We're finally going to experience the wholesomeness of children's smiles! Our first outreach is tomorrow at Lajo Community Junior Secondary School, and we are super pumped. Your donations and assistance have helped us bring this to reality. We couldn't have done it without you.💌
Please help me repay the loan my family is currently owing as a result of the ransom my mother had to borrow for my release. The remaining balance is ₦1,600,000. Any support, no matter how small, will mean a lot to us. 🙏🏽💔
Account Details
UBA/Acc No — 2088772282
OPay/Acc No — 9060297067
Olaniyi Gbolahan
Thank you for your kindness and support. May God bless you abundantly. 🙏🏽❤️
It always beats my brain that Nigeria has a dedicated national programme & budget to fund the rehabilitation of terrorists but has nothing dedicated for the victims of the terrorists who are traumatized for life.
We're raising funds to provide storybooks, creative journals, and workshops in writing, drama, public speaking, and diction for 100 students at Gbagada Girls Junior Secondary School.
Every donation helps. Can't donate? A repost goes a long way.❤️
#MyArtsySpace#Fundraising
One of the reasons the earliest attempts at Islamic banking in Nigeria, such as the dedicated Islamic banking windows in the old Bank PHB or Habib Nigeria Bank, faced so much scrutiny was because people kept asking this exact question you've just asked. They couldn’t understand how a financial institution could survive without the crutch of interest.
As time went by, scholars and financial experts needed to find a way out of this recurring problem. They had to prove that Islamic banks could cover their significant operating costs, infrastructure, and personnel without taking or giving a single naira of Riba (interest).
To do this, they developed authentic, asset-backed, money-making mechanisms that are foundational to Islamic banking today.
Please note that these are not just "interest with a different name," they are different entirely from the conventional interest-based banking.
Here is exactly why they are completely different from conventional banking:
1. Murabahah (Cost-Plus Financing): In a conventional bank, if you want a car, they give you a cash loan with interest, and you pay back cash for cash with an added percentage. That is Riba.
In an Islamic bank using Murabahah, the bank actually buys the car from the dealer themselves, owns it, and then sells that physical car to you at a disclosed profit margin, allowing you to pay in installments. The profit comes from a real trade transaction, not from renting out money.
2. Mudarabah and Musharakah (Partnership Models): Instead of just pooling deposits from savers and giving them a fixed, guaranteed interest rate, an Islamic bank acts as a partner.
In Mudarabah, the bank manages your funds in halal ventures, and the profit is shared based on a pre-agreed ratio, while the customer bears the financial risk.
In Musharakah, both parties pool capital for a business, sharing both the profits and the losses. The bank puts skin in the game. They earn by working and taking risk, not by exploiting a debtor.
3. Ijarah (Leasing): Instead of lending money to buy equipment, the bank buys the equipment and leases it to the customer for an agreed rental fee. The bank retains ownership and bears the risk of the asset, making the rental income entirely halal.
Having said this, now, let us talk about the reality of navigating a conventional financial ecosystem.
Because Islamic banks have to operate under the Central Bank of Nigeria (CBN), they are sometimes forced by regulatory compliance to participate in clearing systems or transactions that inadvertently generate Non-Permissible Income (NPI), such as penalty fees or unavoidable interest-bearing statutory reserves.
Islamic banks do not use this money to cover their infrastructure or staff salaries. Instead, they have a strict purification process. This NPI is completely segregated and channeled directly to charitable causes, such as funding public health clinics, building schools, or helping the poor. The bank derives zero corporate benefit from it.
One thing Islam prioritizes is striving toward the best, and not absolute perfection. We live in a highly imperfect, conventional financial world. These institutions are doing their best to be upon the truth, creating a halal alternative for millions of Muslims, and leaving the remaining gaps for the Almighty to pardon.
But to throw your hands up, capitulate completely, and allow Shaitan to trick you into thinking Riba is unavoidable just because banking has costs? What will then be the difference between us and them?
Allah knows best.
The parents of the 40+ children haven’t seen their own children in 25 days. Not because of “work”. Because they are deep in the forest enduring whatever pain is being inflicted on them by the terrorists who kidnapped them from their schools IN THE STATE YOU GOVERN.
We're thrilled to announce Outreach 2.0! 💚
A day dedicated to inspiring creativity, confidence, and self-expression through storytelling, art, poetry, and more.
We're also open to donations and sponsorships to help us make an even greater impact.
