Michael Smith

Mike Smith: Retail FS, Fintech and Payments NED, Payment Strategy Forum, Fire, PIF, EPA, FPSL, Cornhill Club, Castle Hill CC, Cantate choir.

[Fire @fireaccount]

We're delighted to see our Founder & CEO @colmlyon featured in @IrishTimes FinTech Focus Special Report, contributing to the conversation on the future of fintech & payments in Ireland.
Read the full article at the link below:
https://t.co/Jz4pXG7z1b
#Fintech #Leadership #CEO

[Fire @fireaccount]

Discover how API-driven payment solutions are helping governments in Ireland and the UK increase transparency, improve control, and streamline efficiency at scale.
#PublicSector #DigitalGovernment #API #PaymentAutomation #DisbursementSolutions
https://t.co/U0gpY3hMiB

[Fire @fireaccount]

We’re pleased to be recognised as a leader in embedded payments in Ireland, providing integrated payment solutions to businesses through our regulated services. It's great to be at the forefront of innovation.
Contact us at [email protected] to learn more.
https://t.co/0YLqYr57UR

[Fire @fireaccount]

Our latest article explores how combining traditional #FX services with Fire’s capabilities, access to local payment rails & API-first automation helps platforms reduce costs, streamline operations, and scale efficiently. Read the article and get in touch.
https://t.co/leWhZRuXT5

[Fire @fireaccount]

Following the success of our first session in Fire’s new webinar series, we’ve gathered the key insights as the #VerificationofPayee (#VoP) service goes live soon.
Read the article to learn more & contact us at [email protected] to discuss your requirements.
https://t.co/chRLme9GxZ

[Michael Smith @goudhurstmike]

@ShaneLowryGolf @RyderCupEurope Who cares? You can walk on water as well as pass it.

[Fire @fireaccount]

#A2A #payments are growing fast, with values projected to reach 5.7 trillion US dollars by 2029. Adoption is also being driven by regulation, with the EU #InstantPayments Regulation due by October 2025.
Read @ThePaypers' report or reach out to learn more.
https://t.co/9AZ1PPotzs

[Fire @fireaccount]

Our latest article explores how Fire’s core values shape the way we work, collaborate and grow as a team.

Read the full piece and get in touch if you’d like to learn more about #careers at Fire. You can also visit our website to view current #openings.

https://t.co/NfisVWN6xg

[Fire @fireaccount]

In the 3rd article of Fire’s 4-part series, we explore how banks and acquirers are working together - and with fintechs, ISVs, and payment facilitators - to deliver seamless payment experiences.
Read the article below, and stay tuned for the final piece.
https://t.co/L2RArMdD33

[Fire @fireaccount]

Fire is hiring a Compliance, Risk & Oversight Officer (CROO) to join our London team. If you're passionate about #payments and regulatory environments, click the link below to learn more and apply today.

https://t.co/bRGUQcq1rQ

#Fintech #Paytech

[Fire @fireaccount]

Strategic partnerships are shaping the future of #payments. In the 1st article of Fire’s new series, we explore the ecosystem, its key players, and the role of ISVs and payfacs - plus how Fire can support them.

Read our latest blog post to learn more:
https://t.co/7t5k58i2Ta

[Fire @fireaccount]

As many payments firms have shared their predictions for 2025, we wanted to add our own perspective. Here are the key trends shaping payments in Ireland & the UK in the year ahead, as per Fire's experts.

Want to stay ahead of the curve?
📧[email protected]

https://t.co/pw4tCwIjjb

[Fire @fireaccount]

Our latest article explores the regulatory framework, opportunities, and impact of the SEPA Instant Credit Transfer Scheme on businesses and consumers.
Want to stay ahead of the curve? Reach out to us at [email protected].

#SEPA #SEPAInstant #DigitalPayments
https://t.co/1PNm4NyDOx

[Colm Lyon - fire.com @colmlyon]

I am attending a payments and regulation conference in London this morning. The big three regulators have all spoken – PSR, Bank of England and the FCA. Each presented their respective areas of focus for 2025. There was good overlap – fincrime/fraud, consumer welfare, open banking, competition, stability in payments and generally ensuring that the regulation supports growth.

I am interested in the issue of “access”. By access I mean how startups and scaleups can access payment systems so they can bring new and innovative solutions to both businesses (merchants) and consumers. There are many issues to be considered when discussing access – access to information, legal access to the payment system, access to different settlement options and technical access and connectivity issues.

Listening to the three regulators this morning, I think there's an opportunity for one of the regulators to take the lead with respect to the issue of access. There are thousands of PSPs in the UK and only around 40/50 directly connected to the core payment scheme. For me, this has always been a barometer of the untapped potential and growth in UK payments. Holistic access to payment systems for non-bank PSPs remains a barrier to development and innovation in payments. #payments #openbanking #integratedpayments

[Colm Lyon - fire.com @colmlyon]

We help thousands of businesses across Ireland and the UK with their payments. Want to help us find more? It's all about the payments API 💶💷💵.

[Fire @fireaccount]

In our first article of 2025, we share how Fire helps digital marketing agencies & gig economy platforms transform their financial controls.
Ready to enhance operational efficiency? Contact us at [email protected] to get started.
https://t.co/BJJ3080FnB
#paymentsautomation #paytech

[Michael Smith @goudhurstmike]

I unlocked £25 Rush tickets for Book Of Mormon on @TodayTixUK! https://t.co/zuRfCB11Je

[Fire @fireaccount]

Read our recent article on how modernising payment processing helps charities streamline workflows, reduce costs, and enhance donor satisfaction.

Curious about how Fire can transform your charity’s donation process? Contact us at [email protected] today.

https://t.co/CT5PFGKRaC

[Fire @fireaccount]

Read our new case study on how we helped @AccPayments streamline their invoice discounting operations with the Fire Payments API & automated #paymentprocessing.

Want to streamline your #payments and automate your processes? Contact us at [email protected].

https://t.co/50pvGzAwI8

[Colm Lyon - fire.com @colmlyon]

One of the most fundamental changes to payment systems is imminent in the UK, and we are not convinced. #appfraud #ukpayments