@rizroze@Warlock_Aditya Yeah its always the audio that gives it away. I think it always will. They have been trying to make voice ai sound human for so long but can instantly be noticed
$500k house – real rates today (Nov 2025)
30yr @ 6.24% → $3,075/mo
50yr @ 6.84% → $2,947/mo (saves you $128/mo)
In today’s dollars (after inflation):
30yr total cost = ~$799k
50yr total cost = ~$833k
BUT… if you invest that $128/mo at 5% for the full 50 years → worth ~$108k in today’s dollars
50yr net cost drops to ~$725k
30yr stays $799k
→ With perfect discipline & today’s high savings rates, the 50-year + investing actually wins by ~$74k in real purchasing power.
$500k house – real rates today (Nov 2025)
30yr @ 6.24% → $3,075/mo
50yr @ 6.84% → $2,947/mo (saves you $128/mo)
In today’s dollars (after inflation as the value of the dollar paid decreases every year)
30yr total cost = ~$799k
50yr total cost = ~$833k
BUT… if you invest that $128/mo at 5% for the full 50 years → worth ~$108k in today’s dollars
50yr net cost drops to ~$725k
30yr stays $799k
→ With perfect discipline & today’s high savings rates, the 50-year + investing actually wins by ~$74k in real purchasing power.
@Stormymaryann @OfTheBraveUSA I believe if you calculate the value of the dollar decreasing due to inflation it comes out to an extra $1000 per year in interest for the 50 year with a modest 3% annual inflation realistically could possibly cancel itself if the inflation goes above 3% consistently.
@PrezCamacho@Mylovanov Soviet Union had nukes there already which were inherited by Ukraine. which Ukraine never had the controls or codes to use them. So while technically Russia gave Ukraine nuclear weapons they never had the ability to use them.
@Lorrie481977306@therealmrbench Thats exactly it. Approx 20% of Quebecs revenue comes from other provinces donating. This amounts to roughly $730 gained per person in Quebec and $3852 lost per Albertan and $1600 lost per BC residents.