I made a website that plays bangers from indian barbershops
before you became fancy and started visiting salons. you once went to a 'saloon'. ₹20 haircuts. simple hairstyles with music that could fix your soul.
https://t.co/j3E8VfwiUU
Ladies and gentlemen, it's time to pass the torch and demote myself to my natural state: a poster. I'll be stepping back from leading product for 𝕏 and will continue on as an advisor.
Serving the X community has been the privilege of a lifetime. X is, and will remain, the most important communication technology in history. But running this app is a 24/7 job and it's now time for me to take a breather.
The app is seeing unprecedented growth in new users & engagement. We continue to break records every month. We've climbed 70 spots in the App Store since this time last year.
And in the last 400 days, we rebuilt almost every aspect of X: the Timeline, the Android app, onboarding, notifications, chat and more.
We also launched nearly 30 new products while protecting the integrity of the town square: becoming the first app to show Country-of-Origin on profiles and mounting defenses against AI bots. There's certainly much more work to be done, but our foundation is stronger than ever.
None of this would have been possible without the incredible team here. The next leaders will take X to even greater heights with @benjitaylor on design, @singhai on core product engineering and @dinkin_flickaa on mobile engineering -- among many other great people.
Thank you to Elon and the X team for welcoming me into the company. See you on the Timeline.
In 2020, at the age of 39, I started my fitness journey (Post Covid) with a simple goal—to become healthier and fitter.
Like many people, I began with enthusiasm, but consistency was difficult. Professional commitments, family responsibilities, and life's uncertainties often interrupted my routine. Eventually, I underwent surgery (2024), which forced me to stop training for a significant period.
June 2025 marked the beginning of a completely new chapter. This time, I wasn't chasing quick weight loss or temporary motivation. I committed myself to consistency, patience, and discipline. My philosophy became simple: Train smart. Eat smart. Sleep well. Repeat every single day.
I followed a structured plan rather than random workouts or crash diets.
Training:
• Strength training 5–6 days per week.
• Progressive overload to preserve and build muscle.
• Cardio as a supplement—not as punishment.
• Daily walking and maintaining an active lifestyle.
• Focus on recovery and mobility.
Nutrition:
• High-protein diet. Homemade food.
• Calorie tracking.
• Lean protein sources.
• Complex carbohydrates.
• Healthy fats.
• Plenty of vegetables and fruits.
• Proper hydration.
Lifestyle:
• 6-7 hours of quality sleep.
• Minimal processed food.
• Limited sugar intake.
• Regular monitoring of body weight.
• Regular blood investigations.
On 1 January 2026, I set myself a meaningful target. I wanted to achieve my best physique before my daughter Vedika’s birthday (27th June). My wife Rudrani made sure that I could achieve my goal. Having a clear deadline made every decision easier. Every workout mattered. Every meal mattered. Every morning weigh-in mattered. Instead of searching for shortcuts, I focused on executing the basics consistently.
The Physical Transformation:
• Weight reduced significantly.
• Body fat dropped to single digits. From >30% to ‘single digit’
• Muscle definition improved.
• Strength was maintained.
• Energy levels increased
However, the biggest transformation was still to come; The Blood Report: Between September 2025 and May 2026, my lipid profile changed dramatically.
Sep 2025. May 2026
Total Cholesterol 278. 158 ✅
LDL. 205.2. 83 ✅
HDL 51. 62.8 ✅
Triglycerides. 109. 61.9 ✅
Health Improvements:
Total Cholesterol ↓ 43%
LDL ↓ 60%
HDL ↑ 23%
Triglycerides ↓ 43%
TC/HDL Ratio: 5.45 → 2.52
LDL/HDL Ratio: 4.02 → 1.32
These results indicate a substantially lower cardiovascular risk. Better metabolic health. Improved cholesterol balance. Better long-term health prospects. Evidence that lifestyle changes can produce measurable improvements.
Some important lessons from my journey are:
• Start, even if you cannot be perfect.
• Focus on habits rather than motivation.
• Train for health first and appearance second.
• Measure progress using blood reports, not just body weight.
• Recovery is as important as training.
• Sustainable nutrition always beats crash diets.
• Small daily improvements create extraordinary long-term results.
If I had to advise someone beginning, I would recommend:
• Get a complete health check-up before starting.
• Set a realistic and meaningful goal.
• Prioritize strength training.
• Eat enough protein every day.
• Walk daily and stay physically active.
• Sleep at least 6-8 hours.
• Track your progress with body weight, waist measurements, photos, and blood reports.
• Be patient—lasting results take months, not weeks.
Looking back, I don't consider losing weight my biggest achievement. The greatest achievement is becoming healthier at 45 than I was at 39. This journey taught me that discipline is more powerful than motivation, consistency is more valuable than perfection, and health is the greatest investment we can make.
It’s been a minute.
2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.
2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.
Today
CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.
Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.
Team CRED, I’ll still expect you to be a 10x version of yourselves.
As for me, I’ll be joining Meta to lead WhatsApp globally.
Meta comes in as a minority investor in CRED. No access to member data.
While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.
Onwards.
Over 300,000 people die of drowning each year. In order to protect society, it is now illegal to consume or possess water.
Your government is also considering banning solid food, as it presents a needless choking hazard.
You are not an adult.
You are a baby.
Eat the baby food.
Indian telecom Reliance is sabotaging access to Telegram for millions of users OUTSIDE India (including the UAE) via a rogue method called BGP hijacking.
The sabotage seems intentional, as Reliance has ignored multiple reports.
This may be part of a competitive war, as Reliance is partially owned by Meta — the company behind WhatsApp.
Network operators are advised to reject unauthorized BGP announcements from Reliance (AS18101) to prevent route hijacks and ensure stable Internet access for their users.
Such abuse of global Internet routing is alarming. I wouldn’t be surprised if Reliance/WhatsApp were also behind the recent lobbying effort to ban Telegram in India.
Google which is cash surplus, just announced an additional capital raise of $80 bn.
Google annual profit is $160 bn, last quarter $62 bn, and market cap $4.5 trillion. That is close to total profits and market cap of all Indian listed companies put together.
It’s a wake up call to all companies to invest into the future, whatever the present maybe.
Now that IPL is done and dusted, time for India to focus on business of business.
प्रिय वेदांत @VEDANTSHRIV17, इस दलाल को अगर आपने छोड़ दिया तो ये फिर कल किसी और की जिंदगी बर्बाद करेगा। इसने पिछले महीने प्रदर्शन करने वाले छात्रों को जेल भिजवा दिया था। ये हमारे टैक्स का पैसा चूसकर हमारे ऊपर ही जहर उगलता है।
मानहानि और मानसिक उत्पीड़न के मामले में इसको नंगा करके दौड़ाओ
It was Modi who, with fanfare, announced the creation of the Chief of Defence Staff (CDS) institution in 2019. And it is Modi who — since the death of the first CDS, General Bipin Rawat, in a tragic helicopter crash in 2021 — slowly but steadily has hollowed out that very institution, with the just-announced appointment of the next CDS only confirming how disastrously the CDS experiment has veered off course. Both the authority and purpose of the CDS institution have been eroded by the government that set it up.
Modi created the CDS post to establish a “single-point military adviser” capable of providing impartial tri-service advice and reducing bureaucratic barriers between the armed forces and the prime minister. Yet the government has increasingly transformed the office into a politically managed bureaucratic position within the Ministry of Defence.
As the BJP slogan aptly says, “Modi Hai To Mumkin Hai” (When Modi is there, anything is possible).