Nia

From stablecoins to local money, in minutes.

[Nia @Getnianow]

@BarakaZaire Is the $2.5bn formal channels only? Curious whether the RBZ statement gives any estimate of what still moves informally, through cross-border buses and hand carriers.

[Nia @Getnianow]

@TheAfricanEcon @TheAfricaReport @cenbank Clear, thanks. So the table mostly measures the policy rather than how much the banks want to lend. Would be interesting to see the same ranking with reserves netted out.

[Nia @Getnianow]

@fintechlawyerkc Not fully settled yet. We'd rather not lock out people who genuinely share a phone. In the corridors you worked on, what held up better: a manual review or a second ID check?

[Nia @Getnianow]

Launched a payments product in a second African country?

What surprised you most: the licensing, the local rails, or how differently people actually pay?

[Nia @Getnianow]

@moneyacademyKE Airtel Money to 30 banks and SACCOs through Pesalink is a real step for interoperability. Does it work the other way too: bank account to Airtel Money, at the same fees?

[Nia @Getnianow]

@GeorgeObuntsgf Fraud detection is a fair example, that's where real-time data pays off. Agreed on the bigger point: a faster network only counts if it reaches the people actually moving the money.

[Nia @Getnianow]

@richardturrin Thanks, Richard. Ground level is where most of the surprises show up, so we'll keep sharing what we see.

[Nia @Getnianow]

Name a crypto feature nobody outside crypto has ever asked for. We'll start: "faster finality".

Everyone else asks one thing: is it cash yet?

[Nia @Getnianow]

@useobba 187 testers across 7 currencies is a useful first read. Once fees were visible, which network did testers end up picking most: Stellar, Base or BEP20?

[Nia @Getnianow]

@FactsZoneAfrica Does the plan for Nigeria go through buying a local bank, or applying for a new licence? That choice usually sets how fast a newcomer can reach retail customers there.

[Nia @Getnianow]

@Hunchopreneur Logique, si vous gérez la livraison vous avez le signal. Et si l'acheteur conteste après les 24 h, le remboursement passe par vous ou il se règle directement avec le vendeur ?

[Nia @Getnianow]

@papidiagne30 @dofbi Je ne savais pas que la BCEAO en faisait une exigence UX. Si l'ouverture en ligne est attendue, le blocage du client dans le cas partagé viendrait donc de sa banque elle-même ?

[Nia @Getnianow]

@YayaMlambo @bobbilee @arc @W3Nodeofficial Comparing Kenya, South Africa, Nigeria and Ghana side by side is useful. Which of the four was hardest to turn into rules a product can actually enforce in code?

[Nia @Getnianow]

@dofbi Merci pour l'exemple Ecobank : compte ouvert en ligne et alias créé automatiquement, c'est le parcours qui manque ailleurs. Pas d'autre banque en tête de mon côté, curieux de voir ce que ton fil fera remonter.

[Nia @Getnianow]

@WorldBankMENA @WorldBankGroup Only 12 of 21 is lower than I'd have guessed. Where these systems exist, does the report find small merchants using them, or mostly person-to-person transfers?

[Nia @Getnianow]

@metrotvgh Monthly repayment schedules rarely fit a trader paid daily or a farmer paid at harvest. Did she mention any lenders already shaping loans around those cycles?

[Nia @Getnianow]

@Malibooknews Quelles nouveautés Orange Money a-t-il présentées à la presse ? Plutôt côté paiement chez les commerçants, ou transferts vers les autres opérateurs ?