5 ways to build wealth for your kid:
1. 529 plan. Get tax deduction for contributing in many states. Grows tax free and withdrawals are tax free for education.
2. UTMA account. Taxable account that child owns. Reduces financial aid.
3. Trump account. Get free $1k if eligible.
4. Brokerage account in your name. Very flexible.
5. Roth IRA, if a child has income.
Sell in May and go away is a real thing.
April has historically been bitcoin’s stronger month.
May through October is where most cycles break.
Don’t get fomo, stay level headed, we’re still early.
🚨 DO NOT BUY A HOUSE THIS YEAR, UNLESS YOU’RE A BILLIONAIRE!
I’ve spent 22 years in macro.
I’ve seen every cycle from the 2008 crash to the 2020 blow-off top.
Look at this chart.
2006 bubble peak was about 266.
If you think the current market is safe, you’re missing the structural freeze.
Buying in 2026 is a TRAP, here’s why:
Redfin data shows a massive imbalance: 36.8% more sellers than buyers. Demand is sitting at the lowest levels since the 2020 lockdown.
This isn't a normal dip, it’s a total loss of market velocity.
Most owners are locked into 3% paper. With the 30-year fixed suffocating at ~6.5%, the "cost to move" is prohibitive.
We have zero price discovery because nobody can afford to move. You’re buying an illiquid asset at a sticker price that hasn't been tested by real volume.
Buying now means locking in a brutal monthly payment on an asset with capped upside.
If you’re levered 5:1 on a house that stays flat while you pay 6.5% interest, you aren't building equity, YOU’RE BLEEDING CAPITAL.
THE MACRO PLAY:
Wait for the fatigue phase in late 2026/2027.
That’s when the "wait it out" crowd hits life catalysts (divorce, relocation, retirement) and is forced to sell into a cooling economy.
That’s when the affordability reset actually happens.
If you must buy, do it like a shark:
– Stress-test your income for a 20% haircut.
– Keep your LTV healthy (avoid negative equity).
– Only buy if you can hold through a flat decade.
The math doesn't have emotions. Don't let your dream home become a zombie asset.
I’ve studied macro for 10 years and I called almost every major market top, including the October BTC ATH.
Follow and turn notifications on. I’ll post the warning BEFORE it hits the headlines.
JUST IN: 🇺🇸🇻🇪 President Trump says the US is "taking billions and billions of dollars worth of oil" from Venezuela.
"It could be trillions of dollars."
#Altcoins
This time, Altseason is starting a year later than usual.
2016 = Breakout and retest 🌋
2017 = Altseason🚀
2020 = Breakout and retest 🌋
2021 = Altseason🚀
2025 = Breakout and retest 🌋
2026 = Altseason?🚀
The president is literally telling you where to invest:
• AI
• chips
• space
• crypto
• energy
• drones
• robotics
• defense
• healthcare
• rare earths
• manufacturing
• self-driving cars
Don't overcomplicate it.
Bruv inflation is coming back. Low rates are coming back.
You ain’t getting a bear market.
Your getting assets quadrupling and everyone whose risk off contracting pirate aids.
Sorry.