Talbot - Expat FP @expatplanner]

Had a meeting with other Singapore fee-based advisers this week. 5 of us chatting about this profession. Hopefully more will be able to join in the future
#nocommission

[Andrew Talbot - Expat FP @expatplanner]

Spoken to a few private client lawyers about the recent UK budget. They don’t like it because it will negatively affect their business, nothing to do with how it will affect their country. Conflicts of interest

[Andrew Talbot - Expat FP @expatplanner]

Tickets booked for the Melbourne test of the Lions tour of Australia next year. #bucketlist

[Andrew Talbot - Expat FP @expatplanner]

England cricket playing in Queenstown, NZ. What a place to watch.

Just missed them

[Andrew Talbot - Expat FP @expatplanner]

Great trip to HK to see the team. Its a buzzing city

[Andrew Talbot - Expat FP @expatplanner]

A client with substantial UK pensions assets who has lived outside of the UK and unlikely to return is liable to IHT on the pensions but not on the offshore assets. But last week this was all reversed. Rollercoaster ride 🎢

[Andrew Talbot - Expat FP @expatplanner]

120 people in the room. I think only 3 of us have charged a fee for financial planning, everyone else gets paid via a product.

[Andrew Talbot - Expat FP @expatplanner]

Dimensional Singapore Conference. It’s getting into the details of portfolios/funds but the SG audience is missing the basic points: low cost, asset allocation and investing behaviour.

[Andrew Talbot - Expat FP @expatplanner]

UK budget is on Wednesday, lots of predictions of what’s going to happen and then outrage at this. We will find out on Wednesday and then plan accordingly. Until then it seems very unhealthy thinking too much about it

[Andrew Talbot - Expat FP @expatplanner]

@AdviserPodcast @nicklincoln @CarlWidger @AlanJLSmith @MavenAdviser Interesting first 10mins 👀

[Andrew Talbot - Expat FP @expatplanner]

A client who is moving to Australia from Singapore was pulled over at immigration because he hadn’t settled his tax bill. Luckily it was a short trip before he makes the full move but SG will not people leave unless they pay their tax bill

[Andrew Talbot - Expat FP @expatplanner]

https://t.co/aaRP4LV7iS

Golf day trips have become slightly cheaper

[Andrew Talbot - Expat FP @expatplanner]

Probably confirmation bias but I’ve had another client say they are selling their UK properties today because the costs are too high and the yields are too low in comparison to other investment options. I.e a global equity index holding