Gaurav Nagpal

📊 Turning Complexity into Clarity 🌟 | Accounting, Tax, GST & Compliance Consultant 💼💡 |Let’s grow together! 🚀|

DM to connect. 🚀

[M Shaikh @Mragibshaikh]

After pursuing my complaint through the RBI Integrated Ombudsman Scheme, BOBCARD has informed me that compensation of ₹10,000 has been approved. This shows the importance of using the proper grievance redressal mechanism and standing up for consumer rights.@iSatishAgarwal

[Sidhant Sibal @sidhant]

For Indians:

27 countries: Visa free entry
47 countries: Visa on arrival
66 countries: Electronic e-visa

[Megh Updates 🚨™ @MeghUpdates]

🚨 BIG! President Murmu conferred Padma honours on several eminent personalities at Rashtrapati Bhavan today.

— Legendary singer Alka Yagnik: Padma Bhushan
— Malayalam Actor Mammootty: Padma Bhushan
— Cricketer Rohit Sharma: Padma Shri
— Dhurandhar actor R Madhavan: Padma Shri

[Mumbai Indians @mipaltan]

A fitting honour for a legend of the game 💙

Congratulations, Rohit Sharma, on receiving the prestigious Padma Shri! 👏

[BCCI @BCCI]

A highly prestigious honour for a great of the game 🙌

President of India, Smt Droupadi Murmuji @rashtrapatibhvn confers former #TeamIndia captain Rohit Sharma @ImRo45 with the Padma Shri award 👏

[Parth Jindal @ParthJindal11]

Dear Kuldeep thank you for your service over the last 5 years @DelhiCapitals you have been a core part of our team and you will be sorely missed. Go well - you are a champion player and i am sure you will do extremely well back in your home ground. Rishabh - Kiran and I are both happy to have you back at DC. Hope you can find your best form back home in Delhi. @IPL

[IndianPremierLeague @IPL]

🚨 Announcement 🚨

Rishabh Pant and Kuldeep Yadav complete high-profile trade between @DelhiCapitals and @LucknowIPL.

Rishabh Pant all set to rejoin #DC at INR 15 Crore whereas Kuldeep Yadav will join #LSG at INR 13.5 Crore.

More Details ▶️ https://t.co/1jIKnYTSF5

#TATAIPL | @RishabhPant17 | @imkuldeep18

[CAclubindia @CAclubindia]

Your startup just ran an ESOP exercise window. Your CFO used last year's valuation report. That report was 14 months old!

👩‍💻 You just walked into a TDS liability under the #IncomeTax Act, 2025. Here are 3 ESOP valuation mistakes costing Indian startups lakhs 👇

[CryptoWala @cryptowalax]

TELEGRAM IS BACK!

Telegram ban ends in India and now its fully working.
@telegram

[Ravisutanjani @Ravisutanjani]

🚨 Meta's Notable Acquisitions & Investments

• Instagram: $1 Billion
• WhatsApp: $19 Billion
• Jio Platforms: $5.7 Billion
• Giphy: 400 Million
• Meesho: $125 Million
• CRED: $900 Million

Instagram and WhatsApp Turned Incredible

Interesting To See The Playbook with CRED

[Vijay Shekhar Sharma @vijayshekhar]

Adding to the list of Satya Nadella and Sundar Pichai, now a friend among us.
And that too a (nearly) billion $ (quasi acqui) hire 🤩
Cheers to @kunalb11 🙌🙌👏🏼👏🏼👏🏼

[TBPN @tbpn]

BREAKING: CRED founder @kunalb11 is joining Meta to lead WhatsApp. Meta is also investing ~$1B into CRED.

[Ravisutanjani @Ravisutanjani]

🚨 Always Use Credit Cards For Big Amount

They Offer Better Protection as Compared To UPI

Read About Chargeback and Dispute Feature

Helps in Case of Any Fraudulent Transaction

[Vineeth K @DealsDhamaka]

Downloaded this video and watched during my flight last night …

Honestly, one of the best recent videos on building with AI … practical stuff 👍

Anthropic, Claude Code 🧑‍💻

#AI

[Sidharth @Cloudwatch199]

Congratulations to @kunalb11 on becoming the new global CEO of WhatsApp.

From building FreeCharge and CRED to leading one of the world’s most influential platforms, this is a remarkable achievement.

Another Indian entrepreneur joining the ranks of global tech leadership. 👏

[Nikhil Gangil @Intrinsic_cycle]

As an anti credit card person, i never liked Cred.
Keeping that aside.

This is really Big.
Really happy for your achievements.

[Vineeth K @DealsDhamaka]

Kunal Shah to become global CEO of WhatsApp

Woahhh ! This is a person staying in Bengaluru, India cracked a Global CEO Role... what an amazing feat.

Starting from founder of PaisaBack, Freecharge, and CRED to Global CEO of whatsapp at the age of 42 ! Kudos man ... Inspiring.

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Ravisutanjani @Ravisutanjani]

🚨 Beyond Meta Investing $900 Million in CRED

Kunal Shah Becoming WhatsApp CEO is Big Deal

Truly Inspiring, One More Indian CEO for Big Techs

Exciting For What's Next For WhatsApp and CRED

[Crypto India @CryptooIndia]

BREAKING: CRED founder Kunal Shah to become global CEO of WhatsApp.