FinPaal

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తెలుగు CCGeek | Solution Arch by Profession

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[FinPaal @FinPaal]

Found the Bhima deal only today? 👀

You’re late. 😄

Our followers have been grabbing gold & silver deals for the past 6 months. 🔥🔥

Follow @FinPaal for the next one.
Your wallet will thank you. 💰

https://t.co/H7Xdq4aGbZ

[FinPaal @FinPaal]

https://t.co/vnqquVCs6f

[Jassneet Singh @jassneetsingha]

Amazon Pay is not coming back to HDFC at 5X

Instead, Amazon Pay is now listed under the new Insta Deals section with just a 1% upfront discount.

The irony? Even with such low returns, the monthly limit is still capped at ₹10,000.

Here’s what you get:

→ Infinia & DCB: 1% instant discount + 3.3% rewards

→ Regalia Gold: 1% instant discount + 1.25% rewards — potentially a little better if you redeem your points for Accor.

Not exactly the return most HDFC cardholders were hoping for.

[FinPaal @FinPaal]

🚨 LAST FEW HOURS: BOB Eterna LTF offer ends TODAY! ⏳

If you've been waiting to apply, this is probably your last window.

🔗 https://t.co/FbITGAmpFB

Here’s what you get 👇

✅ Up to 4.75% rewards
• 3.75% on online spends, up to ₹42K/month
• +1% extra on ₹5L annual spends
🎬 Up to 3 BOGO movie offers/month
• District BOGO
• Visa Infinite BOGO via District
🎁 ₹750 Amazon GV for just ₹300 spend
• With 3 add-on cards, unlock up to ₹3,000 Amazon GVs

🎉 ₹2,500 welcome bonus
• Spend ₹50K within 60 days
🪙 Gold purchases eligible for rewards
• Including gold bought via Ajio/Myntra
🛫 Unlimited lounge access
• On ₹75K quarterly spends

👨‍👩‍👧‍👦 3 free add-on cards
• Extra movie benefits
• Lounge access for family
📌 Apply before the LTF offer ends:
🔗 https://t.co/FbITGAmpFB

⚠️ Important: LTF is available only to users who don't already hold a BOB or BOB co-branded card, including OneCard by BOB, and meet the ₹12L+ income criteria.
⏱️ Application takes roughly 10 minutes + 5 minutes for VKYC.

Don't leave it for tomorrow. The LTF offer ends today. 👀

[FinPaal @FinPaal]

Last few hours left to get BOB Eterna LTF ⏳

🔗 https://t.co/FbITGAmpFB

Here's what you get 👇

✅ Up to 4.75% rewards
• 3.75% on online spends (up to ₹42K/month)
• +1% extra on ₹5L yearly spends

🎬 Up to 3 BOGO movie offers/month
• District BOGO
• Visa Infinite BOGO via District & BookMyShow
• ₹200 free food benefit(for BMS)

🎁 ₹750 Amazon GV on spending ₹300 (Visa Rewards)
• With 3 add-on cards, unlock up to ₹3,000 Amazon GVs

🎉 ₹2,500 welcome bonus
• Spend ₹50K within 60 days

🪙 Gold purchases eligible
• Earn rewards on gold bought via Ajio/Myntra

🛫 Unlimited lounge access
• On ₹75K quarterly spends

👨‍👩‍👧‍👦 3 free add-on cards
• More movie benefits
• Lounge access for the family

📌 Apply here:
https://t.co/FbITGAmpFB

LTF is only for users who don't already hold a BOB or BOB co-branded card (including One Card by BOB) with 12L plus income.

⏱️ Application takes around 10 minutes + 5 minutes for VKYC.

[FinPaal @FinPaal]

@raaghavva @CardNiti Yes, for HDFC cards 5947 works.

[FinPaal @FinPaal]

@Fittrwithkj @maverickNerd @DealsDhamaka @aadil @MilesMogul @cards_wizard Onpoint and Magicpin are safer options.

[CardNiti @CardNiti]

Simple flow to avoid non favourable merchants Amazon.

- On payment page "Complete tnx on bank website" instead of Amazon.

- On bank website, verify merchant name & proceed

✅️ ASSPL - 5399
✅️ Amazon Pay India Privatet Limited - 5262 / 5699

❌️ Amazon - 5947

- Chances of different MCC being assigned to same merchant name are low.

- If you still want double confirmation, contact bank customer support to verify MCC.

[karthik vj @veejaykarthik]

@FinPaal @GoldPal79 Thanks @FinPaal. Super cool offer. Please post more.

[FinPaal @FinPaal]

Fed Chair Warsh just poured cold water on the rate-cut hopes. 👀

He says US inflation is still too high and the Fed may have more work to do, keeping the door open for rate hikes.

Markets reacted instantly.

