@Tb12Boy@officerdyke@durkdaughter@Deelishis_Dee This is not true. That would only make sense if he/she continued to not pay. Pay the owed balance in full and continue to pay on time and it’ll go back to where it was in a couple months.
@officerdyke@durkdaughter@Deelishis_Dee It seemed so predatorial. They emailed me about late payments and that’s it- they said they sent letters but I never got them. No phone calls. Owed a balance of 800 and paid it right away when I saw the mess. God bless and good luck!
@officerdyke@durkdaughter@Deelishis_Dee It will go back up within a couple months to your original score. Same thing happened to me, didn’t realize auto pay was disabled when covid forbearance ended and my account was tied to an old email I used after HS that I no longer used