yourfavoritewhiteguy69

Venus | Same user on all apps | $JamilaS13

[yourfavoritewhiteguy69 @favwhiteguy69]

White people associate hearing voices/presence with mental illness because the only entity from the otherside willing to talk to them is the devil

[hunter @hxxntrr]

i pray debt collectors call me

seriously

every call is worth $1,000

they don't know i know the law:
- call before 8am? $1K violation
- call after 9pm? $1K violation
- call after i said stop? $1K violation
- call my employer? $1K violation
- threaten arrest? $5K violation

i don't block them
i record them
then i send a demand letter

"you violated FDCPA section 805(a)(1)
pay me $3K or we go to federal court"

they settle for $1,500 to make me go away

last year i made $18K from debt collectors
who were trying to collect $6K

i turned my debt into income

become the hunter, not the hunted

here's the exact demand letter template:

[CERTIFIED MAIL - RETURN RECEIPT]

[Collection Agency]
[Address]

Re: Account #[XXX]
FDCPA Violations - Demand for Payment

Dear [Agency],

This letter serves as formal notice of your violations of the Fair Debt Collection Practices Act (FDCPA), 15 USC 1692.

Documented Violations:

1. [Date] at [Time]: Called before 8:00 AM
Violation: 15 USC 1692c(a)(1)
Statutory Damages: $1,000

2. [Date] at [Time]: Called after cease request
Violation: 15 USC 1692c(c)
Statutory Damages: $1,000

3. [Date]: Threatened legal action without intent
Violation: 15 USC 1692e(5)
Statutory Damages: $1,000

Total Statutory Damages: $3,000
Plus actual damages, attorney fees, and court costs

I have recorded all calls and maintained detailed logs.

Settlement Offer:
To avoid litigation, I will accept $1,500 as payment in full for these violations and deletion of the alleged debt from all credit reports.

You have 15 days to respond before I file suit in federal court.

I am also filing complaints with:
- CFPB
- State Attorney General
- FTC
- BBB

Sincerely,
[Your name]

The secret sauce:
- Always mention attorney fees (they panic)
- Reference specific USC codes (shows you're serious)
- Give them an out for less than maximum (they'll take it)

They buy debt for 2 cents on the dollar
Paying you $1,500 to go away is cheaper than court

My record: $4,500 from one agency
They called my mom (big mistake)

You are not a victim
You are an opportunity

Let them violate
Then get paid

Collections ruining your life? We delete everything in 30-90 days
DM me "CREDIT"

Or ready for funding? I can get you $100K at 0% APR... guaranteed
Link in bio → Evasion Capital

[professionalgirlkisser ✨ @bellafumblesss]

my poor nepo babies with no benefits only misery 🥲

[‏ً @mrmovedathand]

please go on his profile and look up grandma

[yourfavoritewhiteguy69 @favwhiteguy69]

Shopping is so fucking hard—You'd think if there was actual obesity crisis the clothes wouldn't be so small!!

[nami @namiimura]

@CoochieBeating this that subgenre of music that is copied from black people who dont want to listen to black people just like kpop

[yourfavoritewhiteguy69 @favwhiteguy69]

Just around the Riverbend of shittin on these hoes

[yourfavoritewhiteguy69 @favwhiteguy69]

But if I say america is the anti Christ I'm trippin

[yourfavoritewhiteguy69 @favwhiteguy69]

Loving the fact that "crashin out" became a part of the mainstream lexicon. Maybe if y'all respected and acted on your anger more there'd be less self loathing and more justice.

[𝕲𝖎𝖋𝖙𝖘 @GiftsUngiven_]

Apparently, Miles Davis, the beloved blаck jazz musician admired by many whіte people, said in a 1985 interview that if he had only one hour to live, he would spend it chоking a whіte man slowly.

[yourfavoritewhiteguy69 @favwhiteguy69]

Yt folks providing endless platitudes in lieu of actual assistance is incredibly frustrating bc they make it my problem— like girl stop talking to me fr fomf!!

[yourfavoritewhiteguy69 @favwhiteguy69]

Wish I didn't suffer from insomniac writer syndrome but ya know what here we are

[yourfavoritewhiteguy69 @favwhiteguy69]

Laws cover the rich like privilege blinds morality

[yourfavoritewhiteguy69 @favwhiteguy69]

Mfs are lucky I don't do spells!!!

[yourfavoritewhiteguy69 @favwhiteguy69]

Some of y'all are going to hell or will be dragged by me personally.

[Wav 💮🛡️🔜 Dreamcon @wavgawd]

It’s February 1st brothas and sistas

[yourfavoritewhiteguy69 @favwhiteguy69]

Girlll— it really can get worse

[yourfavoritewhiteguy69 @favwhiteguy69]

i have never experienced this level of stress in my entire life i feel like im being fucked with a deity from the old testament

[yourfavoritewhiteguy69 @favwhiteguy69]

If you're a black person that lives in the south STAY THERE the dem north is a facade.