Financial Beginnings USA

We're a national nonprofit that provides no-cost financial education to youth and adults, helping to financially empower 250k people since 2005.

[Financial Beginnings USA @finbeg]

Election Day may be right around the corner, but you can vote today for FinBeg California! They're in the running for a $7,500 grant during @FirstTechFed Season of Giving! Vote for FinBeg CA before Nov. 24th at https://t.co/XBmfGjUG08 – it only takes a second! #FirstTechGives

[Financial Beginnings USA @finbeg]

Do any of these tips help you prepare? https://t.co/m9qzewdfb1

[Financial Beginnings USA @finbeg]

Here’s a basic guide of financial concepts that you can discuss with kids at various age ranges. https://t.co/fEPBAw7W8N

[Financial Beginnings USA @finbeg]

Today, young people can stay on top of their finances with the help of both traditional money-management methods and modern digital tools. https://t.co/57viRE1i4q

[Financial Beginnings USA @finbeg]

Last Thursday, Gov. Gretchen Whitmer signed HB 5190, a bill mandating personal finance classes to guarantee that Michigan's students have access to a personal finance education course before high school graduation. https://t.co/bwgIqxT6q0

[The Fintech Times @thefintechtimes]

The Fintech Times #podcast - we discuss the role of #technology in #financialeducation with @smartmoneyppl & @convofmoney https://t.co/OE3BXAQtVC

[Financial Beginnings USA @finbeg]

@dg_deltagolf Hello, @dg_deltagolf . Thanks for reaching out. Due to recent cyberattacks on our website, we recently closed all traffic coming in from outside the USA. We hope to have the issue resolved soon. Apologies for the inconvenience.

[Financial Beginnings USA @finbeg]

The COVID-19 pandemic, which revealed how many American adults live on the financial edge, has boosted ongoing efforts to make financial literacy lessons a school requirement.
https://t.co/3eTs5jNtAy

[Experian @Experian]

Thanks to our awesome panelists: @finbeg, @LeslieHTayneEsq, @BeverlyHarzog, @Rod_Griffin, @jennifer_wwhite and @Teena_Laro for taking the time to share your expertise! #CreditChat

[Financial Beginnings USA @finbeg]

@Experian @LeslieHTayneEsq @BeverlyHarzog @Rod_Griffin @Jennifer_Wwhite @Teena_LaRo Thank you back!

[Beverly Harzog @BeverlyHarzog]

A8: It helps them get a good start in the world, such as getting an apartment, setting up utilities & looking responsible to a prospective employer. Here's my @USNewsMoney column about the ways credit helps grads ease into life after college. #CreditChat https://t.co/S4w8l2d0hx

[@amamitc5 @amamitc5]

@Experian A10) Know that college isn't for everyone!! Trades are in higher demand than in previous years. Diversify your friend group and your hobbies. Get uncomfortable!! You may find a skill you are good at that can lead to a career. Also be kind to yourself and others :) #CreditChat

[Financial Beginnings USA @finbeg]

@Experian A10: Final tip for H.S. and college grads – If your employer offers a matching plan, OPT IN. If you opt out, you are losing free money while stealing from your future self. #CreditChat

[Financial Beginnings USA @finbeg]

@Experian A9: Just looking a salary can be short sighted. Make sure to look at an employer’s full benefits package. What medical insurance do they offer? What matching plan is in place? What PTO is avail? Do they invest in employees’ physical AND mental health? #CreditChat

[Financial Beginnings USA @finbeg]

@Experian A8: Having a credit history when entering the workforce will help a student in a number of life transitions like leasing an apartment, applying for certain jobs, buying a car, and receiving more favorable credit card interest rates. #CreditChat

[American Consumer Credit Counseling @ACCreditCounsel]

@Experian A7: If you’re considering moving out with a roommate, you need to discuss how much you both can afford and how you plan to split the rent, utilities, and other shared expenses. Have that conversation before you actually move in with them to avoid any issues. #CreditChat

[Financial Beginnings USA @finbeg]

@Experian A7: When moving in with a new roommate make sure they have the financial means to split the bills and have clearly agreed to share certain expenses. Financial disagreements between roommates can turn🤢very fast. #CreditChat

[Financial Beginnings USA @finbeg]

@Experian A6: The desire for a need typically grows stronger with time. The desire for a want typically weakens. Is a purchase something that brings happiness only in the moment (want) or is it something that will serve a purpose for years to come (need). #CreditChat

[Debt.com @debtcom]

@Experian A5. If college is not in your future then consider trade schools or tech bootcamps with job placement guaranteed. The cost of education is much lower and it takes less time than a four-year degree.#creditchat

[Financial Beginnings USA @finbeg]

@Experian A5: Whether they go to college or not, H.S. students should develop a strategy for how they spend their money that works for them. The 50/30/20 strategy comes to mind. 50% of a budget goes to essentials, 20% toward savings and investments, 30% toward nonessentials. #CreditChat