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[BuildingBlocks Community by Handle.com @HandleBBlocks]

Joint Checks and Lien Waivers can be powerful tools for protecting payment and reducing risk.

They can also create confusion, false assumptions, and costly mistakes when they're misunderstood or used incorrectly.

Today, Handle's BuildingBlocks Community was joined by Angie Guillen (@Sunstate_Equip ) and Wendy Barba (@ScottEquipCo ) went beyond theory and shared real-world lessons from the front lines of construction credit, including practical strategies, common pitfalls, and best practices credit professionals can apply immediately.

Key takeaways included:
✅ When joint checks actually provide protection, and when they may not
✅ How joint checks and lien waivers work together as part of a broader payment protection strategy
✅ The costly mistakes credit teams make when relying on assumptions
✅ Real-world approaches for reducing exposure and protecting cash flow

This wasn't a legal lecture or a textbook presentation. It was a practical conversation between experienced credit professionals who deal with these challenges every day.

If you're responsible for credit, collections, finance, accounting, contracts, or risk management in construction, this is a discussion worth adding to your watch list.

🎥 Watch the recording here.

Thank you again to Angie and Wendy for sharing their expertise and to everyone who joined us live and contributed to the conversation. #buildingblocks

https://t.co/Aw6sd2X5nF

[BuildingBlocks Community by Handle.com @HandleBBlocks]

The https://t.co/Dtocyj2EfU BuildingBlocks Community is proud to recognize Jonella Woods, CBA, Regional Credit Manager at Mayer Electric Corporation, as our June Credit Manager of the Month! 🎉

With more than 20 years of experience in the credit industry, Jonella represents the very best of our profession. Her commitment to continuous learning, professional growth, and industry involvement demonstrates that success isn't just built on experience, it's built on a willingness to keep learning and evolving.

As an active member of the BuildingBlocks Community, Jonella consistently invests in her development through webinars, industry education, networking opportunities, and in-person events. She also remains engaged with NACM programs and other industry resources, continually expanding her knowledge and expertise while setting an example for others in the profession.

Jonella's dedication to excellence, leadership, and lifelong learning helps strengthen not only her organization, but the credit industry as a whole.

Congratulations, Jonella, on this well-deserved recognition! 👏 #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

The https://t.co/Dtocyj2EfU BuildingBlocks Community is proud to recognize Equipment Depot as our June Supplier of the Month!

For more than 85 years, @eqdepot has been committed to helping customers succeed through industry-leading equipment solutions, exceptional service, and a people-first culture. With locations across the United States, the company continues to build on a legacy of integrity, innovation, accountability, and continuous improvement.

Guided by its core values: Passion to Perform, Trust to Act, Act Responsibly, and Make It Fun, Equipment Depot has created an environment where employees are empowered to grow, customers receive outstanding support, and communities benefit from meaningful engagement.

Their commitment to excellence extends well beyond equipment. From earning recognition for customer experience and workplace culture to achieving the best safety performance in company history, Equipment Depot continues to demonstrate what it means to invest in people, prioritize safety, and strive for continuous improvement.

At BuildingBlocks, we believe the best suppliers are those that not only deliver quality products and services, but also make a lasting impact on their employees, customers, and the industries they serve.

Congratulations to Equipment Depot on being named our June Supplier of the Month! #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

Join https://t.co/Dtocyj2EfU ‘s BuildingBlocks Community as we pause to remember the heroes who made the ultimate sacrifice in service to our country. 🇺🇸

Memorial Day is a day to honor the courage, selflessness, and lives of the men and women who never came home, and to recognize the families who carry that loss every single day.

Their sacrifice will never be forgotten.

Today, we remember. ❤️🤍💙 #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

Memorial Day Weekend is a reminder that freedom is never free.

As we spend time with family and friends this weekend, https://t.co/Dtocyj2EfU and the BuildingBlocks Community pause to remember and honor the heroes who gave their lives in service to our country.

Their sacrifice, courage, and dedication will never be forgotten.

Wishing everyone a safe, meaningful, and reflective Memorial Day Weekend. ❤️🤍💙

#buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

The Roseville BuildingBlocks Lunch & Learn closes out with Shane Norman, CCE at Handle on Modern Tools & Real World Strategies #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

The Handle Roseville BuildingBlocks Lunch & Learn continues with Deana Reynolds of Edges Electrical Group on the always hot topic “Credit & Sales” Relationship. #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

The Handle Roseville BuildingBlocks Lunch & Learn kicks off with Michael Murray at Lanak Hanna on California Lien Law & Bankruptcy. #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

Too often, credit professionals are expected to protect profitability without ever being invited into the margin conversation.

Today, https://t.co/Dtocyj2EfU's BuildingBlocks Community featured speaker Dan Simpson at Kodiak Interiors Group challenged that thinking.

During today’s webinar, "Credit’s Value on Sales Margins", Dan unpacked how credit decisions directly impact profitability, customer relationships, and long-term business health, and why credit professionals deserve a seat at the table when margin strategy is discussed.

Because credit isn’t just about collections. It’s about protecting profit, reducing risk, and helping businesses grow smarter.

A huge thank you to Dan for bringing real-world insight, practical takeaways, and honest conversation to the BuildingBlocks Community today.

Missed the webinar or want to watch it again?

Catch the recording here 👇
https://t.co/ITR7yqXCZO
#buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

Construction credit & finance pros… Atlanta, this one’s for you. 🔥

On October 9th, the https://t.co/Dtocyj3c5s BuildingBlocks Community is bringing a high-energy, one-day Summit to Topgolf Atlanta Midtown designed for the people managing risk, protecting cash flow, and navigating tough credit decisions every day.

