CBN-licensed payment options for Nigerian developers building right now:
– Paystack → best DX, owned by Stripe
– Flutterwave → widest African coverage
– Monnify (Moniepoint) → best for direct bank transfers
– Squad by GTCo → competitive rates for startups
– Providus via Anchor → best for issuing virtual accounts programmatically
– Bloc → banking-as-a-service, build your own fintech on top
– Sudo Africa → card issuing API
– Lenco → business accounts with API access
Choosing the wrong payment provider costs you in settlement delays, dispute headaches, and downtime.
Know what each one is actually good at.
The Nigerian dev stack in 2026:
Paystack or Flutterwave — payments
Supabase — database
Next.js — frontend
Railway or Render — backend hosting
Cloudflare — CDN + security
GitHub Actions — CI/CD
Everything you need to ship a real product.
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