Florian

go birds

[FUTURE/FREEBANDZ @1future]

Me and ICEMAN back by popular demand

[Sumeet 🇺🇸 @flameosumeet]

The worst part about soccer coverage in the USA is that like many countries, our pundits are ex-players.

But unlike England or France’s ex-players, our ex-players are complete nobodies.

Lalas, Wynalda, etc. Just complete nobodies who wouldn’t have been pros had they been born 15 years later. They’re all bitter about this and it comes out when they speak on the current team.

[Florian @flobashi]

ESPN gets rights to Redzone and there’s been issues with it every week lol

[StockMarket.News @_Investinq]

The 50-year mortgage sounds appealing on paper and it's supposed to make homeownership more accessible when first time buyers are hitting 40 years old and getting priced out of everything. But you do some basic math and it will show you a whole different story.

On a $400k loan at 6%, you're only saving roughly $166 per month versus a 30 year mortgage. That's pocket change. The catch is you'll pay roughly double the principal amount in interest over the life of the loan we're talking $863k instead of $418k. Lenders will also charge you an extra 0.3-0.5% just for the extended term which basically erases whatever payment relief you were supposed to get.

What really gets you is the equity problem. In the early years of a 50 year mortgage almost all your payment goes to interest. You're barely building equity while someone taking a standard 30year loan is stacking wealth and opening up refinancing opportunities way faster. It's like comparing someone who invests early versus someone who waits, the compounding works against you here instead of for you.

The harder truth is that 50 year mortgages don't actually solve the affordability crisis, they just mask it. The real issue is that home prices have completely detached from wages. We're at a 5:1 price to income ratio when it's historically been around 3:1.

Supply is constrained, zoning is broken and institutional capital is buying up single family homes to reprice entire neighborhoods. A longer mortgage term doesn't fix any of that. It just locks people into longer debt while the system keeps extracting value upward.

The only scenario where this could work is if you treat it tactically, grab the low monthly payment now, then refinance into something shorter when rates drop and your income increases. But that's a lot of ifs and with ever increasing costs, would people do that? No. Real solutions would actually address supply, zoning, and policy, not just make people's monthly slightly more bearable for the next 50 years.

[💎🇿🇦 @TJayyyy_1]

Look who Adidas have Pogba sitting with, and you think I’ll care about what pub addicts say? Loooool FOH

[𐌕 @fwtimini]

Nobody grew up with intentions of being a cleaner, cashier, security guard, taxi driver, car cleaner, or store general worker. We all had big dreams, but life happened. Respect people’s jobs.

[Florian @flobashi]

@Mike_kim714 113

[ruby 🇲🇽 @rubythevalley]

guess who just got front row seats to the eagles unveiling the super bowl banner

[Kongo @KongoFuture]

This Future Verse on Sorry is Special https://t.co/1vS335chpf

[Loky @lokymann]

Run errands early as shit before the idiots wake up

[april 🖤🦉 @oVo_champagne_]

“I’ve got no dog left in the fight.. the bark don’t match the bite” ☀️

[NFL @NFL]

Kept the main thing the main thing. @JalenHurts #SBLIX

[bum @BattleRapBum]

money on the line mo

[ger🌭 @gerawaycar]

One last time, Jake Elliott if you can hear us please don’t embarrass us

[Lateef 🙃 @LateefSaka]

Montoya needs a Grammy, he was so gone he was about to recreate Beyoncé’s drunk in love video

[Shams Charania @ShamsCharania]

BREAKING: The Dallas Mavericks are trading Luka Doncic, Maxi Kleber and Markieff Morris to the Los Angeles Lakers for Anthony Davis, Max Christie and a 2029 first-round pick, sources tell ESPN. Three-team deal that includes Utah.