Chris Philcox

Financial Adviser specialising in retirement planning. A Dad to Freddie,Phoebe and Monty husband to Emma, lover of NUFC, cricket, golf and positive happy people

[Chris Philcox @Firephilo]

Such a hard call to make. Some can only afford the advice if their pension is transferred as fees come from the pension. I pride myself on offering free advice and analysis but know others will transfer just to get paid!! Feel for cash poor clients who can no longer afford advice

[FT Adviser @FTAdviser]

The FCA will ban contingent charging on DB transfers in all but a few pension transfer scenarios but will allow abridged advice as another route for consumers to have access to lower fees
https://t.co/ui8BhL7kf9

[Chris Philcox @Firephilo]

@alffiesmiith @LukeEdwardsTele I wish pal

[Chris Philcox @Firephilo]

@rotty8519 Madueke is a pen. Got front of his man. Defender pulled him down and didn’t play the ball. I’d be fuming if we didn’t get that

[Chris Philcox @Firephilo]

Sad for my #afc mates. Guy who should win the ballon d’or missed the crucial penalty. The team that plays football won and the irony that the team who won the league with so many decisions going their way concede a pen and also get robbed of a definite pen #champi̇onsleaguefinal

[Chris Philcox @Firephilo]

@TheAthleticFC @SkySportsPL Great strike but it also has to be the worst defending of the day. Even worse they had a corner 5 seconds earlier and had 3 on 2 then

[Chris Philcox @Firephilo]

@BMetcal50851182 Lovely family

[Chris Philcox @Firephilo]

@jamiereuben Our best players have lost faith in Eddie. Clear to see

[Chris Philcox @Firephilo]

The end of a horrendous season and what looks like will lead to an even worse summer. Howe may have the backing of the board but he clearly doesn’t have the backing of most of our team #NUFC

[Chris Philcox @Firephilo]

How Willock is one of the worst central midfielders I’ve seen. Hasn’t got a clue how to play there. Could’ve got 20 mill for him last summer

[Chris Philcox @Firephilo]

Actually fuck off #NUFC 3 on 2 at a corner and get away with it so we allow the exact same thing to happen straight away. Embarrassing. Get THIS season done and get most of the dross out

[Chris Philcox @Firephilo]

Some of the lack of ability in our team is incredible. Inability to make a simple pass or read the game #NUFC

[Chris Philcox @Firephilo]

@NUFC Shameful 1st half. Murphy, Willock and formation need changing

[Chris Philcox @Firephilo]

@NUFC @nufcfoodbank Just end this season. Embarassing defending AGAIN

[Newcastle United @NUFC]

We have completed the purchase of a significant portion of the historic Leazes Terrace building next to St. James' Park 🤝⤵️

[Chris Philcox @Firephilo]

Pope, Botman, Bruno, Ramsey, Nick, Osula all excellent today. No bad performances other than the usual sub cameos. That is the formation and style of play going forward #NUFC

[Chris Philcox @Firephilo]

Narrow 4231. Hallelujah #NUFC

[Chris Philcox @Firephilo]

Scottie must be the worst putter to ever be number 1 #pgachampionship

[Chris Philcox @Firephilo]

@agbnufc_ @LukeEdwardsTele Gordon and his agent are rats. Been pushing for a move for over a year

[Chris Philcox @Firephilo]

Bring on a day of playing and watching golf #pgachampionship

[Chris Philcox @Firephilo]

Football is just shit now. Amazing scenes ruined by #VAR yes arm across raya, yes trossard holding pablo with no eyes for the ball, yes rice arms around mavrapanos but more importantly there’s 10+ players in a two metre area. It’s a contact sport. #WHUARS