François Surcin

Decade in Digital Assets. Founder and GP of Cyber3 Capital | Digital Capitalist Research: Investing in convergence of AI & Blockchain | Opinions are my own

[François Surcin @FrancoisSurcin]

Web3's core principle of radical transparency is being challenged. The narrative of public ledgers for every transaction and wallet is shifting as privacy emerges as a critical, misunderstood topic. #Web3 #Privacy #Crypto

[François Surcin @FrancoisSurcin]

Privacy in networks: is it bolted on or baked into the protocol? Open, public networks offer privacy at the transaction/protocol level, unlike permissioned 'walled gardens'. True privacy is default, not just a feature. #Blockchain #Privacy

[François Surcin @FrancoisSurcin]

Privacy isn't an add-on feature; it's baked into the protocol. Like Bitcoin's core attributes, true privacy is fundamental to the system's nature, not just an offered option. #PrivacyTech #Decentralization
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[François Surcin @FrancoisSurcin]

Total transparency in crypto might be a bug, not a feature, for mainstream adoption. Businesses need a balance between privacy and compliance, especially to prevent illicit activities like money laundering. #Crypto #Blockchain #Privacy

[François Surcin @FrancoisSurcin]

Imagine a world where property and privacy rights are re-established. NFTs on a ZK base can revolutionize voting, ownership, and collectibles, proving authenticity and restoring fundamental freedoms. This tech is truly fantastic and very American. #TechInnovation #PrivacyRights

[François Surcin @FrancoisSurcin]

Zero-knowledge proofs let you prove something without revealing sensitive details. Imagine proving you're 21 without showing your entire ID. It's about proving only what's necessary, not oversharing information for a single validation. #PrivacyTech #ZeroKnowledgeProof

[François Surcin @FrancoisSurcin]

https://t.co/1Wg1V6JLGw

[Raoul Pal @RaoulGMI]

For years I've written that the entire economy is heading on-chain, and that the smart contract networks are the only rails it can possibly run on.

Here's the thing people still haven't understood. Billions of AI agents are about to come online, and they're going to transact constantly... paying each other for compute, data, services, at a scale and speed no human market has ever seen.

The existing financial system physically cannot carry them. It’s too slow.

And it looks like institutions are catching on. Just last week:

Franklin Templeton called AI agents the “use case that finally drives blockchain adoption”

Coinbase's agent-payment rails got adopted by Google and Amazon.

Samsung put stablecoins in the Galaxy wallet.

David Solomon went against the rest of Wall Street to back the Clarity Act.

And this is just one week.

The rails are being laid, the machine economy is coming to run on them, and most people are still whinging over the daily price movements.

We're about to onboard billions of agents onto a financial system that didn't exist twenty years ago.

This is fucking wild.

[Brian Armstrong @brian_armstrong]

"If you're in crypto, pivot to AI."

I used to hear versions of this, and it's the wrong way to think about the world. It's zero sum, scarcity thinking.

Crypto is a general purpose technology. It's infrastructure, the same way electricity or the internet is infrastructure. It doesn't compete with the next big thing, because it underpins it. It's an *and*, not an *or*.

AI being a megatrend takes nothing away from crypto. If anything, it makes crypto more important.

AI agents will need their own financial infrastructure and will eventually transact far more per day than all humans combined. They can't open a bank account, they can't wait three days for a wire, they reside in one country. They need real time programmable money (and that's crypto).

Agents will need to hold funds and pay for things on their own. We pioneered this with the x402 protocol, Base, and USDC, which now power the vast majority of all agentic payments. Agents will also engage in trading and act as a financial advisor. They will raise or borrow money for new projects they are undertaking. They will eliminate tasks for us around tax planning, portfolio rebalancing, and bill pay.

Welcome to the world of Agentic Finance (AiFi). This is what Coinbase is building.

[Etherealize @Etherealize_io]

Marc Andreessen: “This is the grand unification of AI and crypto”

“I think AI is the killer crypto app… It’s now obvious that AI agents are going to need money. It’s already happening.”

Marc explains:

“My friends, who are the most aggressive users of OpenClaw, have given their Claws bank accounts and credit cards. And not only have they done it, but it’s obvious that they needed to do it… It’s just completely obvious. The number of people who have done that today is, I don’t know, probably 5,000 or or something. But it will grow. That’s how these things start.”

Source: @latentspacepod @a16z (Apr 2026)

[Brian Armstrong @brian_armstrong]

If regulators can secretly debank an entire lawful industry, no business is safe.

That’s exactly what nearly happened to crypto, and we exposed the details.

The Gensler SEC deleted texts at the height of the anti-crypto campaign, FDIC buried evidence - it was all uncovered after we fought to expose the truth.

This win is not only for us, but for every American, and every American company expecting transparency and accountability from the government.

[François Surcin @FrancoisSurcin]

Agentic AI is set to revolutionize finance with billions of robots executing micro and macro transactions. This future, dubbed Web4, will heavily rely on crypto, primarily stablecoins, for seamless, provable, and immutable transactions, bypassing traditional banking hurdles.

[François Surcin @FrancoisSurcin]

https://t.co/9ZmfTGpRTh

[François Surcin @FrancoisSurcin]

The 4-year Bitcoin halving cycle has been dismissed by many, arguing it's dead and driven by liquidity. Yet, recent performance shows a strong decoupling from those theories. Despite skepticism, the cycle appears to be holding, vindicating the thesis. #Bitcoin #Crypto

[François Surcin @FrancoisSurcin]

49K is a significant number for Bitcoin. It's seen as a key support level, with bulls likely to step in before any drastic drops. Even if it dips, many see it as a prime buying opportunity for substantial future gains. #Bitcoin #Crypto

[François Surcin @FrancoisSurcin]

The world's third largest economy relies on Tron for Tether, bypassing Ethereum fees. Justin Sun's strategy effectively positions Tether as digital cash on the Tron network. #Tron #Tether #Crypto

[François Surcin @FrancoisSurcin]

While a Bitcoin bottom in the next few weeks is possible, historical patterns suggest extending into Q4. If we hit $49k, a fall into the 30s seems unlikely, as major capitulation typically occurs only once per cycle. #Bitcoin #Crypto

[François Surcin @FrancoisSurcin]

Bitcoin is trading around $64K, about 50% off its October peak. With the Godfather of Crypto, Michael Terpin, joining us, his insights on the current cycle are more critical than ever. What's next for Bitcoin? #Crypto #Bitcoin

[François Surcin @FrancoisSurcin]

Bitcoin's cycle dynamics are shifting. While spring has expanded from 4 to 7 months, and summer from 9 to 11, the fall period has remained consistently around a year for the past decade, a stable anchor in evolving market cycles. #CryptoCycles #Bitcoin

[François Surcin @FrancoisSurcin]

Bitcoin just hit the 200-week moving average, a key indicator that has historically marked the end of cycles. Past instances show the bottom is reached 2-5 weeks after this breach. With Bitcoin ETFs, institutional demand has shifted, leaving the future path uncertain.