Lane Gilbert

[Lane Gilbert @gilbe5LSU]

@willLSU @KathyH_LSUgrad @bdwells21 @lbenoitrn That was my first class, yes it was tough, but the most difficult class for me has been stats, good luck

[Lane Gilbert @gilbe5LSU]

@KathyH_LSUgrad @willLSU @bdwells21 @lbenoitrn I sat this term out, which class are you guys talking about?

[Lane Gilbert @gilbe5LSU]

@DrAndrewSchwarz Shocked at how much I learned from this class

[Lane Gilbert @gilbe5LSU]

@DrAndrewSchwarz Sounds like they are way ahead of the game

[Lane Gilbert @gilbe5LSU]

@DrAndrewSchwarz Block chain is going to make it big, earlier in the class I spoke about eliminating vs/Mc fees as the next big transactional service

[Lane Gilbert @gilbe5LSU]

@DrAndrewSchwarz Here here

[Lane Gilbert @gilbe5LSU]

@DrAndrewSchwarz Next time bring your students👍

[Lane Gilbert @gilbe5LSU]

@DrAndrewSchwarz That is such a cool opportunity

[Lane Gilbert @gilbe5LSU]

@DrAndrewSchwarz I use google maps religiously

[Lane Gilbert @gilbe5LSU]

@JLambertLSU @DrAndrewSchwarz If I could figure out all the moving parts it really could be a great opportunity, some ppl have tried did ideas, they seem to be doing well

[Lane Gilbert @gilbe5LSU]

@JLambertLSU @DrAndrewSchwarz Fight off vs/ Mc lawsuits, wait for them to buy you out, lol

[Lane Gilbert @gilbe5LSU]

@JLambertLSU @DrAndrewSchwarz That is the catch, develop the tech to one change a cc or debt card into chk form, establish a clearinghouse for banks,

[Lane Gilbert @gilbe5LSU]

@JLambertLSU @DrAndrewSchwarz There are so many variables in the rates, however vs/Mc pass through is always included, elimination of the pass through rate is biz opportu

[Lane Gilbert @gilbe5LSU]

@JLambertLSU @DrAndrewSchwarz 2.75 is a very low rate, bulk of the fee is associated with vs/ Mc pass through which is the same for everyone, ach is did bc it bypasses vs

[Lane Gilbert @gilbe5LSU]

@JLambertLSU @DrAndrewSchwarz In other words, yes, lol

[Lane Gilbert @gilbe5LSU]

@JLambertLSU @DrAndrewSchwarz 2.75 % on all cc purch processed through heartland, to accept cc's it costs our business almost 275,000 every year, I could do a lot w it

[Lane Gilbert @gilbe5LSU]

@DrAndrewSchwarz @JLambertLSU It's the uber idea of retail payment systems, lol

[Lane Gilbert @gilbe5LSU]

@DrAndrewSchwarz @JLambertLSU I wish I could innovate the process of turning a traditional cc purch into a straight ach payment. It would be a 2.75% save on all cc sales

[Lane Gilbert @gilbe5LSU]

@BobDickie11 @DrAndrewSchwarz Down because they didn't trust the machine, which by the way was a hand held tablet for a system called inventory express

[Lane Gilbert @gilbe5LSU]

@BobDickie11 @DrAndrewSchwarz Same for me, the older emp w/o saying it, r very nervous about any new tech, prime expl was with a new inv sys, had emp write everything