Favour Vivian Patrick

God 🖤 Learning tech deeply. Teaching it simply. Founder FLE Tribe LTD @fletribe Frontend Engineer

[Favour Vivian Patrick @feyvik]

People sometimes think "learning to code" means learning a language. It doesn't, really.

Languages are tools.

The thinking — breaking problems into steps, understanding how data flows — that's the real skill.

A language is just the vocabulary you use to express it.

[Christy Douglas Warmate @christydouglas0]

If you struggle to show up because you’re not confident in what you do, my advice is:

Keep showing up.

Your confidence builds with time, and your confidence doubles the moment you begin to see results.

[Emma | Starlet Comics 🌟 @emmadesignn]

This is the only painting i made and people dragged me for it🤣🤣 (not AI tho)

[Favour Vivian Patrick @feyvik]

@gloorry_ You are strong dear

[Favour Vivian Patrick @feyvik]

Recreated this conference flyer inspired by @christydouglas0

Loved studying the typography, layout structure, color balance, and composition on this one.

Design recreations really help sharpen attention to detail and layout thinking.

Affinity by canva

What do you think? 👀

[Favour Vivian Patrick @feyvik]

@onu_slim @christydouglas0

[Slim @onu_slim]

PiggyVest vs Cowrywise.

PiggyVest started as a savings app that added investments. Cowrywise started as an investment platform that added savings. That difference tells you where each one is strongest before you even open the app.

Current rates

PiggyVest:
PiggyBank - 18% per annum. SafeLock - up to 22% per annum, paid upfront the moment you lock.

Cowrywise:
ARM Money Market Fund currently yielding approximately 24 to 26% annually. Returns move daily with CBN MPR.

Let me is this instance:

If you save on N500,000 over 12 months

PiggyVest SafeLock at 22%: N110,000 interest. Total: N610,000.

Cowrywise Money Market at 24%: N120,000 interest. Total: N620,000.

Cowrywise Money Market at 26%: N130,000 interest. Total: N630,000.

Cowrywise wins on return. The gap is real and it compounds.

The math on N1,000,000 split across both

N500,000 in PiggyVest SafeLock at 22%: N110,000.

N500,000 in Cowrywise Money Market at 25%: N125,000.

Combined return: N235,000 on N1,000,000 in 12 months. That is money working while you sleep.

Liquidity

PiggyVest SafeLock cannot be broken before maturity. Breaking it means forfeiting every kobo of interest earned. That is the point. It protects you from yourself.

Cowrywise Emergency Plan lets you access funds within 24 hours if life happens. More flexible.

Dollar savings

PiggyVest Flex Dollar pays up to 7% per annum. Cowrywise dollar mutual funds offer comparable or slightly better yields. Check both on the day you are ready to move.

Minimum to start

Cowrywise accepts as little as N1,000 in naira funds or $10 in dollar funds. PiggyVest has no meaningful barrier either. You can start both today regardless of how small your capital is.

Security

Cowrywise is SEC regulated with funds held by Zenith Nominees. PiggyVest is CBN licensed and insured. Both are legitimate. Neither is a scheme.

My verdict

Use PiggyVest SafeLock for emergency funds, short term goals, and financial discipline. The upfront interest and lock feature are genuinely powerful.

Use Cowrywise for investment capital you want earning maximum naira returns inside a regulated mutual fund with real asset managers behind it.

The smartest move is not choosing between them. It is using both intentionally with different roles in your portfolio.

Rates are dynamic and move with CBN decisions. Always confirm current rates on both apps before committing capital. Not financial advice.

[Favour Vivian Patrick @feyvik]

Another day of convincing the browser to cooperate. 🥹💋

[Favour Vivian Patrick @feyvik]

@Eniolorunda Nigeria is not lacking talent. Nigerians are building products globally every day. The real issue is that many top talents leave because the environment abroad rewards skill better. If companies want global-standard talent locally, they must also build global-standard systems

[NEAR and FAR @pwaiomoakinwale]

@Eniolorunda @asemota @OCKAlli It is not just about peer pressure. It's about the adverse living conditions in Nigeria. Everything is poor. If you established people advocate for change from the govt and not keep supporting mediocre govt as we have today, then talented and skilled people stay back in Nigeria

[Favour Vivian Patrick @feyvik]

If Nigerian talent isn’t enough, then companies should ask whether they’re offering global salaries, a healthy work culture, and realistic hiring expectations.

You can’t demand senior-level skills and offer entry-level pay.

[Favour Vivian Patrick @feyvik]

@christydouglas0 😂😂😂 what a dream

[Favour Vivian Patrick @feyvik]

Coming from frontend, I didn’t expect graphic design to challenge me this much.

In code, things are logical — structured. But design? It pushes a different kind of thinking. More visual. More intentional. Less “right or wrong” and more what works.

@fletribe

[Favour Vivian Patrick @feyvik]

Self improvement all the way, I will never give up on myself 💐💐

🤣🤣🤣🤣

[Thesigner🔥 @Brandox_dsgn]

What’s the fate of designers right now?

AI vs Designers ❌
AI & Designers ✅

We need to have a podcast or space conversation.

Who’s ready for this conversation?

[HALO | CAREER SPECIALIST @Halosznn_]

I need a Graphic Designer that can work full time for a church in Lagos (Lekki)

Salary: 250k - 350k.

If this sounds like a good fit for you, kindly dm me your cv & portfolio.

Thank you ☺️

[Omoalhaja @omoalhajaabiola]

We are looking for a UI/UX designer

Fully remote

https://t.co/pyVvmWgfyj

[The Career Lady @_thecareerlady]

Grey Finance is looking to hire a Product Designer (Remote) ‼️

Apply via this link:
https://t.co/bengNAwgpg?

[Favour Vivian Patrick @feyvik]

I came across this 🤣🤣🤣🤣🤣

[Favour Vivian Patrick @feyvik]

@christydouglas0 Like ehh