📉 Gold & silver taking a hit
📈 US dollar strengthening
📈 Bond yields rising
📈 Rate-hike expectations jumping

The September Fed meeting just got a LOT more interesting. 🍿

[FinPaal @FinPaal]

If you are someone tracking gold prices 👀

Here are a few key factors you should keep an eye on:

• US CPI Data
• US Fed outcomes & guidance
• Dollar Index (DXY)
• Geopolitical events like wars
• Fuel / crude oil prices
• US Bond yields
• Central bank gold buying

And most importantly…
Most of these factors are interconnected 🔄

Example:
• Recent war created restrictions around Hormuz routes
→ Fuel prices hiked
→ Inflation fears increased
→ Fed stance turned hawkish
→ Dollar strengthened & bond yields increased
→ Gold reacted negatively

Also, gold is not heavily dependent on Indian wedding season or Diwali demand like many believe 😄

Global macro events move gold far more than festive buying in India.

Follow @FinPaal to understand macro events better and, of course, for awesome gold deals on time ✨

[The Privé @ThePriveIn]

Curating every step of your journey, now beyond stays. ✈️✨

We’ve officially launched Global Visa Concierge on The Privé, in partnership with @sprint_visa.

From application to approval, get seamless visa assistance without the usual paperwork stress.

✨ Exclusive Privé rates on visa services
✨ 100% cashback on visa fees when you book your hotel stay with The Privé*

Skip the paperwork stress and focus on where you’re heading next.

🔗 Apply now via the link in bio.

*T&C apply

[FinPaal @FinPaal]

@bigulchugh @ccg33k Regular offer bro.. this deal comes 2-3 times a month..

Skip it.. wait for a better deal.. they generally come up with min 500 less per gram and Zero VA..

This is like BLINKDEAL6

[FinPaal @FinPaal]

@VKesavaRao3 Cred Razaorpay txns will work.

[FinPaal @FinPaal]

🚨 Attention Axis Credit Card users!

From today, Gift Cards are excluded from rewards on Axis cards. means 5947 MCC is excluded.

This impacts Axis cards across the board, from Cashback to Atlas to M4B. 😬

Major Portals that gets impacted: Axis Gift Edge portal, Flipkart Digital GVs on FlipKart, Cred(few Merchant names), Gyftr, Woohoo and other major gift card portal.

We just did a test transaction today. Waiting for it to settle before confirming the actual reward impact.

Will post the results as soon as the transaction settles. Stay tuned 👀

Join the channel for updates:
https://t.co/H7Xdq4a8mr

[FinPaal @FinPaal]

@rbldestroyer @creditkeeda @ccgeek0703 Nothing to worry, its safe. Just wait for Amazon to mark it as delivered.

[FinPaal @FinPaal]

@Nareshkjs Yes, same I also got mine via speedpost.

[FinPaal @FinPaal]

In the era of Q-commerce, when your sister takes the time to pick a Rakhi for you and actually couriers it...

You’re truly blessed to have a sister like that. ❤️🧿

[Vishal Rajendiran @vishal6695]

Bhima jewellers accepted 24kt other brand coins at 2% cut-off.

Liquidated a portion of my gold holdings yesterday at Bhima jewellers.

Market price 24kt: 16379/g
Sell price after 2% cutoff: 16051/g

[FinPaal @FinPaal]

@DealsDhamaka I mean, Shitting on fellow Indians the moment one land abroad? That’s a patented Indian Thing.

[FinPaal @FinPaal]

@VijYatin @bethalaluka @bigulchugh Check the images in this post.

https://t.co/SRDLaffWXX

[FinPaal @FinPaal]

Attention SBI CB × CRED GV buyers 🚨

DREAMPLUG PAYTECH SOLUTIONS PRIVATE LIMITED merchant name is now showing in 2 variants:

1️⃣ Via Razorpay payment gateway → MCC 7311 ☑️
Eligible for 5% cashback.
2️⃣ Via direct SBI payment gateway → MCC 5947 ❌ No cashback.

Check the Images for reference 👇

[FinPaal @FinPaal]

And this is how TEMPSENSE SHNI will look in the Demat account.
#TEMPSENSE

[FinPaal @FinPaal]

After a year-long gap, I finally started applying for IPOs again...

And here’s the first allotment, in Mom’s account. 😄🫣

[FinPaal @FinPaal]

Digital Gvs 90% tracks

ASSPL | 5399

Amazon Pay India Privatet | 5262 / 5699

Rarely Amazon Pay Gift card merchant names comes- this is 5947..

Cred Razor Pay GW is safe.. Direct bank otp page is 5947..

I did the txn at mid night 12:30 around, we will get to know whether we will be still getting or not.. lets wait for a day.

[FinPaal @FinPaal]

@mortal_pheonix Amazon Physical Gvs are safest. They dont track 5947 so we can continue the same.