fyl

[Fundamental Investing @Investinc_Intel]

$SOFIUSD is much bigger than a stablecoin.

Starting in July, Mastercard and Galileo clients can begin using SOFIUSD for settlement.

Why does that matter?

• Faster 24/7 payments
• Lower settlement costs
• New transaction-based revenue streams
• Increased monetization of Galileo
• More deposits and reserve income

And here's what I think many investors are missing:

The reserves backing SOFIUSD can generate yield. SoFi can pass a portion of that yield on to businesses using the platform while retaining a spread for itself.

That creates a compelling value proposition for customers and another potential revenue stream for SoFi.
This moves SoFi beyond just a consumer bank and fintech.

If adoption takes off, SoFi starts participating in the flow of money itself not just holding it.

The market is still underestimating how important this could be to the long-term economics of the business.

@anthonynoto said the yield alone on those cash reserves could add 100M overnight to the company.

$SOFI

[stock goat @kylewhitegoat]

$SOFI 🚨DONT FORGET🚨

SOFI signed a $3.6 Billion LPB Contract 72 hours before Q1 completed....

We may hit +45% REVENUE GROWTH RATE Q2

[Anthony Noto @anthonynoto]

👇

[Peter Steinberger 🦞 @steipete]

Finally got my visa sorted out and moving to San Francisco, just in time for MS Build and OpenClaw’s after hours! https://t.co/agbyZ79kb1

[stock goat @kylewhitegoat]

$SOFI 🚨BREAKING NEWS🚨

Qube Research increased position +390%📈
UBS Group increased position +136% 🎯
Jane Street increased position +86% ⚡️

[The Insider @insiderinvests]

Holy sh*t

$SoFi just entered an alliance

[AverageDipBuyer @AverageDipBuyer]

My $SoFi bear case implies a 50.7x (+4,970%) return by 2035. This means my price target is roughly $800 per share.

Why?

If SoFi reaches ~$26B in net income and the market values it at 40x earnings, that implies a ~$1.05T valuation.

Today’s market cap: ~$20.74B.

That is ~50.7x upside from today.

Why is this my bear case?

-This price target does not include future share buybacks;
-The model assumes large investment costs before operating leverage appears;
-Margins stay lower until 2030 because SoFi keeps investing heavily into stablecoins, tokenized deposits, tokenized assets, SoFi Chain, payments, SMB banking, enterprise banking and international expansion'
-The core business growth dramatically slows after 2028;
-Margins remain depressed until 2030;
-S&P 500 inclusion benefits on the valuation of the stock is not included;
-SoFi's blockchain in this example represents just a couple of percentage points of the blockchain TAM in 2035.

Don't even get me started on my bull case.

[Cointelegraph @Cointelegraph]

🔥 JUST IN: $53B SoFi launched the first stablecoin issued by a U.S. national bank, live on Ethereum and Solana.

[stock goat @kylewhitegoat]

$SOFI 🚨BREAKING NEWS🚨

SoFi become the first national bank to offer a stablecoin on a public blockchain

Pure Fee based revenue 📈

Thank you Donald Trump for skyrocketing sofi future revenue

[The Insider @insiderinvests]

Holy sh*t

The Visa SVP just became the President of $SoFi Technology Solutions

[Chris Hoeger @DataDInvesting]

$SOFI just launched SoFiUSD to members, built on $ETH and $SOL. The press release below has more details and plans for the product over the coming weeks.

$SOFID

[Maya @CaddleMaya]

A nationally chartered US bank just launched a stablecoin on @solana.

Not a crypto native. Not a neobank. A $50B OCC regulated institution with a Fed Master Account, which means reserves held directly at the Fed, not spread across commercial banks hoping they've matched their liabilities. 100% liquid. No duration risk. No counterparty in the critical path.

It has been amazing working closely with the @SoFi team! Deep dive dropping soon with the @SoFi execs building this. 🎙️

[SoFi @SoFi]

Say “hi” to SoFiUSD (SoFiD) 👋

The first stablecoin issued by a U.S. national bank and redeemable 1:1 for cash or cash equivalents. Rolling out now, it’s built for how money moves today: fast, flexible, 24/7.

[Simon Taylor @sytaylor]

SoFi just became the first national US bank to launch a stablecoin to its entire user base that is 1:1 redeemable for USD. This is a fascinating story.

But pay attention to the fact that SoFi offers a stablecoin and a tokenized deposit, side by side.

Why?

[Steven Fiorillo @stevenfiorillo]

It was a pleasure to sit down with the CEO of $SOFI @anthonynoto to discuss the future of SOFI on @basispointpod. Thank you Anthony for taking the time!

[CoinDesk @CoinDesk]

NEW: The OCC conditionally approves Augustus Bank NA under the GENIUS Act framework, making it one of the first national banks focused exclusively on fully reserve-backed stablecoins and AI-based compliance.

[Anthony Noto @anthonynoto]

@CoinDesk @CoinDesk check out SoFi USD

[Anthony Noto @anthonynoto]

CLARITY Act advancing sends a clear signal that thoughtful crypto policy is bipartisan, and good for American consumers and American competitiveness. Crypto has been in need of a durable regulatory framework, and we’re that much closer to one. Keep up the momentum – congrats to all involved! 🇺🇸

[Anthony Noto @anthonynoto]

SoFi USD coming to you in the @sofi app soon. And check out the SOFID coming soon details below 👇

[fyl @fylzon]

@MarioNawfal Nah thanks. Fire fighters have more fun with water jets