“In terms of information, policyholders need to be better-informed about what #risks are covered and what kind of #insurance is needed.” – Matt Mosher, COO, A.M. Best. #ITC2018 @PCIAA
For #EarthDay2019 do something! 3 ideas:
1. Take a walk, pick up some trash, 2. Figure out your real flood risk & make sure you have flood insurance.
3. Give to an environmental advocacy organization to magnify your impact.
@EnvDefenseFund
This morning, in honor of #EarthDay , we published our first newsletter! Read it here, and follow the link within to sign up for future newsletters!
https://t.co/59Cfz9h86r
The HO-2 is called the ''broad form''and is a #homeowners#insurance that is written on a named-perils basis. The policy only covers 16 perils except #flood and #earthquake.
#ClaimTip ➡️ The HO-2 offers more protection than an HO-1, but HO-3 and HO-5 offer even more.
Need a free smoke alarm? You can make an appointment now at https://t.co/xqnLJufNic or call (877) 733 2767 to have FREE smoke alarms installed in your home on May 1st! Smoke alarms cut the risk of death from a home fire by half #EndHomeFires
The state attorney general reaffirmed that, as the seas rise, any private land that falls beneath the tides becomes public, essentially deputizing the ocean to expropriate private property and forcing landowners to give more serious consideration to relocating sooner than later.
#DidYouKnow National Flood Insurance Program (NFIP) flood insurance rates DO NOT differ from company to company or agent to agent.
🔍 Want to learn more about flood insurance before buying a policy?
💻 Do your research by visiting: https://t.co/1JWcRLOAJ7
#FloodSmart
“the NFIP claims process is full of deadlines, technicalities, and formalities” Good #floodclaim info here. Also, consult with an experienced #NFIP lawyer and adjuster.
“It is important to note that approximately 20 percent of flood insurance claims come from outside of high-risk flood zones. Where it can rain, it can flood.” #FloodInsurance#NFIP#floods
#TuesdayTip: Flooding is the costliest and biggest natural disaster in the U.S. Here are some flood insurance basics to help you get smart about insurance. https://t.co/0oz9qlSH3N
#YourRiskisReal#GetProtected#InsureU
Are you a resident of Miami-Dade County with opinions about how we should address #SeaLevelRise? Come out tomorrow night or Saturday and let us know what you'd like to see!
https://t.co/naB9Q9kiRU
“As national adaptation strategies are underway to protect certain populations from rising sea levels, we have an opportunity as storytellers to create an accessible platform for learning and discourse across communities.” #ClimateEducation
I wrote an op-ed for @NOLAnews that came out yesterday because I'm 👏 so 👏 tired 👏 of the visuals we associate with climate change that leave people crippled with fear and demoralized. There's good stuff happening. Everywhere. Let's share that more, plz https://t.co/QRHQ4EmEnC
Continuous coverage is required to retain any subsidies in #NFIP premiums. A borrower may be reluctant to purchase #PrivateFloodInsurance if doing so means they would lose their subsidy should they later decide to return to NFIP coverage.
“Our analysis of recent hurricanes hitting Houston and Miami finds that roughly 80% of commercial properties tied to affected CMBS loans lay outside official flood zones — meaning they may lack insurance coverage.” #floodinsurance
Research by BlackRock concludes that investors underestimate the risks that extreme weather poses to their portfolios. Investors need to broaden their focus beyond sustainability to consider what climate risks their assets face. https://t.co/vqV3ZpIqwX via @financialtimes
Don't be fooled by the severity of water damage when it comes to flooding. A single inch of rain could cost you up to $27,000 in flood damage. https://t.co/FrrM9CEtSo