MANOJ VERMA

financial Knowledge,
Very Easy and Short.

[Vinay Tiwari @Credolite]

Here is my 2026 #creditcard list:

Cashback SBI (LTF)
SBI BPCL Octane (LTF)
Axis Ace (Rs 499+)
Axis My Zone (LTF)
Axis Neo (LTF)
Axis Flipkart (LTF)
IndusInd Tiger
IndusInd Legend (LTF)
IndusInd EazyDiner Platinum (LTF)
HDFC Millenia (LTF)
HDFC Tata Neu Infinity (LTF)
HDFC Swiggy (LTF)
ICICI Visa Platinum (LTF)
ICICI Amazon Pay (LTT)
ICICI Coral Rupay (LTF)
HSBC Live+ (Rs 999+)
BOB Eterna (LTF)
PNB Rupay Select (LTF)
Kotak Rupay League (LTF)
Slice Super (LTF)
Canara Master Gold (LTF)
IDFC First' Wealth (LTF)
RBL World Saffari (LTF)
Kiwi Rupay (LTF)
Scapia Lafda Card (LTF)
Roar Bank (LTF)
Jupiter Edge+ (LTF)

This year end, only one paid card that is my favourite "HSBC Live+"

Currently not much travel, so none premium travel card with me.

Apply Link: https://t.co/xMXS0opAdb

[Jassneet Singh @jassneetsingha]

💳 Talk of the CCGeek community today: a newspaper feature on someone managing 21 credit cards to save ₹55,000 a year.

🤔 Do you really need 21 cards for that?

🚫 A big NO.

If your goal is cashback, 4–5 well-chosen cards can cover almost everything:

🛒 SBI Cashback / Axis Cashback → Online spends, vouchers, utilities, and even insurance via voucher routes.

🍔 Swiggy HDFC → 10% cashback on Swiggy spends.

📱 Tata Neu Infinity → 10% on the Tata ecosystem + UPI spends.

⚡ SBI PhonePe Blck → Strong rewards on utilities and insurance when planned properly.

🍽️ HSBC Live+ → Offline groceries and dining sorted.

🎯 The real game isn’t collecting cards. It’s optimizing spend categories with a simple, manageable setup.

Less clutter. More rewards. 💰📈

#CreditCards #Cashback #PersonalFinance #CCGeekIndia #CreditCardRewards #SmartSpending

[ReserveBankOfIndia @RBI]

आरबीआई ने ‘विनियमित संस्थाओं द्वारा वित्तीय उत्पादों एवं सेवाओं के विज्ञापन, विपणन और विक्रय’ संबंधी संशोधन निदेश जारी किए
RBI Issues Amendment Directions on ‘Advertising, Marketing and Sale of Financial Products and Services by Regulated Entities’
https://t.co/JLtluoYem5

[Nakul Agarwal | Credit Card Wallah @creditcardwalah]

HDFC Millennia Debit Card on Zero Balance Account ✨🔥

Card Visible now in NetBanking 👇

#ccgeeks #DebitCard #Cashback

[RuPay @RuPay_npci]

Be like Raj. Link your RuPay Credit Card to UPI and make any two payments of ₹250 or more, and get ₹250 cashback.

#AskForRuPay #BetterWayToPay #CreditCard #Finance

[Nebula World @nebula_world]

🤞How to Check all autopay set on your UPI and credit cards: Take action

1️⃣For UPI - https://t.co/NQm3RcanJT

2️⃣Credit cards - just type bank name and SI hub on Google and click on the 1st search result. Login/Sign up, Validate your card and remove the autopay

Check this link for ease - https://t.co/HzHAmn1scn

3️⃣Debit cards - login to NetBanking, head to cards section, under debit card find autopay/recurring payment ,cancel it .

🔁 RT and bookmark for reference🔖

[MANOJ VERMA @financeReview57]

@CardMintz It Works. I emailed and get it next day.🔥💥🕺

[Jay Matoliya 🐂 @Jay_Matoliya]

🚨 RBI just dropped a GAME-CHANGER for every bank customer in India.

If you've ever lost money to online fraud, READ THIS 👇

🔴 Effective July 1, 2026, RBI's new draft rules completely reshape how banks must protect YOU from digital payment fraud.

➡️ ZERO LIABILITY - Yes, really.
If your bank's system was at fault (no alerts, no security protocols, internal fraud)?

👉 You pay NOTHING. Full reversal. No questions.

➡️ Got scammed? RBI will literally pay you back.
New compensation fund for losses up to ₹50,000:

✅ 85% of your net loss returned
✅ Max ₹25,000 per person
✅ RBI bears 65% of the cost - not you, not just the bank

➡️ The "scam call" trap is NOW covered
Even if YOU sent the money - but were tricked by someone posing as a legit person - it's classified as a fraudulent transaction.

➡️ Banks now have 30 days MAX to resolve fraud complaints.
No more ghosting. No more "we're investigating."

Reject your claim? They must show you the OTP logs, SMS logs, transaction trails. Full transparency.

➡️ What still makes YOU liable?
⚠️ Sharing OTP/PIN with anyone
⚠️ Ignoring bank's scam warnings
⚠️ Writing your PIN on your ATM card (yes, people do this)
⚠️ Downloading malicious apps

The catch:
You MUST report fraud within 5 calendar days to both your bank AND the National Cyber Crime Helpline (1930) to qualify for compensation.

📌 Set that number in your contacts. Right now.

🟢 RBI is shifting the burden of proof onto banks, not customers.

This is the biggest consumer protection upgrade for digital payments India has ever seen.

♻️ Repost this - your parents, your friends, your family deserves to know.

