@vee_anibe 3. He should borrowing to pay up ( that's if he is)..he would be digging the hole deeper...he should work, get a job...allocate a % and save, build it and since he trades...he should stay around accountable pals who would see him grow and come out stronger...My best wishes to him
@vee_anibe 2. The agreement mentioned he would pay in installments, but for a year (i think or two) he won't pay anyone, he needed to stay sane for at least a year not thinking about how to settle debts across.