Moosely

Moosely - Track every dollar. share none of it. Budget + net worth tracking with zero bank listing. No Plaid. No data selling. Ever.

[Moosely @getmoosely]

If you've been using a spreadsheet because you didn't trust the apps, this is what you've been waiting for.
If you've been using Monarch but the Plaid thing always bugged you, give it a shot.
https://t.co/pe8tKF893W
Built solo, nights and weekends, for a year. Today it's real.

[Moosely @getmoosely]

I got tired of handing my bank login to Plaid to budget.
So I built Moosely.
No bank linking. No data aggregators. You export a CSV from your bank, drop it in, and get the same clean dashboards as Monarch — without the privacy trade-off.
Launched today: https://t.co/pe8tKF7Beo

[Moosely @getmoosely]

And it's $8.99/mo.
Monarch is $14.99. YNAB is $14.99. Copilot is $13.99.
All of them require Plaid.
Moosely is 40% cheaper and never touches your bank account.
First 150 founding members lock in 33% off for life. Using FOUNDER at checkout.

[Moosely @getmoosely]

The privacy isn't a marketing line. It's the architecture.Moosely's CSV import only captures 3 fields: date, description, https://t.co/c6v47LXuJA account numbers. No credentials. No PII.Even a worst-case breach would yield merchant names and dollar amounts. That's it.

[Moosely @getmoosely]

So here's how Moosely works instead:

Log into your bank (the one you already trust)
Download your statement as a CSV
Drop it in Moosely

30 seconds. Auto-categorized. Full dashboard. Net worth tracking. No middleman.

[Moosely @getmoosely]

In 2022, Plaid paid $58M to settle a class-action lawsuit for collecting more financial data than they disclosed.
98 million people were affected.
Yodlee (another aggregator) was caught selling transaction data to hedge funds.
This isn't hypothetical. It already happened.

[Moosely @getmoosely]

Here's the thing nobody tells you about budgeting apps:
When you "link your bank" to Monarch, YNAB, or Copilot, you're not actually linking to them.
You're handing your login to Plaid. A company you've probably never heard of, that reads every transaction you've ever made.