Central bank independence should be understood as independence from the banking sector and not the government. The biggest conflict of interest is located there, with higher interest rates benefitting banks and the rich.
We really do seem to be in the absolute depths of Industrial Revolution 3.0 - We've discovered digital fire and our first instinct seems to be to burn everything? And the problem isn’t that we're bad at using new technology because we've always been bad at first, that’s nothing new. But now, everything (including fundamental errors) is expedited due to needing quick returns and the speed of scale and short term optimization and winner takes all and hype cycle amplification and quarterly earnings etc etc. Compound that with the disrespect of The Human (which seems to be a staple of rapid growth) seen from the healthspan problem to what we consume on social to the way we treat kids. And history suggests we'll eventually straighten, but I don’t think we've never had to outrun our own mistakes this fast.