Florida Office of Insurance Regulation

Promoting a stable and competitive insurance market for consumers.

[Florida Office of Insurance Regulation @FLOIR_comm]

.@SPGlobal is once again reporting Florida has the lowest rate change in the NATION! The vast majority of states saw effective rate increases in 2025, BUT Florida is the ONLY state reporting a decrease at -0.92!

📈Seven states had double-digit rate increases in 2025.

📉The national calculated weighted average rate INCREASE was 5.5% in 2025, Florida's rate change DECREASED!

‼️Three states had a two-year cumulative rate increases over 34%, with one state reporting a compound increase of 44.5%.

[Florida Office of Insurance Regulation @FLOIR_comm]

Commissioner Yaworsky is forcing American Mobile Insurance Exchange to surrender the company’s COA after completing administrative supervision.

OIR remains committed to ensuring that any additional liabilities that might arise from this company’s departure will be handled promptly and in accordance with Florida law.

Commissioner Mike Yaworsky said, “Florida continues to grow a full stable of well capitalized companies that are committed to our State and ready to help consumers pay claims. Evasive companies that cancel all their policies and want to redomesticate are not committed to Floridians and have no place in our State. Competition is booming in Florida, and the quality of service they provide to consumers is in the front of my mind.”

https://t.co/MSuokbomGF

[Florida Office of Insurance Regulation @FLOIR_comm]

Medicare Open Enrollment starts today! It is a great time to review possible plan changes, confirm your providers are in-network and find lower-cost prescription options. Learn more here: https://t.co/emIxfMC1Ja

You can also view Medicare Supplement sample rates on our website here: https://t.co/2NNCYz4YWY

[FL DFS @FLDFS]

Our Insurance Assistance Hubs in Destin and Pensacola are open to help Floridians navigate claims and answer questions following Hurricane Isaias. View the carrier lists here to see which carriers can assist you at each location.

[FL Division of Emergency Management @FLSERT]

📢 UPDATE: An additional Insurance Assistance Hub is now OPEN in Pensacola!

As recovery efforts continue following Hurricane #Isaias, @FLDFS is expanding assistance to impacted Floridians.

📍 Pensacola: University of West Florida, 1–4 PM
📍 Destin: Morgan Sports Complex, 9 AM–4 PM

Residents can visit either location for help navigating the insurance claims process & getting answers to insurance-related questions.

[FL DFS @FLDFS]

Today, The Department of Financial Services will open the first Insurance Assistance Hub in Destin from 1p.m. - 4p.m. CST.

Representatives from at least 6 major insurance carriers will be available alongside representatives from the Division of Consumer Services to answer insurance related questions!

The Hub will be open tomorrow, October 12, 2026, from 9a.m. - 4p.m. CST.

[FL Division of Emergency Management @FLSERT]

#Isaias Resources:

❓ Info & Resources: https://t.co/p1ksYRsn11
☎️ SAIL Hotline: [phone]
⚖️ Legal Helpline: 833-514-2940
⛑️ Red Cross: 1-800-RED-CROSS
🏢 Business Resources: https://t.co/c8CWjgWoeQ
🚫 Price Gouging Hotline: 1-866 9NO-SCAM
🤝 Volunteer: https://t.co/lSntdmAJgt

[FL Division of Emergency Management @FLSERT]

🌧️ Hurricane #Isaias’ outer bands are already impacting the Panhandle & North Florida, with conditions expected to deteriorate as the storm approaches landfall. Persistent heavy rain may lead to flooding in some areas.

Remember:
⚠️ Never drive or walk through floodwaters.
🏠 Monitor weather alerts & follow local officials’ guidance.
🚫 Stay away from flooded roads & storm drains.
📸 If flooding or damage occurs, take photos of high-water marks & damage.

Visit https://t.co/p1ksYRsUQz for the latest info.

[Ron DeSantis @GovRonDeSantis]

As of 11 a.m. EST, #Isaias is a major Category 3 hurricane with maximum sustained winds of 120mph.

With landfall projected for this evening, now is the time to finalize your plans. If you are not evacuating, make sure you have everything you need to shelter in place.

All state resources stand ready to respond and support impacted communities.

[FloridaCommerce @FLACommerce]

.@Uber is offering free round-trip rides, up to $40 each way, to and from state-approved evacuation shelters, listed on https://t.co/QRPwCFq9NF. Uber users must input the code ISAIAS26 into the Uber app before requesting a ride to a state-approved shelter.

