FinKi

Data quality assurance and compliance tools for fund managers and investment platforms. Contact us for web, API or Excel Add-in access details.

[FinKi @finki_io]

@CryptoParrott Wow! This service has been on hold for over 2 years and people still message/email me daily!

At the moment there is no plan to bring it back to life. Sorry.

But you never know……

Which aspect of it were you most interested in? ( the answer is usually ‘dividends!’ 🙃)

[FinKi @finki_io]

@langcatmike Trying to transfer my holdings to various ‘free’ platforms (for fun, ya know, and research) and it turns out the Fintech solution to this problem is not to offer it. Magic! ‘Send us cash’ is basically the offer. Er, no thanks. Cheers tho 🤢

[FinKi @finki_io]

Any TISA members struggling to keep up with ISA Qualifying investments can utilise the FinKi ISA Compliance API that auto assesses assets against ISA Guidance. Standard NDA. Might be particularly useful to @HLInvest @Transact @Trading212 reach out at [email protected]

[TISA @uktisa]

Our #ISA Repairs & Voids online workshop on 25 Feb
takes delegates through the various steps when carrying out an ISA repair or ISA void incl. the removal of the necessary investments/cash and the tax implications for the ISA manager and the investor
https://t.co/PjLgQLzi5F

[FinKi @finki_io]

@langcatmike You should ask your IFA why jab-maker biontech is in your ISA when it’s actually ineligible and lots of platforms are breaking ISA Guidance 😳 Worst conversation ever 💩

[FinKi @finki_io]

@AICPRESS Investment Trust Stat of the Day: New age zero £ investment app (unnamed Fintech darling) offers 238 investment trusts to investors. 27% of documents presented to investors pre-sale are wrong or out of date and contain inaccurate fees. D’oh! 🤐

[FinKi @finki_io]

@holly_thomas_ @TimesMoney FinKi ETF search shows Tesla exposure can be achieved via ETFs focused on cars, batteries, tech and even ESG ... lots of ways .... https://t.co/P1wAn4wFBh

[FinKi @finki_io]

@AICPRESS @holly_thomas_ @TimesMoney @LaithKhalaf1 Some present Ex-ante, some Ex-post, some morph OCF + Transaction costs .....

[FinKi @finki_io]

@AICPRESS @holly_thomas_ @TimesMoney @LaithKhalaf1 Yet investors would struggle to get accurate/latest costs of some funds due to platforms poor data sources. So, what’s the OCF of PCT? Every platform suggests a different figure. Compare the KID to , for example, https://t.co/oP03VvGVmA 🙄

[FinKi @finki_io]

@AICPRESS @ii_couk suffer the same issue with FEET https://t.co/msim0wFgpt Old docs, wrong OCF. Data quality - across the board - is an issue for Investment Trusts 🙄

[FinKi @finki_io]

@AICPRESS Even the mighty HL can be wrong... for a popular fund https://t.co/NfAnuaoJWz That’s an old KID and an incorrect OCF. TCF? The positive? HL is the only platform I’ve been offered a vote at AGM. ✅

[FinKi @finki_io]

@AICPRESS DEGIRO and Trading212 don’t disclose IT KIDs pre-sale (whoops) and if I was to trade SOHO on FreeTrade I’d be given this KID https://t.co/YZV7x6lhPn Honestly the quality of IT disclosure is very poor and needs addressing

[FinKi @finki_io]

@AICPRESS For example, AJB would have me believe the latest disclosure is from 2018 (despite priips rules requiring annual updates) https://t.co/lIWbtr7FnY

[FinKi @finki_io]

@AICPRESS ‘Documents & Data’ : Platforms (across the board) are either slow or completely fail to deliver up to date documents to clients holding ITs. Seriously. They’re ‘average’ at ETF and fund documents, but for ITs..whoa! The issue seems to be data vendor driven. [email protected]

[FinKi @finki_io]

There’s also automated solutions to this to navigate the complexity and remain compliant. Quite a few TISA members would appear to allow non qualifying investments within their ISA wrappers. FinKi ISA API can help avoid awkward errors. https://t.co/lCfxWPVlAP

[TISA @uktisa]

TISA runs various ISA workshops, from introductory and key #regulatory knowledge sessions for those new to the product to processes for ISA repairs & voids and qualifying investments. Find out more at
https://t.co/8g4vboQPdc
#TISAtraining #TISAworkshops #ISAs

[FinKi @finki_io]

@alexinlaw @mittmattmutt Do you BNTX in your ISA or General account? Curious. #compliance

[FinKi @finki_io]

@DavidLaw What platform did you buy BNTX in the ISA?

[FinKi @finki_io]

#fintech investment startups no better at serving clients regulatory documents than the incumbents? Shock.Horror.Surely not? Nice video demos here of why you might use an always-live API to serve your clients via your app or website.

https://t.co/Xs9n6rlRa4

[FinKi @finki_io]

@shaunkirtley ‘Fractions’ are coming (caution: it’s reported FCA has issues with current ops of ‘fraction’). Trading costs coming down/free from new age entrants. Knowledge growing due to push/‘community’ from new entrants. All in all ETF usuage likely to boom over the coming years. IMO

[FinKi @finki_io]

#fintech #compliance
Another day another fintech darling serving clients 100's of incorrect KIDs 🤬
No names. But they might be 🇳🇱 😉
Take a simple HSBC ETF .... spot the date difference ?

Try the super simple easy peasy Datalaya Document API here :

https://t.co/iJaI9W03kK

[FinKi @finki_io]

Shock. Horror. #FINTECH darlings not always compliant??? What? No! 😉
Numerous 'Free' stock trading platforms serving out of date / inaccurate KIDs for their ETF/ITs

Should've used the Datalaya KID PRIIPs API (that's a mouthful!) 🙃

https://t.co/rlSKoonXX6

[email protected]