Hal Timinsky

Helping Homebuyers Finance their Dream Home, purchase and refinance.
Loan Originator-NMLS #173437 | Nations Lending NMLS# 32416.

[Hal Timinsky @haltim]

Summer isn't over, and neither is your chance to buy a home! There's still time to make your move before the season ends. Message me to explore your options.

[Hal Timinsky @haltim]

Your pre-approval letter is an important first step to securing your dream home. Give me a call to get the homebuying process started today!

[Hal Timinsky @haltim]

Need a space that will grow with your growing family? Send me a message and let's help you fund the home of your dreams.

[Hal Timinsky @haltim]

There are many benefits to both FHA and conventional loan options! Give me a ring to get an assessment of which would work best for your unique needs and financial situation!

[Hal Timinsky @haltim]

Lower down payments.* More flexible credit requirements. Easier to qualify. The advantages of FHA loans definitely add up. Contact me to see if an FHA loan could be a mortgage solution for you!

[Hal Timinsky @haltim]

Don't get stuck dreaming — make it a reality. Being self-employed doesn't have to put a damper on your homeownership aspirations. I have options made for your specific situation. Message me.

[Hal Timinsky @haltim]

Real estate agents: VA loans offer special mortgage terms to veterans! Contact me today and give your clients the exclusive program they’ve earned.

[Hal Timinsky @haltim]

If your home value has increased, you might be able to lower your monthly payments by eliminating your mortgage insurance (MI) payments. Reach out today to see if you qualify.

[Hal Timinsky @haltim]

FHA loans make homeownership more attainable in so many ways, including lower down payment options* and credit score requirements. Reach the finish line with savings to spare — DM me today!

[Hal Timinsky @haltim]

Are you looking to become a first-time homebuyer but feel intimidated by the process? If you work with a mortgage broker like me, you'll have expert guidance every step of the way.

[Hal Timinsky @haltim]

If you loved working with me, I'd appreciate if you left me a Google review! Not only does it help me, but it also helps others who are looking for a great mortgage experience. Thanks in advance!

[Hal Timinsky @haltim]

House shopping? Ask about my temporary rate buydown options that can give you a lower initial mortgage payment for the first few years of your loan. Contact me to learn more.

[Hal Timinsky @haltim]

Ever thought about tapping into your home's equity? A cash-out refinance could be the solution! This option allows you to pay off your current mortgage with a new one of a higher amount, giving you the difference in cash. Have questions? Call me!

[Hal Timinsky @haltim]

The buy vs. rent debate isn’t just about the savings. It’s about freedom. You can paint where you want, plant what you want and kick off DIY projects without a landlord’s permission. If you’re ready to make a space YOURS, I can help. DM me to learn more.

[Hal Timinsky @haltim]

Looking to turn homes into income? Let me show you how you can finance future investment properties, providing you with greater buying power today. Contact me to learn more!

[Hal Timinsky @haltim]

Looking to do a kitchen update, bathroom reno or upgraded landscaping? You could fund your next home improvement project with a home equity line of credit (HELOC). Call me today and let's see what a HELOC can do for you!

[Hal Timinsky @haltim]

Want to get the most out of your home? A cash-out refinance could let you access up to 89.99% of your home's equity. That kind of juice is well worth the squeeze! Let's talk!

[Hal Timinsky @haltim]

No tricks! I can help you save big with your next purchase or refinance. Call me and let's talk!

[Hal Timinsky @haltim]

Fall is an underrated homebuying season! Between reduced competition and sellers who are serious about selling before winter, you're in a great position to negotiate the housing market. Message me today and I'll show you how to use every advantage.

[Hal Timinsky @haltim]

Considering a manufactured home? Let me tailor a loan for you that fits your budget and your dreams. Call today!