1% Club

AI CFO for your money
SEBI RA- INH000023968

[1% Club @getonepercent]

Download the 1% Club App: https://t.co/1OFOkWjyD0

[1% Club @getonepercent]

Since we launched the app, a lot of people have asked us how @financewsharan manages his own mutual funds. So we asked him, and here's exactly what he showed us.

Turns out he checks 3 things most people never actually look at.

First, returns. His XIRR has been around 16.38% over the last 3 years, against a benchmark of 7-8%. Good, but returns alone don't tell the full story.

Second, risk. How much risk did those returns actually take? There's a number called the Sortino ratio for this, most investors never calculate it. AI-CFO does it instantly.

Third, commissions. Most people have no idea how much they're paying their mutual funds in fees. Most apps hide this. Ours doesn't.

On top of that, we rank all 4,000+ mutual funds by category, so you always know exactly where yours stands.

Connect your data, Zerodha, Groww, any platform, takes 30 seconds, and check your own numbers.
Link below.

[1% Club @getonepercent]

Download the 1% Club App: https://t.co/WiNoRceZau

[1% Club @getonepercent]

The FIRE number, the amount you need to retire early, has always used the same formula for everyone.

Expenses multiplied by 25. Simple, but it only ever takes one input and gives everyone the same output.

Your FIRE number depends on how you spend, invest, and earn, not a generic average. Two people on identical salaries can have very different retirement timelines. The old formula never had those numbers to begin with.

So we built AI-CFO to actually take them in. Your net worth, your spending, your investments, all of it, and calculate your real FIRE number. Not a number for "people like you." A number for you.

Ask it "when can I retire?" and it won't give you a formula. It'll give you your real answer, based on your real money.

Try it on the 1% Club app. Link below.

[1% Club @getonepercent]

Download the 1% Club App: https://t.co/WiNoRceZau

[1% Club @getonepercent]

2 lakh users signed up before we even launched publicly. Yesterday, the 1% Club App went live for all 10 crore Indian investors.

It's been quite a ride to get here.

2,066 days ago, Sharan uploaded his first YouTube video alone from his mom's bedroom. Fast forward to today, a 200-person team just shipped a brand new product.

It's true what they say. We overestimate what can be achieved in a year and underestimate what can be achieved in a decade.

Within 6 months of starting Finance with Sharan, he had crossed 1 million followers, one of the fastest in the history of Instagram. But content was only ever the beginning. The real mission was always to help Indians manage their money better.

Today we have ₹1,800 crore in assets under advisory, more than ₹5,000 crore already being tracked on the app, and 2 lakh users on the platform since we started the beta 2 months ago.

So what does the app actually do?

We have been building an AI CFO for 10 crore Indian investors. An intelligent AI that sits on top of your financial data, both investments and spending, to help you manage your money better.

We have a SEBI licence that allows us to securely access your live financial data from RBI, updated in real time. We also have rich context since we already manage money for thousands of crorepatis in India.

It's been in beta for 6 months and we think it's finally ready to be out in the world.

Try it out and let us know your feedback. It's free. Link in the first comment.

We're pouring millions of dollars into making this the world's best AI for money. Tell us how we can make it better.

[1% Club @getonepercent]

Download the 1% Club App: https://t.co/WiNoRceZau

[1% Club @getonepercent]

The 1% Club App is live now! We put everything we know about money into one AI brain. Watch the film. Download link below. 🙏

[1% Club @getonepercent]

Almost 10 crore Indians filed an income tax return last year. Very few of them have anyone actually watching their money.

That's the gap that's defined how we've built The 1% Club. Rich Indians have always had a wealth manager on retainer, someone looking across their entire financial life.

Everyone else gets a bank RM whose incentives rarely line up with theirs, or a YouTube video that explains the concept but never the decision for their specific situation.

We started by trying to close that gap with free content. Then we built a full RIA-backed wealth advisory on top of it.

Today we track ₹5,000 crore for our 2,000+ HNI clients. But a human advisor, however good, can't scale to 10 crore people. It never will.

So for the last two years, 200 of us across Mumbai and Bangalore have been building something that can.

Tomorrow, August 19th, 7 PM, we'll show you what that looks like.

[1% Club @getonepercent]

Which field do you think is still untapped for Content Creation? ➡️

[1% Club @getonepercent]

What is an average salary you expect right out of college?

[1% Club @getonepercent]

Do you believe in the power of Vision Boards?

Tell us your why or why not in the comments➡️

[1% Club @getonepercent]

How do you spend your leisure time?

[1% Club @getonepercent]

A finance lesson you learned in 2023?

[1% Club @getonepercent]

How did you spend the long weekend ⬇️

[1% Club @getonepercent]

If you could get a Christmas present, no questions asked, what would it be? 🎄🎅

Consider the comments section as a manifestation portal🤪

[1% Club @getonepercent]

IPOs are at an all time high🚀 Were you lucky enough to bag a spot?

[1% Club @getonepercent]

How has your year been financially and professionally?

[1% Club @getonepercent]

Would you rather go back in time to Option A or head into the future to Option B

[1% Club @getonepercent]

1%’s weekly round up of weird facts 🫨

💰The power handshake originated in 18th-century Scotland as a way to check for hidden weapons.

💰Shakespeare used the word "stock" in over 80 plays.

💰A chocolate bar made with moon rocks flown back by Apollo 11 got sold for $685,000