Andrew Lokenauth 

I write threads on money, investing, finance • My FREE Newsletter is read by 20,000 - 15 yrs in finance & wrds in @Forbes

[Andrew Lokenauth  @fluentatfinance]

The wealthy use tax code to their advantage and you should too. These threads take time to write, so if you found it helpful, please:

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[Andrew Lokenauth  @fluentatfinance]

Big investing opportunities always arise, be patient and wait for the right opportunity!

Here are 10 everyday items that didn't exist 15 years ago that many cannot live without:

• Netflix
• iPhones
• Uber/ Lyft
• Venmo/ Zelle
• Instagram/ TikTok
• WhatsApp/ Facetime

[Andrew Lokenauth  @fluentatfinance]

You are the CEO of your own life, don't let anyone hold you back.

Surround yourself with those who will lift you higher and let go of those who don’t.

[Andrew Lokenauth  @fluentatfinance]

$1 Trillion in deposits have been lost by Banks in the last year:

[Andrew Lokenauth  @fluentatfinance]

The SEC banned short sales on ~1,000 financial stocks on September 19th, 2008.

The SEC’s ban on short selling was intended to prevent investors from driving down the prices of financial stocks by shorting them.

But. the S&P 500 index fell ~50% to its lowest point in the month

[Andrew Lokenauth  @fluentatfinance]

Has anyone had success turning themselves into a "morning person"?

How'd you do it? What are your best tips?

[Andrew Lokenauth  @fluentatfinance]

2023 Unemployment rate:

33% 🇳🇬 Nigeria
33% 🇿🇦 South Africa
13% 🇪🇸 Spain
12% 🇲🇦 Morocco
11% 🇬🇷 Greece
10% 🇹🇷 Turkey
9% 🇧🇷 Brazil
8% 🇮🇳 India
7% 🇫🇷 France
5% 🇨🇳 China
5% 🇨🇦 Canada
4% 🇮🇱 Israel
4% 🇬🇧 UK
3.5% 🇺🇸 USA
3.5% 🇷🇺 Russia
2% 🇸🇬 Singapore
1% 🇹🇭 Thailand
0.1% 🇶🇦 Qatar

[Andrew Lokenauth  @fluentatfinance]

$279 million was paid by the SEC to a whistleblower, the largest award ever.

(The SEC has awarded over $1 Billion to whistleblowers since the program was created in 2011)

The $279 million is more than double the previous record amount of $114 million that was issued in October

[Andrew Lokenauth  @fluentatfinance]

Source:

https://t.co/nevJylvFjK

[Andrew Lokenauth  @fluentatfinance]

First Republic Bank $FRC executives are being investigated by the SEC for insider trading. Executives sold millions of shares prior to the collapse without reporting it.

The bank's collapse is the largest US bank failure since the 2008 financial crisis.

[Andrew Lokenauth  @fluentatfinance]

Great news for Bitcoin $BTC lol

[Andrew Lokenauth  @fluentatfinance]

Jerome Powell literally said higher for longer

[Andrew Lokenauth  @fluentatfinance]

Jerome Powell literally said higher for longer

[Andrew Lokenauth  @fluentatfinance]

The Federal Reserve used to be a lot more humble in their estimates and more willing to admit when they were wrong.

The current Fed seems to be more confident in their abilities and less willing to admit when they make mistakes.

It’s a shame

[Andrew Lokenauth  @fluentatfinance]

Less than a month later, Western Alliance $WAL is down 30% in a day.

Inverse Cramer strikes again.

[Jim Cramer @jimcramer]

Western Alliance is back and it's stronger than ever!! that's the big takeaway so far!

[Matt Allen @investmattallen]

Carl Icahn is one of the most prominent investors of our lifetime.

He has a networth of $14 billion.

However, he was just accused of running a Ponzi scheme.

Here is the wild story:

[Andrew Lokenauth  @fluentatfinance]

4 Banks control ~50% of total bank deposits in the US:

• 16% JP Morgan $JPM
• 15% Bank of America $BAC
• 11% Wells Fargo $WFC
• 6% Citibank $C

[Johnny Brown @johnnyxbrown]

Do you suffer from low back pain?

It can be effectively treated with 3 specific exercises.

The “McGill Big 3”:

[Mindset Machine  @mindsetmachine]

100% Responsibility.
0% Excuses.

[Andrew Lokenauth  @fluentatfinance]

Same monthly housing payment:

• $600,000 home @ 2.5% mortgage
• $392,000 home @ 6.5% mortgage

What's your interest rate?