Jigar Gandhi

Family and Friends come first. Finance and Funds career. Strategy and Sales is the path. Views are personal

[Jigar Gandhi @g_jigar]

@ActusDei India is a BBB+ rated paper. A hard currency portfolio of this quality will yield higher in the US. A dollar bond wouldn't work. Add the taxation on the yield and the paper issuance fails big time

[Jigar Gandhi @g_jigar]

@sandeepjethwani 2 issues Sandeep - 1st is that more people use it, more it gets trained and hopefully better than what it currently is. 2nd is that AI can manage the investing but not the emotional roller coaster that comes with market moves. This is more dangerous than market swings

[Jigar Gandhi @g_jigar]

You make money by investing in markets only when traders have this mode on!!!

#indianequities #Markets #MarketUpdate #StockMarket #justforfun #India #Investing

[Jigar Gandhi @g_jigar]

@Akshat_World Wow!!! Can you please share the data for active funds since 2021 (as index returns have been mentioned since then) and SIP data for gold, real estate or land (can one even have an SIP in real estate or land? keep buying land inch by inch or a house brick by brick!!!) R U Serious?

[Jigar Gandhi @g_jigar]

Taking finance to masses needs simplicity, language that is understood and concepts that resonate

https://t.co/zkUCX2YEXp

#MutualFund #MutualFunds #Finance #investing #FinancialInclusion #FinancialLiteracy

[Jigar Gandhi @g_jigar]

@Iamsamirarora Hope you had their Caesarian and Malai toasts… it is their moat which will get them 100x 1yr fwd P/E in the mundane chai industry 😀

[Jigar Gandhi @g_jigar]

Pls do not misunderstand - this whole post is not about passive bashing or active promotion - passives are not bad strategies and not all actives are great. The only message in this whole post is that one should be aware of what they are investing in and understand the

[Jigar Gandhi @g_jigar]

Interesting debate - is it better to be passive in active funds or to be active in passive funds?

Being passive in passive funds or active in active funds may work in the short term but hurts long term

Important to note that "buying passive" is also an "active choice"

[Jigar Gandhi @g_jigar]

I have heard many "experts" quoting Ben Graham, Warren Buffet, Peter Lynch, etc. and then saying passive is the way ahead citing the US markets. They forget - all these investors are/were active long term managers.

[Jigar Gandhi @g_jigar]

@Akshat_World Not only the data is incorrect but the solution is self contradictory. You need someone to help you to optimise taxes and to try to increase returns and no one will help without a fee/commission. A DIY plan generally doesn’t last that long (Data says so)

[Jigar Gandhi @g_jigar]

@contrarianEPS WB has the advantage of holding cash, Indian FMs don't. WB has no restriction on global investing, Indian FMs do. WB has no one to answer to, Indian FMs answer to millions of investors. WB gets paid by dividends and share price appreciation, Indian fund managers are paid salary

[Jigar Gandhi @g_jigar]

@SandeepParekh @PPFAS @npparikh6 @RajeevThakkar Can I humbly submit that depending on the investor’s need, all funds are good. The category selection post SEBI classification is what matters most. The best flexicap is near the average Multicap despite of the portfolio manager having complete freedom of selection in the former

[Jigar Gandhi @g_jigar]

RIP Manmoha(n)k (S)Kingh. India would not have been where it is without you. History may be kind to you but the country will be full of gratitude.

#ManmohanSingh #ModernIndia #Architect

[Jigar Gandhi @g_jigar]

@MaxDecade80s @JosephJacks_ @DanielSLoeb1 Look at the $ returns of the Indian markets for the last 5,10,15,20 yrs. India has been a better place to invest than the entire world. Mind you, this data is for Frontline indices. If you look at SMIDs, you may need to be seated before seeing in case you get astounded!

[Jigar Gandhi @g_jigar]

@investorendo @InvestRepeat @npparikh6 My guess is we are still far away from this juncture. There are more examples of actives beating the indices than not, even in the US, leave alone India. Passives only ensure one thing - you underperform the index from Day 1. Underperformamce from Day 1 or 1 day - your choice

[Jigar Gandhi @g_jigar]

@livemint Hi, there is no indexation benefit available anymore in any asset class. The chart seems incorrect #PersonalFinance @PosteAnil #investing #Finance

[Jigar Gandhi @g_jigar]

Something to learn and be inspired - an 88 year old lady asked me to take her to the polling booth to cast her vote (she did not want to call the officers home) and said - This may be my last vote and I do not want to waste it

#voteforbetterIndia #indiaelections #GoVote

[Jigar Gandhi @g_jigar]

@_KiranRajput Please continue with your EPF… tax exempt return means you get double digit pre-tax return. No other cent govt backed debt paper gives you this return. No one can touch your PF money even in case of your bankruptcy - makes it a safety net. The employer’s contr is an added bonus

[Jigar Gandhi @g_jigar]

@Akshat_World Can you ease explain why consumption needs to be the backbone of GDP growth? A case against this is Chinese growth in 1990s and 2000s.

[Jigar Gandhi @g_jigar]

@vijaimantrimf India has also overtaken Korea and Taiwan and become the second largest weigjt in the index. If stock level liquidity,foreign ownership and capital controls improve, we can move even higher