“They’ll pay you a small fortune with zero expectations on performance. I’m injured most of the time…still get £140k a week! It’s class mate. You’ll love it.”
🚨😳 Luis Enrique’s strong words on his decision to take Ousmane Dembélé off:
🗣️ “Football is like that.
PSG have won nothing! Nothing! There is no credit at Paris Saint-Germain! 🤯
If you think about what you’ve already won, you won’t win anything else… You have to show every day, every game, that you are ready!
We have to win all the time and… to win all the time, you have to get out of your comfort zone! Is that clear?”
My guy apply for Canada visiting visa since March, say e wan come watch World Cup. One month after World Cup don finish, IRCC finally reply am say dem don review him application. Dem say dem for give am the visa, but since World Cup don finish, e no need am again 😭
“It is in my experience that a lot of men go to greater lengths to avoid what they fear than to obtain what they desire.”
These are such powerful words.
Harvard needs 8% return every year just to keep the lights on. 5% spending plus 3% inflation. Miss that number and buildings stop, professors leave, research dies.
40% of the operating budget comes from one portfolio. Not tuition. Not grants. One fund.
Jake Xia manages that fund's public markets. He also teaches the math behind it at MIT for free. One of the top five most-watched courses on OpenCourseWare. Millions of views. Almost nobody changed how they invest.
Every year he hands students a blank page. Build a portfolio. No rules. Someone writes 100% Apple. Someone writes rare coins. Confident picks. Same blind spot, every time.
Not one student asks the only question that matters: how much goes in each position. They all pick what to buy. Nobody sizes it.
Sizing is the entire job. The answer won the Nobel Prize. It's called the efficient frontier. Xia draws it on the board in under a minute.
Five equations sit underneath it. Compound growth. Present value. The geometric mean. The Rule of 72. Real return. All older than any bank on earth. All fit on a napkin. None behind a paywall.
A "guaranteed 5% bond" during 4% inflation is a 1% return. The industry doesn't hide this. It just hopes you never run the equation yourself.
The lecture is free. The napkin is free. The only thing that costs anything is not knowing.
I needed to move a sofa.
I mentioned this to an American. He said, "You know anybody with a truck?"
I did not know anybody with a truck.
He looked at me with real concern. Not pity. Concern. The way you look at a man who has told you he does not have a name.
"You gotta know somebody with a truck."
I asked how one acquires such a person.
He said, "You just do."
This is the third time I have received that answer in this country. It is the answer to everything here. You just do. There is no process. There is only the eventual fact of having.
He said, "Ask Kevin."
I do not know a Kevin. He said Kevin like I should. He said it the way you say a shared uncle.
I met Kevin four days later. Kevin owns a truck. Kevin does not own a truck for himself. Nobody owns a truck for themselves. Kevin owns a truck for a fifteen mile radius.
Inside I said: THIS MAN HAS TAKEN A VOW. HE DID NOT ANNOUNCE IT. HE SIMPLY PURCHASED A BED AND ACCEPTED THE CONSEQUENCES.
Kevin arrived on Saturday. He brought the truck. He also brought a second man.
I had not asked for a second man.
The second man's name is Tony. Tony came because Kevin came. Tony did not know me. Tony did not ask what we were moving. Tony brought gloves.
They moved the sofa in eleven minutes.
I offered them money. Both of them laughed at the same time, which felt rehearsed and was not.
I asked what I owed them.
Kevin said, "Buy the pizza."
That is the price. That is the entire economy. The truck costs one pizza and the pizza is not negotiable and the pizza is also not expensive and everyone knows what size.
Inside I said: THE FEE IS FIXED ACROSS THE ENTIRE NATION AND WAS SET BY NO ONE.
We ate on the floor because the sofa was against the wall and none of us wanted to be the first to sit on it.
Tony told me his daughter plays soccer. I asked if she is good. He said, "She's aggressive."
I still think about that.
Three weeks later, Kevin texted me.
"You free Sunday? Helping Tony move a fridge."
He did not ask if I wanted to. He informed me of a fridge.
Inside I said: I HAVE BEEN CALLED UP. I DID NOT ENLIST. THE PAPERS WERE FILED ON MY BEHALF.
I went. I moved the fridge. I have no truck. I contributed only arms.
Afterward, a man I had never met asked me if I knew anybody with a truck.
I said, "Yeah, I got a guy."
I have a guy.
I am somebody's guy now, too. Tony has told two people about me.
He describes me as "the guy who's strong for his size."
I have never been prouder of a sentence in my life.
If you want to enjoy more, simply consume less. Enjoyment is about comparison and expectation. And your brain is too adaptive for your own good. This is why you enjoyed movies more when you had less. Movies were better when you had 3 to choose from. Food tasted better when you could only eat what your mom made for you. Relationships were stronger when you only had a handful of prospects.
You are hypersaturating your choice parameters. Abundance is now cheap. There is a concerted effort to keep you chasing the dragon of choice, but true happiness is simple. Simply do less, and you will experience more.
The Nigerian stock market is up 58%, so why didn't your investment grow by 58% too?
What really makes share prices rise? And how do you spot the companies that benefit you?
If you've asked any of these questions, here's your answer. https://t.co/ra4rFeuyJv
Have you ever wondered why Dundee in Nigerian parlance means an idiot? Now watch this video and you will understand why Nigerians, especially from the SW, call you a dundee whenever you are an idiot.
Special mention to The Manuwa Adebajo Babes, aka The Stationery Stores FC