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Coverage note: ACV roof settlements can leave homeowners paying more after hail or wind damage because depreciation is subtracted. Agents should explain ACV vs replacement cost before a claim.
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July insurance tip: NOAA’s 2026 Atlantic outlook called for 8–14 named storms, but lower activity doesn’t mean low risk. Review deductibles, flood gaps & claim steps before peak season. #InsuranceTips
A deductible is the client’s share of the loss before insurance pays.
Higher deductible = lower premium, but more out-of-pocket risk when a claim happens.
The key question: can the client comfortably absorb that amount at claim time?
#InsuranceAgents#CoverageTips