Source: Draft RBI Responsible Business Conduct Third Amendment Directions, 2026

🔗 https://t.co/fuDxMEhNZl

[MANOJ VERMA @financeReview57]

RUPAY CREDIT CARD OFFER

🔥💥🔥💥🔥💥🔥💥🔥

ऑफर =
अपने रूपे क्रेडिट कार्ड से मिनिमम 250 /- की दो ट्रांजैक्शन करने पर 250 /- का कैशबैक मिलेगा।

ऑफर कब से कब तक है =
07-01-2026 से 31-03-2026

[Pranay @PranayCC]

Have u explored biometric payment option in phonepe?

It's not in Gpay or any other UPI app yet..?!

#phonepe #upi #scan

[CardMintz @CardMintz]

💳 New Visa Card → Transaction & Win is BACK! 🎉🔥

Got a new Visa Credit Card or Visa Forex Card?

Swipe or Online Spend once & grab a FREE voucher up to ₹750 from Swiggy, Zomato, Amazon & more 🛍️✨

📅 Eligible cards issued: 7 Feb – 31 Oct 2026

⚡ 3 simple steps:
1️⃣ Spend using new Visa Card ₹300+ (any non-cash txn)

2️⃣ Register 👉 https://t.co/zACQGq87L3

3️⃣ After T+5 days, claim your voucher 🎁

🎁 Voucher value:
• Platinum – ₹250
• Signature – ₹500
• Infinite – ₹750
• Rewards – ₹300
• Visa Forex – ₹500

⏳ Claim after T+5 days (or from 15 Feb)

🏃 Limited stock — First come, first served!

🔗 Claim: https://t.co/zACQGq87L3
🗓 Valid till: 31 Oct 2026

Easy freebie for a ₹300 swipe — don’t miss it! 💥

❤️ Like | ➕ Follow | ♻️ Repost

[Card Insider @cardinsider]

Got a new Visa Credit Card? 💳✨ Don’t miss your FREE voucher worth up to ₹750 from brands like Swiggy 🍔, Zomato 🍕 and Amazon 🛍️

All new Visa Credit Cards & Forex Cards issued between 7th Feb – 31st Oct 2026 are eligible 👇

🔹 Visa Platinum – ₹250 voucher
🔹 Visa Signature – ₹500 voucher
🔹 Visa Infinite – ₹750 voucher
🔹 Visa Rewards – ₹300 voucher
🔹 New Visa Forex Card (eligible transaction) – ₹500 voucher

#Visa #CreditCards

https://t.co/YD992H55FF

[Amazing Credit Cards @AmazingCreditC]

CRED Offer: assured cashback of ₹20 on next 2 UPI payments via cred.

Check your accounts 👇

[CardMaven @CardMavenIn]

💳 Jupiter Edge: Usage Update
🗓️ Effective 21st March, 2026

Following the recent exclusion of Gift Cards & Grocery from the 10% bucket, new capping rules apply to Shopping spends (Amazon, Flipkart, Myntra, etc.).

🔹 The New Limits
• Rate: 10% Cashback
• Max per Txn: ₹200
• Max per Merchant: ₹600/mo

📉 The "Sweet Spot" Math
✅ Spend ₹2,000
➡️ Get ₹200 (10%)

💡 Strategy: The card remains a gem for small, everyday carts. For big-ticket items, the return drops significantly. Plan your checkouts accordingly! 🛒

Image Source: Reddit

[Bank of Baroda @bankofbaroda]

One key for all your KYC needs.

Your unique 14-digit CKYC ID helps simplify and standardise KYC across banks and financial institutions—securely and seamlessly.

Issued in public interest.

@RBI

#CKYC #OneKeyForAllKYC #SimpleSecureStandardised #BankofBaroda #PublicAwareness

[Amazing Credit Cards @AmazingCreditC]

💳Looking for a YES Bank credit card? The Kredit Pe YES Bank ACE Credit Card is a great option:

✅Apply now: https://t.co/IgbociJzme

•Lifetime free (₹0 joining & annual fees)

•2% cashback on UPI spends via Kredit Pe

•₹1000 joining bonus

•Runs on the Rupay JCB platform

[Amazing Credit Cards @AmazingCreditC]

Kiwi RuPay Credit Card ✨🔥

[CardMaven @CardMavenIn]

🔥 LIFETIME FREE ALERT: BoB Eterna is LIVE! 🚨

This is insane value for an LTF card. 🤯

✅ Why apply? • JCB RuPay = 25% Cashback offer live 🌏 • Net positive rewards on Intl. Spends ✈️ • BOGO on District Movies 🎬 • ₹2500 Welcome Benefit (Spend ₹50k in 60 days) 💰

📲 100% Digital Process + Online KYC (Req: ₹12L+ Income, No existing BoB card)

👇 Select "BoB Eterna" from the list & Apply: https://t.co/wz6UpfVVDK

[Nebula World @nebula_world]

Double dip on Caratlane with HSBC credit cards : Till 19th Dec 2025

Discount+ rewards

Hsbc platinum LTF https://t.co/vb41qyMMZP

Hsbc live plus https://t.co/UrQwU5rh7O

Hsbc rupay cashback https://t.co/RlXnXLzI7D

Get started with Travel one offer ⤵️
https://t.co/Kw4ngTpX2M

[Swa🇮🇳desh @swadesh93]

Is the Amazon Pay ICICI Credit Card still the "King of LTF" in late 2025? 👑
​For years, it was the default recommendation. But with the rise of SBI Cashback and aggressive devaluations elsewhere, does it still hold the throne?
​We analyzed the Oct '25 updates. The answer is... complicated. 🧵👇 #ccgeek
#CreditCard #Finance #AmazonPayICICI