⚡ Fast-track sessions
🎤 Industry experts
💬 Honest conversations
📈 Real-world strategies & takeaways
⛳ Golf, networking, dinner & cocktails included

No fluff. No filler. Just practical insight, peer-driven discussion, and strategies you can put to work immediately.

Check out the full event details and save your seat now! #buildingblocks

https://t.co/YRzDg66ymZ

[BuildingBlocks Community by Handle.com @HandleBBlocks]

Today Tracy Turner, CCE with @DeltaSteelTech joined the https://t.co/Dtocyj2EfU BuildingBlocks Community to discuss how mentoring is different in 2026 and how it isn’t just a “nice to have” anymore, it’s becoming a key driver of stronger teams, future leaders, and a more connected, resilient industry.

Tracy shared how to approach it in a way that actually works, whether you’re a seasoned mentor or just getting started. From building meaningful mentor/mentee relationships to creating long-term impact across teams and organizations, this conversation was packed with practical insight and real-world perspective.

If you missed the webinar or want to revisit the conversation, you can watch the recording here.
https://t.co/I3S1jrpx67
#buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

The https://t.co/Dtocyj2EfU BuildingBlocks Community is heading to Roseville, California in just 2 weeks… and you’re invited!

Construction credit, finance & accounting pros… this one’s for you.

Join industry experts like Michael Murray with @lanak_p
, Shane Norman CCE and Deana Reynolds with @EdgesElectrical as we dig into:
• California Bond & Lien Law
• Modern Tools for Real-World Strategies
• The Credit & Sales Relationship (always a crowd favorite)

All happening over a full 3-course meal at The Old Spaghetti Factory.

No fluff. Just real conversations, practical strategies, and connections that actually matter.

Seats are FREE… but they’re going fast.

Save yours now: https://t.co/07XqYEwGgA

#buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

Today https://t.co/Dtocyj3c5s's BuildingBlocks Community celebrates @SummitElectric Supply, a @sonepar company, as our May Supplier of the Month. 🏆

Summit Electric doesn’t just show up as a supplier… they show up as a true partner to the industry.

They’ve built a reputation for developing their employees, promoting from within, and investing in long-term career growth through hands-on training, community involvement, and development programs. And it shows, not just in their teams, but in the consistency and strength of the relationships they build every day. Their mission is clear, they balance the strength of a national organization with the feel of a local, relationship-driven company.

Now part of Sonepar, Summit continues to expand its reach while staying grounded in its core values. Because they understand something important… in this industry, it’s not just about supplying materials. It’s about supporting people, strengthening partnerships, and showing up consistently when it matters most.

👏 Congratulations, Summit Electric Supply! #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

https://t.co/Dtocyj2EfU's BuildingBlocks Community celebrates Kristine Almazan, Credit & Collections Manager with Granite Construction Company, as our May Credit Manager of the Month.

Kristine is truly doing the work and raising the bar for all of us. She takes deep ownership of credit operations, while maintaining such a high standard for process, diligence, and control… that doesn’t go unnoticed.

Even in the middle of high-pressure, critical issues, she continues to show what strong, engaged leadership really looks like, staying focused on making sure everything runs at the level her organization depends on.

Her almost 30year tenure, expertise, and commitment to operational excellence are exactly what make her stand out.

Congratulations Kristine! #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

Joint Checks and Waivers, two of the most talked about tools in construction credit, and still two of the most misunderstood.

What if you could use them with more confidence, reduce risk, and actually strengthen your cash flow instead of second guessing every decision?

Join https://t.co/Dtocyj3c5s’s BuildingBlocks Community on June 3rd, 2026, as two industry experts, Angie Guillen with @Sunstate_Equip Co., LLC and Wendy Barba with Scott Equipment, Inc. break it all down.

Because these aren’t just documents… they’re tools that can either protect your company or create risk if misunderstood.

If you’re managing receivables, reviewing waivers, or navigating project payments, this is a conversation you don’t want to miss.
#buildingblocks

https://t.co/Hsgv0sOk92

[BuildingBlocks Community by Handle.com @HandleBBlocks]

Our https://t.co/WorxkZq32O BuildingBlocks Education & Experience | From Credit to Home Plate education closes out with Shane Norman CCE with https://t.co/WorxkZq32O on Project B…Equipment Moving #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

The https://t.co/WorxkZq32O BuildingBlocks Education & Experience | From Credit to Home Plate continues with Sheila Roames, CCE with Ergon Asphalt & Emulsions, Inc. continues on the Credit & Sales Relationship #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

The https://t.co/WorxkZq32O BuilidngBlocks Community Education & Experience | From Credit to Home Plate event kicks off with Dominica Minore with Gibbs Giden Locher Turner Senet & Wittbrodt LLP #buildingblocks

[BuildingBlocks Community by Handle.com @HandleBBlocks]

The Handle BuildingBlocks Community is heading to Denver, Colorado on June 23rd for our 2026 Lunch & Learn Series — and this is far from your typical industry lunch.

This is where credit & finance professionals come to:
✔️ Have real, honest conversations
✔️ Walk away with strategies they can actually use
✔️ Build meaningful connections over a great meal

If your day-to-day involves managing risk, protecting cash flow, and making tough credit decisions… this is exactly where you need to be.

Seats are limited, grab yours before they’re gone.
#buildingblocks

https://t.co/BkiF2KBwI1

[BuildingBlocks Community by Handle.com @HandleBBlocks]

What a great ending to an informative and unforgettable https://t.co/WorxkZq32O Scottsdale BuildingBlocks Summit. Thank you to all our speakers and our co-sponsor The Law Offices of Mark A. Kirkorsky and Ellen Wodiuk, CCE, ICCE for your continued support. #buildingblocks