@Ajiboss96@Ssaasquatch i escaped this habit through regular manicures ๐ the first one fit embarrass you sha especially if na female do am for you ๐ but it helped a lot once I started keeping my nails neat I became more conscious about biting them.
Weโre giving away $10,000,000 to founders building agent-first businesses.
Autonomous, proactive agents will run tomorrow's companies.
We're backing 500 founders building them.
The Founding 500.
https://t.co/u8mxRWEXiT
First paid user on Tryprepforge today ๐
Still early, but seeing someone pay for something you built from scratch hits differently.
W'ssssssssssss ๐
Listed Nigerian coys with the highest free cash flow in FY 2025
โ Airtel: โฆ3.7 trillion
โ MTNN: โฆ2.0 trillion
โ Seplat: โฆ1.4 trillion
โ Dangote Cement: โฆ1.2 trillion
โ BUA Foods: โฆ381.9 billion
โ BUA Cement: โฆ371.8 billion
โ Lafarge: โฆ218.0 billion
Price to free-cash-flow
โ Airtel: 3.4x
โ MTNN: 8.7x
โ Seplat: 4.9x
โ Dangote Cement: 16.6x
โ BUA Foods: 45.6x
โ BUA Cement: 39.6x
โ Lafarge: 25.1x
Free cash flow (FCF) is the cash a business has left after covering its running costs and reinvesting to maintain operations, basically its "take-home pay". It is the same idea as your salary. After rent, food, and fixing your car so you can still get to work, whatever remains is yours to save or spend freely.
For a company, it's operating cash flow minus capital expenditure. It is relevant because profits can be dressed up with accounting, but cash is much harder to fake. You can have a very strong revenue growth, but nearly all of it could be credit sales (the same way fashion designers lament that they have money, but a bulk of it is โoutsideโ, so they ask you to borrow them money, i.e., ask for short-term working capital funding).
Strong, consistent FCF means real flexibility to pay dividends, cut debt, or weather a downturn, so when assessing a stock, follow the cash, not just the earnings.
When I assess a company, I look at it from a "dividend-paying capacity" rather than "dividends". ๐ฏ
@seyedele Well thatโs your opportunity to show him that your success is legitimate, donโt dismiss it or laugh it away.
African men hardly have an accessible example of good success nowadays so please make him understand that yours took hard-work and dedication.