FinExplained

Level up your money game. Simple breakdowns on investing, real estate, and FIRE. Creator of

[FinExplained @finexplainedhq]

Is this scale, or is this a bubble?

Market cap vs 2026 GDP, $ trillion:

Germany 5.45
NVIDIA 5.30
Japan 4.38
UK 4.26
India 4.15
France 3.60
Italy 2.74
Spain 2.09

Nvidia was $5.7T in May. It is a number that moves.

#investing #AI

[FinExplained @finexplainedhq]

@CGInvesting10 https://t.co/pdGYlvD9TM

[FinExplained @finexplainedhq]

Apple’s price is global. Your salary isn’t.

Working days needed to buy the new iPhone:

Switzerland 4.0
USA 5.1
Germany 9.1
Japan 12.4
China 24.7
Mexico 40.3
India 47.6
Brazil 68.6
Turkiye 72.9

Same phone. 18x the labour.

#iphone #economics

[FinExplained @finexplainedhq]

A record 481 women are billionaires in 2026. The top eight:

Alice Walton $134B
Francoise Bettencourt Meyers $100B
Julia Koch $81B
Iris Fontbona $53B
Jacqueline Mars $49B
Rafaela Aponte-Diamant $44.5B
Savitri Jindal $35B
Miriam Adelson $32B

#wealth #feminist

[FinExplained @finexplainedhq]

The 10 richest people alive:

Musk $694B
Page $296B
Bezos $279B
Brin $273B
Dell $251B
Zuckerberg $202B
Huang $189B
Ellison $184B
Ballmer $150B
Ortega $149B

Nine Americans, then Spain.

Nine founded their company. Ballmer was employee 30.

#investing

[FinExplained @finexplainedhq]

https://t.co/9Lq4y5GyxJ
#ai #Artificial #jobs #artificialintelligence

[FinExplained @finexplainedhq]

Highest home-flipping ROI in the US, Q1 2026:

Spartanburg SC 114.6%
Flint MI 112.1%
Shreveport LA 104.1%
Reading PA 95.9%
Lancaster PA 89.9%
Pittsburgh PA 85.9%

Four of the top ten are in Pennsylvania. National average: 25.4%.

#realestate

[FinExplained @finexplainedhq]

Is Gen Z sober, or just broke?

Diageo’s full year:

Casamigos: -28%
Tequila: -21%
Don Julio: -19%
US spirits: -11.5%
Whole group: -2.0%

A generation quitting shows up everywhere. This shows up in one category.

#investing #genz

[FinExplained @finexplainedhq]

Two US exchanges are worth $66.0T.

The other eight in the global top ten add up to $52.1T.

Nasdaq passed the NYSE for the first time in the WFE ranking.

India’s two exchanges both got smaller.

#stockmarket #investing

[FinExplained @finexplainedhq]

Broadcom is worth $1.87 trillion.

Its income tax line last year: minus $397 million.

An effective rate of -1.75% on $22.7B of profit.

Nobody broke a law to get there. That is the part worth arguing about.

#corporatetax #investing $AVGO

[FinExplained @finexplainedhq]

Japan’s economy was nearly double Germany’s in 1990.
It’s now smaller.
+34% growth in 35 years, against Germany’s +181% and India’s +1,191%.
Most of that gap is the yen, not the factories.
#economy #japan #gdp

[FinExplained @finexplainedhq]

$SPCX has one day before the flood.
911.5M shares unlock tomorrow. That’s 6.9% of the company — but 143% of the float.
Only 638.9M shares were sold at IPO, so more become sellable than currently trade.
It isn’t dilution.
#spacex #stocks

[FinExplained @finexplainedhq]

4 types of assets the rich own:
Businesses
Commodities
Real estate
Paper
Most people own exactly one and don’t realise it.
P&G has raised its dividend 70 straight years. Colgate 63. Nobody traded their way to that.
#investing #dividends

[FinExplained @finexplainedhq]

Most “kids investment accounts” charts say Trump Account money is available at 18.
It isn’t. They’re traditional IRAs for minors. After 18, IRA rules apply: 10% penalty plus income tax before 59½.
The account unlocks at 18. The money doesn’t.
#investing

[FinExplained @finexplainedhq]

Everyone is waiting for rate cuts.
Three Fed officials just voted to RAISE.
July 29: held at 3.50-3.75% in a 9-3 vote. Cleveland, Minneapolis and Dallas all dissented for a hike.
PCE inflation: 3.7%. Target: 2%. Fifth straight year above it.
#fed #inflation

[FinExplained @finexplainedhq]

The Buffett Indicator is at 237%.
At the dot-com peak it was 138%.
Before you sell: it crossed 200% in 2021 and stocks kept climbing. Buffett himself walked back calling it the best single measure.
Valuation isn’t timing.
#investing #stocks

[FinExplained @finexplainedhq]

Every retirement cheat sheet says RMDs start at 73.
Born in 1960 or later? Yours is 75.
Two more they skip:
Age 55 - quit your job, tap the 401(k), no penalty
Age 60-63 - super catch-up, $11,250 instead of $8,000
#retirement

[FinExplained @finexplainedhq]

America’s 10 best-paid jobs, per BLS:
8 of 10 are healthcare.
1 flies planes.
1 runs a company.
0 are in tech or AI.
Top spot: pediatric surgeon, $502,050.
Every “AI careers will dominate” list is selling you something.
#careers #ai

[FinExplained @finexplainedhq]

2026’s biggest winners, then July:
Micron +301% → -22.8%
Western Digital +278% → -21.4%
Intel +257% → -28.0%
Seagate +252% → -11.0%
Marvell +227% → -34.3%
All 25 top H1 names fell at least 8%. The rest of the Russell 1000 gained 0.8%.
#stocks