[FL Division of Emergency Management @FLSERT]

‼️ Take action now to protect what matters most.

Before severe weather from Hurricane #Isaias reaches your area, create a visual record of your home, belongings & important documents.

👤 Forms of identification
🚘 Vehicles & major property
💍 Valuables & family heirlooms
🗂️ Insurance policies
📋 Medical records

Snap a pic now for peace of mind later. 📸

[FL Division of Emergency Management @FLSERT]

🌀 Hurricane #Isaias has strengthened to a Category 2 hurricane and is expected to bring significant, widespread impacts.

‼️ Remember, hazards extend FAR beyond the center of the storm!

Take action now:
▪️ Secure loose outdoor items that could become dangerous in strong winds—if you can pick it up, put it up!
▪️ Know where you’ll shelter if a tornado warning is issued in your area.
▪️ Charge phones & backup batteries in case of power outages.

Prepare now to stay safer through the storm & its impacts. 🔗 https://t.co/2hLOa6icfQ

[FL Division of Emergency Management @FLSERT]

‼️ Shelters are opening across the Panhandle & Big Bend today & tomorrow ahead of Hurricane #Isaias.

If you’re under an evacuation order or your home is vulnerable to severe weather, know where you’ll go & how you’ll get there.

Educate before you evacuate:
🔗 Open shelters: https://t.co/yud24kp8Zj
🔗 Evacuation Orders: https://t.co/TjPhy9EfaH

[FL Division of Emergency Management @FLSERT]

☎️ The State Assistance Information Line (SAIL) is now active for residents needing assistance before & after Hurricane #Isaias.

Call: 1-800-342-3557

There are English, Spanish & Creole speakers available to answer questions & provide disaster resources.

Visit ➡️ https://t.co/p1ksYRsn11

[Jim Cantore @JimCantore]

For coastal and inland tornadoes friday and Saturday

[FL Division of Emergency Management @FLSERT]

🏠 Reduce the risk of major damage to your home before Tropical Storm #Isaias reaches Florida.

🧹 Clean your roof & gutters
🌳 Trim trees & secure loose branches
🏠 Reinforce garage doors & windows
🆙 If you can pick it up, put it up!

Take steps now to protect your property! https://t.co/o0jJvrp2Ko

[Florida Office of Insurance Regulation @FLOIR_comm]

🚨NOTICE TO INDUSTRY🚨

@GovRonDeSantis declared a state of emergency for Tropical Storm Isaias. This Executive Order allows for early prescription refills.

More info here: https://t.co/SJQkQY1x88

[FL Division of Emergency Management @FLSERT]

🚨 10/7: The system in the Gulf has strengthened into Tropical Storm #Isaias.

Floridians should:
📍 Know your home's ability to withstand severe weather
🧰 Restock your disaster supply kit
⛽ Keep your vehicle at least half full or charged
🏠 Secure loose outdoor items around your home

Stay informed as conditions develop & follow guidance from local officials 👉 https://t.co/lcGeTqOFfJ

[Ron DeSantis @GovRonDeSantis]

Today, I signed Executive Order 26-202, declaring a state of emergency for 25 counties in preparation for Tropical Depression Nine.

This order ensures communities have the time and resources necessary to prepare for potential severe weather impacts to the Panhandle and Big Bend region of Florida.

Floridians should have their plans in place, keep emergency supply kits fully stocked, and follow @FLSERT for weather updates and preparedness information.

[Florida Office of Insurance Regulation @FLOIR_comm]

ICYMI: @news6wkmg: Insurance rates lowered for over 120K Florida renters, state announces

https://t.co/CGWOzG8Jur

[Florida Office of Insurance Regulation @FLOIR_comm]

Some tenant policyholders of American Modern Home may even see higher rate decreases than the -12.8% average. Policyholders in over 30 of Florida’s counties will have an average rate change ranging from -13.1% to -13.9%. The company’s highest concentration of business is in Orange and Broward counties with rate change averages of -13.4% and -13.8%.

[Florida Office of Insurance Regulation @FLOIR_comm]

Commissioner Mike Yaworsky is approving an average -12.8% rate decrease for more than 120,000 rental insurance policies that will be effective this MONTH!

Commissioner Yaworsky said, “The Office of Insurance Regulation is approving major rate decreases across the board, including decreases in insurance for our Florida renters. We are working hard to get rates down for all policies and we will continue to reach out to companies and ask them to do more. Stay tuned!”

https://t.co/GfCZA0g52n