If we don’t want Sharia, fine. Nobody is forcing you to support it. But what shouldn’t be acceptable is spreading falsehoods and defaming Sharia law. Criticism is fair; misinformation isn’t.
if Allah approves of an arrangement (polygyny in this case),
It means that polygyny is not harmful except that one/all of the concerned parties is not doing something right.
Operational failure and individual malpractices. Not the arrangement itself.
Just like solat, some people still do not pray in the right way.
Solat isn’t the problem, it’s the doer.
ليس الفعل فاعل
أي: ليس الفعل مشكلة، بل الفاعل
Hello Ezinne,
There are so many ways Sharia protects and benefits you. And ignore naysayers who are quick to say "but they practice Sharia in the north?" What they are practicing isn't Sharia. It's purely political.
It's only a matter of time before those whom they have used that to control will find out the truth.
The one I am talking about is the divine laws of Islam, and here are some of the few ways it protects a woman.
First of all, it is vital to understand how Sharia treats non-Muslim citizens (Dhimmi). Under true Sharia, non-Muslims are not subjected to Islamic personal laws regarding marriage, divorce, or inheritance. They are granted full judicial autonomy.
If a Christian woman has a family dispute, she goes to her own ecclesiastical (church) courts, not a Sharia court. What Sharia guarantees her as a citizen is Aman (absolute state security). The state is legally obligated to protect her life, her property, and her freedom to worship.
And listen, it’s forbidden for any Muslim to harass you not to talk of kill you. The Prophet (peace be upon him) said:
"Whoever hurts a non-Muslim citizen under our protection, I am his adversary on the Day of Judgment."
Secondly, there is financial autonomy for you.
Under authentic Sharia, a woman’s money is strictly and legally her own. When she marries, she receives Mahr (a mandatory bridal gift) directly into her hands. Her husband, her parents, or his family have zero legal right to touch a single penny of it.
Here is the kicker that modern secular laws still haven't caught up with: if a married woman runs a business, works a high-paying job, or inherits millions, she is under zero legal or religious obligation to spend a dime of her wealth on the household.
The financial burden of paying rent, buying food, clothing the family, and providing healthcare falls 100% on the husband, regardless of how wealthy the wife is.
Now, to show how compatible this law is with human nature, Islam absolutely encourages a woman to support her husband out of love, kindness, and partnership, especially when necessity arises or times get tough.
But the beautiful thing is, she is never compelled to do so. If she decides to assist him financially, it is legally recorded as an act of voluntary charity (Sadaqah) from her to him, not an obligation. He cannot force her.
Again, there is radical protection of your dignity and character. Sharia law treats a woman’s reputation with extreme gravity.
In our jurisprudence, if anyone falsely accuses a woman of unchastity or attacks her character without producing four airtight eyewitnesses, the accuser faces the mandatory corporal punishment of Qadhf (80 lashes) and their testimony is legally banned for life. It completely eliminates the culture of casual slander against women.
There are many other protections, but let me stop here. If you have any questions or bias, let me know, I am willing to provide deep answers.
Allah knows best.
Good day everyone,
After my kidnapping, my mother had to borrow heavily to secure my release. Thanks to the kindness of many people, we've been able to pay off most of the debt, but we still have an outstanding ₦2 million left.
I humbly appeal for your support. Any amount, no matter how small, will help us greatly.
Account Name: OLANIYI GBOLAHAN
UBA: 2088772282
OPay: 9060297067
May God bless and reward everyone who supports, shares, and prays for us. 🙏🏽❤️🥹
You’re one of the biggest fitnas on X. Thanks to useless donkeys like you, the Islamophobes won’t ever run out of munitions.
By Allaah, Islam is completely free from you and your filth. There’s zero proof from the sharī’ah that supports this nonsense. What we have on the contrary are examples of cases and women generally who were opinionated.
Like when Umm Salamah advised our nabiyy at Hudaybiyyah, like when ‘Āisha would authoritatively pass fiqh rulings. Sometimes she’d say “whoever says otherwise is a liar”. Our own Prophet noted about how “bold” the women of the ansar were and never rebuked them for it. The Prophet’s wives, like the women of the Quraysh who moved to Madīnah learned some of this boldness from those women (as reported in a long hadith narrated from Ibn ‘Abbas) and retorted back at the prophet in conversations. So, who the hell are you, if the blessed nabiyy and the noble sahaba could be answered back in that manner??
I can go on and on. With enemies like you within, who even needs enemies from outside.
May Allaah deal with you and give you what you deserve.